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InsureandGo Seniors Travel Insurance Review

Continue travelling up to the age of 100 with InsureandGo Seniors Travel Insurance

If you are technically classed as a senior, you may be over 50 but that doesn’t mean you have to act like it. You are just as likely as your kids are, to be out every night of the week, up until all hours of the night dining out, dancing or catching up with friends and enjoying all of the best things in life.

One of the best things about life is that there is just so much on offer, that the sooner you get out there and experience, the sooner you’ll be able to tick off all the thing on your to-do list, bucket list or wish list. Of course while there are probably some wonderful experiences right here in your own backyard, the reality is that most bucket list adventures will involve some travel and since you’re not ready to actually kick the bucket for a good long time yet, you should make sure you have a senior’s travel insurance policy in place before you set off.

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Brands Product Product Details Apply
InsureandGo Seniors

Cover for all seniors aged 60-100 years

Unlimited cancellation with gold policy

Cover for 90 sports and activities

$8,000 luggage and personal effects

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Who Underwrites InsureandGo Travel Insurance?

mapfre underwriter logo

InsureandGo Travel Insurance is provided and underwritten by MAPFRE ASISTENCIA COMPAÑÍA INTERNACIONAL DE SEGUROS Y REASEGUROS, S.A. (or MAPFRE ASISTENCIA for short). They have worldwide operations in Europe, America, Asia and Africa with over 161 million beneficiaries worldwide. MAPFRE ASISTENCIA is a multinational insurance and assistance company in Madrid, Spain. In 2011 and 2013, MAPFRE ASISTENCIA was awarded Insurer/Underwriter of the Year at the ITIJ Awards.

Benefits of senior’s travel insurance with Insure and Go

While you may not associate with the word ‘senior’ the way your parents did, you will still need to acknowledge that you have different and specific needs, compared to younger or family groups of travellers, which is why you can benefit from a specifically tailored senior’s travel insurance policy. The Insure and Go senior’s travel insurance policy is designed to protect you from those unforeseen circumstances of travel which can quickly and easily ruin your plans for relaxation, fun and adventure.

Insure and Go can cover you up to the age of 100, which means that if you choose to travel to see friends and family, head off on that cruise you’ve been saving up for or take an adventure trip to try something you’ve always wanted to do, you can know that Insure and Go will be behind you all the way, with 24 hour emergency assistance and cover for more than 90 sports and activities.

Senior’s travel insurance is also very affordable with Insure and Go, starting at just $28 for coverage and including:

    • Unlimited cancellation cover in the Gold Policy.
    • Up to $8,000 of cover for baggage.
    • All pre existing medical conditions eligible for assessment.
    • Free cover for children who are travelling with parents or grandparents.

How to apply for senior’s travel insurance with Insure and Go

Insure and Go makes it easy to compare your options when you’re shopping around for travel insurance, by providing you with a quote for your cover in just a few seconds. You can also feel secure in the knowledge you are putting your insurance in the hands of experts, who are backed by a global brand and successfully covert and protect more than 1.6 million travellers each year.

Your senior’s travel insurance is also easy to use and manage, because there is a just a simple medical screening process when you apply, but you don’t need to provide any medical certificates with your application. Plus, if you do have to make a claim on your senior’s travel insurance, Insure and Go maintains a quick and easy claims process to make sure the benefit amount is with you as soon as possible and the disruption is handled with care and detail.

To apply for travel insurance with Insure and Go, you must be over 18 years at the time of application and there is a surcharge applied to applicants who are over 50 years old. You are also able to make sure your whole family is covered when travelling, by purchasing Insure and Go travel insurance on behalf of financially dependent children or grandchildren who are under 18 years old, as long as dependents under 16 years old have full adult supervision during their travels. If you are not travelling with your child or grandchild, then the full adult premium will be payable.

Health conditions and travel insurance

Insure and Go will consider coverage for all pre existing medical conditions on an individual basis; however, you need to be completely honest in your application. If you withhold information or lie about your health conditions on your travel insurance application and you do need to make a claim, your policy could be void and your claim not paid.

Insure and Go will not pay a claim if, at the time of taking out your senior’s travel insurance, you:

      • Are receiving treatment or waiting on hospital tests or treatment for any condition or set of symptoms which are currently undiagnosed.
      • Are travelling against the advice of a medical practitioner.
      • Are travelling overseas to seek medical advice.
      • Have suffered from, or received medical advice, treatment or medication in the last five years for: any heart related, blood circulatory or diabetic condition, any neurological condition such as stroke, brain haemorrhage or epilepsy, any breathing condition, any psychiatric or psychological condition including anxiety or depression.
      • Have had treatment for cancer in the last five years.
      • Have been referred to or seen by a hospital doctor or surgeon, other than an accident and emergency doctor.

Receive a free quote and apply for InsureandGo Seniors Travel Insurance Online

If you are a senior traveller looking for a comprehensive and affordable travel cover option, the features of the InsureandGo policy might be the right fit for you. You can follow the secure link located in the product table above through to the InsureandGo website where you can download the product disclosure statement and purchase your cover entirely online in a matter of minutes. recommends you take the time to read through the product disclosure statement to ensure you know exactly what you will be covered for and what to do in the event of a claim.

Receive a quote for Insureandgo seniors travel cover

William Eve

Will is a personal finance writer for specialising in content on insurance. While he cannot give personal advice to clients, Will enjoys explaining the intricacies of different types of protective cover to help individuals and businesses find affordable cover that won't leave them underinsured.

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4 Responses to InsureandGo Seniors Travel Insurance Review

  1. Default Gravatar
    Jean | September 9, 2015

    Where is my 10% code for sure and go

  2. Default Gravatar
    john | December 30, 2013

    can we just insure our grand daughters ages 13 and15

    • Staff
      Marc | January 2, 2014

      Hello John,
      thanks for the question. Those under 18 can be insured with InsureandGo if they’re are travelling or being dropped off and picked up by a responsible adult aged 21 or over. To purchase a policy for someone under 18 you’ll need to contact InsureandGo directly.

      I hope this helps,

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