Mobile phone plans

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20 of 292 results
Finder Score Features Features Mobile Data Price Rewards
8.3
  • Unlimited national calls & texts
  • Optus 4G network
  • Unlimited standard national calls & texts
200GB
200GB
Data
$149
per 365 day recharge
for the first 365 days, then $200/recharge
Ongoing price
$149
per 365 days expiry
for the first 365 days expiry, then $200/recharge
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9.9
  • Unlimited national calls & texts
  • Vodafone 4G/5G network
  • Unlimited standard national calls & texts
Unlimited Data
At speeds up to 40Mbps
Unlimited Data
At speeds up to 40Mbps
$20
per month
for the first third month, then $40/month
Ongoing price
$20
per month
for the first month, then $40/month
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9
  • Unlimited national calls & texts
  • Vodafone 4G/5G network
  • Unlimited standard national calls & texts
100GB
100GB
Data
$22.50
per month
for the first sixth month, then $45/month
Ongoing price
$22.50
per month
for the first month, then $45/month
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Southern Phone logo
7.9
Southern Phone Medium
PostpaidNo lock-in contract
7.9
  • Unlimited national calls & texts
  • Optus 4G/5G network
  • Unlimited standard national calls & texts
40GB
40GB
Data
$29
per month
per month
Ongoing price
$29
per month
per month
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iiNet logo
8.8
iiNet Medium Plan
PrepaidNo lock-in contract
$17.50/mth for the first 6 months, then $35/mth. Eligibility criteria, T&Cs apply.
8.8
  • Unlimited national calls & texts
  • Vodafone 4G/5G network
  • Unlimited standard national calls & texts
50GB
50GB
Data
$17.50
per month
for the first sixth month, then $35/month
Ongoing price
$17.50
per month
for the first month, then $35/month
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Boost Mobile logo
9.7
Boost $365 SIM
PrepaidNo lock-in contract
$330 for the first recharge, then $365/recharge. Eligibility criteria, T&Cs apply. Ends 20.10.25
9.7
  • Unlimited national calls & texts
  • Telstra 4G/5G network
  • Unlimited standard national calls & texts
365GB
365GB
Data
$330
per 12 months
for the first 12 months, then $365/month
Ongoing price
$330
per 12 months
for the first 12 months, then $365/month
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felix mobile logo
8.9
felix Subscription 25GB
SubscriptionNo lock-in contract
40GB for $12.50/mth for the first 3 months, then 25GB for $25/mth. Eligibility criteria, T&Cs apply. Ends 26.10.25
8.9
  • Unlimited national calls & texts
  • Vodafone 4G/5G network
  • Unlimited standard national calls & texts
40GB
No excess data charges
40GB
Data
$12.50
per month
for the first third month, then $25/month
Ongoing price
$12.50
per month
for the first month, then $25/month
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amaysim logo
8.5
amaysim 32GB Plan
PrepaidNo lock-in contract
50GB for $12 for the first recharge, then 32GB for $30/recharge. Use promo code OCT25. Eligibility criteria, T&Cs apply. Ends 30.10.25
8.5
  • Unlimited national calls & texts
  • Optus 4G/5G network
  • Unlimited standard national calls & texts
32GB
32GB
Data
$30
per 28 day recharge
for the first 28 days, then $30/recharge
Ongoing price
$30
per 28 days expiry
for the first 28 days expiry, then $30/recharge
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Optus logo
7.1
Optus Flex Plus $39
PrepaidNo lock-in contract
$15 for 28 days only, ends 9.11.25. Plus 65GB for the first 3 recharges, then 25GB. Eligibility criteria, T&Cs apply. Ends 10.3.26
7.1
  • Unlimited national calls & texts
  • Optus 4G/5G network
  • Unlimited standard national calls & texts
65GB
65GB
Data
$39
per 28 day recharge
per 28 day recharge
Ongoing price
$39
per 28 days expiry
per 28 days expiry
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Southern Phone logo
7.4
Southern Phone Small
PostpaidNo lock-in contract
7.4
  • Unlimited national calls & texts
  • Optus 4G/5G network
  • Unlimited standard national calls & texts
20GB
20GB
Data
$24
per month
per month
Ongoing price
$24
per month
per month
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Boost Mobile logo
7.6
Boost $39 SIM
PrepaidNo lock-in contract
