St.George Vertigo Platinum Credit Card
Save on interest with a 0% purchase rate offer for 15 months. Plus, enjoy a discounted $49 first year annual fee.
The St.George Vertigo Platinum is designed to help cardholders cut costs with an annual fee discount and purchase rate offer while giving access to platinum perks.
6.99% p.a.
Balance transfer rate
for 12 months
0% p.a.
Purchase rate
for the first 15 months (reverts to 12.99% p.a.)
$49 p.a.
Annual fee
for the first year ($99 p.a. thereafter)
55 days
Interest free period
Details
| Product Name | St.George Vertigo Platinum |
|---|---|
| Balance transfer rate | 6.99% p.a. for 12 months |
| Balance Transfer Revert Rate | Cash Advance Rate (21.49% p.a.) |
| Balance Transfer Limit | 80% of available balance |
| Purchase rate (p.a.) | 0% for 15 months, reverts to 12.99% p.a. |
| Annual fee | $49 p.a. annual fee for the first year ($99 p.a. thereafter) |
| Interest free period | 55 days |
| Cash advance rate (p.a.) | 21.49% p.a. |
| Min credit limit | $6,000 |
| Max credit limit | $80,000 |
| Card type | Visa |
| Foreign currency conversion fee (Visa/Mastercard) | 3% |
| Complimentary travel insurance | Yes |
| Minimum age | 18 years of age |
|---|---|
| Available to temporary residents | Yes - Conditions apply |
| Joint application | Yes - Conditions apply |
Pros
- 0% p.a. on purchases for the first 15 months
- $49 first year annual fee
- Low purchase rate of 12.99% p.a.
- Complimentary overseas travel insurance and purchase insurance covers
Cons
- Platinum-tier card that does not offer a rewards program
- Charges a 3% foreign currency conversion fee
| Annual fee | $49 p.a. annual fee for the first year ($99 p.a. thereafter) |
|---|---|
| Minimum monthly repayment | 2% of the closing balance or $10, whichever is greater |
| Late payment fee | $15 |
| Foreign currency conversion fee (Visa/Mastercard) | 3% |
| Cash Advance Fee | 2% or $2.50, whichever is greater |
| Overseas cash advance fee | 2% of the value of the transaction or minimum charge of $2.50 |
| Additional cardholder fee | $0 |
| Number of Additional Cardholders | 3 |
Expert review
Review by
Sally McMullen
sally.mcmullen@finder.com.auSally McMullen is a creative content producer at Finder, co-hosts our Pocket Money podcast and wrote about credit cards for almost five years. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone. She has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.
