St.George Vertigo Platinum Credit Card
Last updated:
Save on interest with a 0% purchase rate offer for 15 months. Plus, enjoy a discounted $49 first year annual fee.
The St.George Vertigo Platinum is designed to help cardholders cut costs with an annual fee discount and purchase rate offer while giving access to platinum perks.
0% p.a.
Purchase rate
for the first 15 months (reverts to 12.99% p.a.)
$49 p.a.
Annual fee
for the first year ($99 p.a. thereafter)
55 days
Interest free period
Details
| Product Name | St.George Vertigo Platinum |
|---|---|
| Balance Transfer Limit | 80% of available balance |
| Purchase rate (p.a.) | 0% for 15 months, reverts to 12.99% p.a. |
| Annual fee | $49 p.a. annual fee for the first year ($99 p.a. thereafter) |
| Interest Free Period | 55 days |
| Cash advance rate (p.a.) | 21.49% p.a. |
| Min credit limit | $6,000 |
| Max credit limit | $80,000 |
| Card Type | Visa |
| Foreign Currency Conversion Fee (Visa/Mastercard) | 3% of transaction value |
| Complimentary Travel Insurance | Yes |
| Minimum Age | 18 years of age |
|---|---|
| Available to Temporary Residents | Yes - Conditions apply |
| Joint Application | Yes |
Pros
- 0% p.a. on purchases for the first 15 months
- $49 first year annual fee
- Low purchase rate of 12.99% p.a.
- Complimentary overseas travel insurance and purchase insurance covers
Cons
- Platinum-tier card that does not offer a rewards program
- Charges a 3% of transaction value foreign currency conversion fee
| Annual fee | $49 p.a. annual fee for the first year ($99 p.a. thereafter) |
|---|---|
| Minimum Monthly Repayment | 2% of the closing balance or $10, whichever is greater |
| Late Payment Fee | $15 |
| Foreign Currency Conversion Fee (Visa/Mastercard) | 3% of transaction value |
| Cash Advance Fee | 2% or $2.50, whichever is greater |
| Overseas Cash Advance Fee | 2% |
| Additional Cardholder Fee | $0 |
| Number of Additional Cardholders | 3 |
Expert review
Review by
Sally McMullen
sally.mcmullen@finder.com.auSally McMullen is Finder's credit cards and frequent flyer editor by day and a music maven by night. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone.