75GB for $13 on activation, 75GB for $39 on the next 2 recharges, then 25GB for $39. Eligibility criteria, T&Cs apply. Ends 20.10.25
7.6
  • Unlimited national calls & texts
  • Telstra 4G/5G network
  • Unlimited standard national calls & texts
75GB
75GB
Data
$39
per 28 day recharge
per 28 day recharge
Ongoing price
$39
per 28 days expiry
per 28 days expiry
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More logo
7.4
More 14GB
PostpaidNo lock-in contract
$24/mth for CommBank customers who pay with a CommBank credit or debit card. Eligibility criteria, T&Cs apply. Ends 31.12.25
7.4
  • Unlimited national calls & texts
  • Wholesale Telstra 4G network
  • Unlimited standard national calls & texts
14GB
14GB
Data
$28
per month
per month
Ongoing price
$28
per month
per month
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Optus logo
7
Optus Flex Plus $350 365 days
PrepaidNo lock-in contract
300GB for first 3 recharges, then 220GB/recharge. Plus 40GB bonus data with AutoRecharge. T&Cs apply.
7
  • Unlimited national calls & texts
  • Optus 4G/5G network
  • Unlimited standard national calls & texts
300GB
300GB
Data
$350
per 365 day recharge
per 365 day recharge
Ongoing price
$350
per 365 days expiry
per 365 days expiry
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Boost Mobile logo
9.4
Boost $300 SIM
PrepaidNo lock-in contract
290GB on activation, then 240GB/recharge. Eligibility criteria, T&Cs apply. Activate by 2.3.26
9.4
  • Unlimited national calls & texts
  • Telstra 4G/5G network
  • Unlimited standard national calls & texts
290GB
290GB
Data
$300
per 12 months
per 12 months
Ongoing price
$300
per 12 months
per 12 months
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AGL logo
8.2
AGL Large 5G
PostpaidNo lock-in contract
$40/mth when bundled with AGL Energy. Eligibility criteria, T&Cs apply.
8.2
  • Unlimited national calls & texts
  • Optus 4G/5G network
  • Unlimited standard national calls & texts
160GB
160GB
Data
$50
per month
per month
Ongoing price
$50
per month
per month
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amaysim logo
9.9
amaysim 150GB Long Expiry Plan
PrepaidNo lock-in contract
$109 for the first recharge, then $150/recharge. Use promo code OCT25. Eligibility criteria, T&Cs apply. Ends 30.10.25
9.9
  • Unlimited national calls & texts
  • Optus 4G/5G network
  • Unlimited standard national calls & texts
150GB
150GB
Data
$109
per 182 day recharge
for the first 182 days, then $150/recharge
Ongoing price
$109
per 182 days expiry
for the first 182 days expiry, then $150/recharge
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Southern Phone logo
8.7
Southern Phone Large
PostpaidNo lock-in contract
8.7
  • Unlimited national calls & texts
  • Optus 4G/5G network
  • Unlimited standard national calls & texts
80GB
80GB
Data
$34
per month
per month
Ongoing price
$34
per month
per month
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Kogan Mobile logo
9.9
Kogan Extra Large 365 Days
Finder AwardPrepaidNo lock-in contract
9.9
  • Unlimited national calls & texts
  • Vodafone 4G network
  • Unlimited standard national calls & texts
500GB
500GB
Data
$300
per 365 day recharge
per 365 day recharge
Ongoing price
$300
per 365 days expiry
per 365 days expiry
Go to siteView details
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Dodo logo
9.6
Dodo $40
PostpaidNo lock-in contract
$20/mth for the first 4 months, then $40/mth. Eligibility criteria, T&Cs apply. Order by 5.11.25
9.6
  • Unlimited national calls & texts
  • Optus 4G/5G network
  • Unlimited standard national calls & texts
80GB
No excess data charges
80GB
Data
$20
per month
for the first fourth month, then $40/month
Ongoing price
$20
per month
for the first month, then $40/month
Go to siteView details
Compare product selection
felix mobile logo
9.9
felix Subscription 50GB
SubscriptionNo lock-in contract
100GB for $15/mth for the first 3 months, then 50GB for $30/mth. Eligibility criteria, T&Cs apply. Ends 26.10.25
9.9
  • Unlimited national calls & texts
  • Vodafone 4G/5G network
  • Unlimited standard national calls & texts
100GB
No excess data charges
100GB
Data
$15
per month
for the first third month, then $30/month
Ongoing price
$15
per month
for the first month, then $30/month
Go to siteView details
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Over 700,000 Aussies compared mobile plans with us in the past year

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How to compare mobile plans: a step-by-step guide

It can be overwhelming to sift through all the options. Don't worry though, we've simplified the process to help you find a mobile plan that works for you.

1. Do you want a new phone or just a phone plan?

This is the first question to ask yourself when choosing a phone plan.

  • New phone on a plan: If you're looking for a new phone along with your plan, your only choices are Telstra, Optus, and Vodafone, which are know as the 'big three' in Australia.
  • SIM-only plan: If you're happy with your current phone or want to buy one yourself, you can save by going with a prepaid or postpaid SIM-only plan. There are around 43 smaller providers offering great value for money, with Aussies paying an average of $27 a month with them compared to $65 with the big three, according to our data.

💡 Pro Tip: You can keep your existing phone number when switching providers, and it's easy to bring it with you no matter where you switch.

2. How much data do you actually need?

Start by checking how much data you use, because there's a good chance you're paying for more than you need (and could save money!). Many Australians overestimate how much data they need; based on research from the ACCC, the average Aussie uses 13.4GB each month on average - far less than the 40GB most people choose as per our research.

💡 Pro tip: If you mostly use Wi-Fi and don't stream much on the go, a smaller data plan could save you money. Second, check your previous bills to get a clear picture of your typical usage. If you're still not sure of how much you use, there's more info below.

3. Do you have a network preference?

Coverage matters, especially if you live in rural or regional areas. Price and data won't matter much if you're constantly losing signal!

  • Telstra offers the widest coverage, which is especially important if you don't live in a major city.
  • Optus and Vodafone have strong coverage in major cities, but less extensive reach in some regional or remote areas.

💡 Pro tip: Check the mobile phone provider's network coverage map before signing up.

4. Do you want extra perks or a no-frills plan?

Some mobile plans come with extras like international calls, data rollover or travel roaming.

💡 Pro tip: If you don't need these features, focus on finding a plan with the right price and data (unlimited local calls and texts are usually a given).

money icon

The hidden cost: Australians paid $2.4 billion in loyalty tax on mobile plans in 2024

You could be overpaying by sticking with the same provider or plan for too long – or only looking at the big brands like Telstra, Optus and Vodafone. As a rule, it's a good idea to look at plans every 6 to 12 months and to review it anytime the provider raises prices. If you don't, you're essentially being taken advantage of by being loyal; aka the loyalty tax. On average, Aussies spend $53 a month on their phone bill, but you could get a plan with 40GB for as little as $30 a month. For more insights like these, read our Loyalty Tax report on mobile, broadband and energy bills.

What types of mobile phone plans can you get in Australia?

In Australia, there are three main types of mobile phone plans:

  • Prepaid mobile plans
  • Postpaid mobile plans
  • Mobile plans bundled with a new phone

Each has its benefits depending on your needs.

Prepaid vs postpaid mobile plans

There's less of a distinction between prepaid and postpaid plans these days, especially with the removal of lock-in contracts for postpaid. Here's a quick breakdown of the differences:

Prepaid plansPostpaid plans
Contract lengthNo lock-in contractUsually no lock-in contract
Payment periodPaid upfrontBilled monthly
Excess chargesNo excess data chargesSome providers charge for excess data use, while others slow your speeds
Expiry period7-day, 28-day, 30-day, and long-expiry plans (90, 180, or 365 days), as well as monthly optionsMonthly
RechargesWithout auto-recharge, you must renew your plan before it expiresThe plan will continue monthly unless you cancel

Phones bundled with a mobile plan

Buying a phone outright is cheaper in the long run, but it's not easy to fork out a big chunk of cash upfront, especially if you're eyeing something from Samsung, Apple or Google.

Telstra, Optus and Vodafone allow you to pay for your phone in monthly instalments over 12, 24 or 36 months. There's no lock-in contract, and you can leave anytime by paying off the remaining phone cost.

Alternatively, you can also compare plans for different models from the big tech brands.

How much data do you really need?

Understanding how much data you need is key to avoiding overpaying.

Activities like browsing and social media don't use as much data as you'd think, so you can probably get by with less than 15GB, especially if you're on Wi-Fi most of the time.

Streaming and downloads, however, can burn through data quickly. If you're out and about a lot or have a long commute, you might want some extra buffer: at least 20-25GB a month.

Anything above 40GB is considered a high data plan.

DataActivities
3GB - 10 GBEnough for casual web browsing, social media, occasional music streaming and some online gaming
15GB - 20GBGreat for regular web browsing, moderate streaming, gaming and occasional YouTube viewing
30GB and abovePerfect for those who frequently stream high-definition videos or download large files like movies, TV shows and video games

If you're still worried about going over your data allowance, consider an unlimited data mobile plan.

In most cases, once you've used up your data, your speeds will drop from anywhere between 256Kbps to 2Mbps. That's still enough for basic things like checking emails or browsing, but you might struggle with heavier tasks.

Richard Whitten's headshot

"My wife and I were both paying $44 a month each on our mobile plans, with more data than we needed. I thought it was a good deal until I found a 365-day plan with 120GB of data for $119, which works out to $10 each per month. Still, more data than we need since we're almost always connected to our Wi-Fi at home, but it will save us $800 a year!"

Senior Money Editor

Which mobile network should I choose?

Australia's three mobile networks - Telstra, Optus, and Vodafone - each have pros and cons. Smaller providers use their networks to offer mobile plans.

Network coverage is important because it affects how smoothly you can do things like browse the web or stream content on your phone.

telstra logo

Telstra has the widest network coverage in Australia and leads in rural and regional areas.

  • Its 4G coverage reaches 99.7% of the population. It also has the strongest 5G coverage (aka faster speeds and better reliability), reaching 95% of the population.
  • Smaller providers on Telstra's network get access to its wholesale coverage, which reaches 98.8% of the population and is the second best in Australia. The exception is Boost Mobile, which has full access to both Telstra's 4G and 5G networks.
  • Signing up with a smaller provider instead of Telstra itself can save you from paying its premium prices.

Providers that use the Telstra network include:


optus logo

Optus offers good coverage in major cities, at a lower price than Telstra.

  • Its 4G network reaches 98.5% of the population. It's also continuing to expand its 5G network, which now reaches 80.5% of Aussies across 4,000 5G sites.
  • It covers a little less of Australia than Telstra – this difference in coverage is mostly felt in some regional and remote areas.
  • Smaller providers using Optus get full access to its 4G and 5G networks.

Providers that use the Optus network include:


Vodafone logo

Vodafone is the most affordable but has slightly limited coverage outside cities.

  • Its 4G network covers 98.4% of the population.
  • Vodafone's 5G rollout is still underway - it's now available in 3,000 suburbs across major cities in Australia. Unfortunately, there's no exact coverage percentage available.
  • Its network should suit those living in major cities but similar to Optus, coverage in some regional and remote areas may be patchy or non-existent.
  • Smaller providers using Vodafone get full access to its 4G and 5G networks.

Providers that use the Vodafone network include:

Do you need a 5G mobile plan?

A 5G mobile connection offers faster speeds, particularly in crowded areas. But if you don't use much data, have an older phone that doesn't support 5G or live where the coverage is patchy, 4G might be enough.

The good news? Many mobile plans now include both 4G and 5G, especially with 3G now phased out, so you won't have to pay a premium price for faster speeds.


Finder Score explained

  • 9+ Excellent - These mobile plans stack up extremely well for overall cost and data allowance over 12 months plus network coverage. You may also get a few bonus features attached to your plan.
  • 7+ Great - These mobile plans are competitively priced and offer a decent amount of data. You might need to compromise just a little bit on some features.
  • 5+ Satisfactory - Usually these mobile plans are just okay for overall cost over 12 months and the amount of data you’re getting in return. Network coverage and other features can be lacking.
  • Less than 5 – Basic - You can generally do better than what these mobile plans have to offer in terms of cost, data costs, network coverage and features. In short, they’re poor value for money.

Digging deeper into the Finder Score for mobile plans

There are an overwhelming number of mobile plans available from over 40+ providers. More than 300 to be exact. You also have to figure out how each of their costs stack up against the amount of data you’re getting in return. We group plans into 3 categories - month to month plans, long expiry plans under $250 and long expiry plans for $250 and above.

That's where the Finder Score comes in. The score is a simple way for you to compare mobile plans at a glance.

Here's how the scores work:

  • We analyse hundreds of mobile plans in our database that run on either Telstra, Optus or Vodafone networks.
  • We assess the overall costs and data inclusions over a year, coupled with some additional features like data rollover, WiFi calling and network provider coverage.

Frequently asked questions

Mariam Gabaji's headshot
Written by

Senior Utilities Editor & Tech Expert

Mariam Gabaji is a journalist with 13 years of experience, specialising in consumer topics like mobile services and energy costs. Her work appears in the ABC, Yahoo Finance, 9News, The Guardian, SBS, 7News, A Current Affair and Money Magazine. Mariam holds a Bachelor of Arts in Journalism and was a finalist for the 2024 and 2025 IT Journalism Award for Best Telecommunications Journalist. See full bio

Mariam's expertise
Mariam has written 414 Finder guides across topics including:
  • Energy
  • Mobile
  • Broadband
  • Consumer tech

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81 Responses

    Default Gravatar
    NicholasMay 29, 2025

    Why can’t I get a phone on a plan

      Mariam Gabaji's headshotFinder
      MariamJune 2, 2025Finder

      Hi Nicholas, you can get a phone on a plan from Optus, Telstra or Vodafone. In this guide https://www.finder.com.au/mobile-plans, there’s a quiz at the top which asks you if you want a SIM only plan or a phone on a plan if you click on the drop down option. Hope this helps!

    Default Gravatar
    CindyMay 14, 2025

    Hello Kim, I just got an apple watch cellular and realised my belong plan doesn’t allow a shared number. I also need to make int calls to Germany and international roaming when I’m travelling to Europe. Since I live rural I need the Telstra network. I cannot seem to find a plan that matches all my criteria. I don’t need a lot of data, roughly 7GB a month.

      Chris Jager's headshotFinder
      ChrisMay 14, 2025Finder

      Hi Cindy.

      The easiest solution is to get a cheap Telstra plan with the following add-ons:

      Pre-Paid International Roaming Pack: This is available on most Telstra SIM-only plans with prices starting at $10. You only pay when you need it.

      Telstra One Number: This allows you to share your mobile number with your Apple Watch. It costs $5 a month. Your watch gets the same number as your mobile, and the monthly charge simply goes on your mobile bill.

      With the aforementioned add-ons, you just need a plan with international calls to Germany.

      Telstra’s $39 Pre-Paid SIM Starter Kit plan includes 300 minutes of calls and 100 texts to Germany per month. It comes with 15GB data per month. Hope this helps!

    Default Gravatar
    KimMarch 31, 2025

    I want to go from Optus to Telstra are there any specials on the Samsung S25

      Mariam Gabaji's headshotFinder
      MariamMarch 31, 2025Finder

      Hi Kim, Telstra’s offering a bonus Galaxy Tab 9 when you sign up to an S25 / S25+ / S25 Ultra phone plan. You can check out the offers here https://www.telstra.com.au/mobile-phones/mobiles-on-a-plan. There’s up to a $500 discount on the S24 in case you don’t mind an older model. Hope this helps!

    Default Gravatar
    ChristopherMarch 1, 2025

    What about about Virgin ?

      Angus Kidman's headshotFinder
      AngusMarch 3, 2025Finder

      Virgin Mobile doesn’t operate in the Australian market anymore.

    Default Gravatar
    charlesJanuary 23, 2025

    what is the best value mobile broadband

      Angus Kidman's headshotFinder
      AngusJanuary 23, 2025Finder

      Hi Charles, You can check out our dedicated mobile broadband comparison to see which options might work for you.

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