Get exclusive money-saving offers and guides
Straight to your inbox
By signing up, you agree to the Finder
Privacy & Cookies Policy
and
Terms of Use, Disclaimer & Privacy Policy.
Credit cards for high income earners
Compare credit cards with premium features, frequent flyer perks and high minimum income requirements.
Card Types
Credit Cards Tips
- Best Balance Transfers
The most competitive 0% p.a. credit card offers of 2020.
- Card Finder Quiz
Not sure what type of card is right for you? Take our quick quiz.
- 60 Second Approval
Get an instant answer on your credit card application.
- Free Credit Score
Get your credit score and report for free through Finder.
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Credit cards for high income earners offer larger credit limits and premium perks including frequent flyer programs, concierge services, complimentary insurance and airport lounge passes. You can use this guide to compare credit cards with high income requirements and learn more about the features you can expect from these cards.
Compare gold, platinum and black-tier credit cards
To see more details of each offer and compare cards side by side, use the 'Compare' checkbox.
What is a high income credit card?
When you apply for a credit card, you may be required to meet a minimum annual income requirement to be approved. A card with a "high" income requirement could range between $35,000 and $1o0,000 per year. They're suited to people who regularly spend with a credit card, will repay their balance in full each month and can take full advantage of the card's features to justify the annual fee.
What features can I expect from one of these credit cards?
The specific features will vary between products, but credit cards for high income earners can offer the following:
- Frequent flyer or rewards points. Some of these credit cards are linked with frequent flyer programs or rewards points. You can earn points as you spend and redeem them for rewards including flights, accommodation, gift cards and more. These cards often reward new cardholders with thousands of bonus points when they sign up and meet the spend requirement.
- Travel perks. This could include passes to airport lounges, travel credits, flight vouchers.
- Complimentary insurance. These cards usually offer complimentary travel insurance and purchase covers including extended warranty protection. Eligibility criteria, inclusions and exclusions apply, so make sure to check out the insurance policy documents.
- Concierge service. Many platinum cards come with a personal concierge service who can help you with anything from organising a holiday, booking a work function or organising a gift for a loved one.
- Higher credit limit. The credit limit you're approved for will vary depending on your financial situation, but these cards usually offer higher credit limits than other lower-tier products.
Credit cards with high minimum income requirements often come with competitive benefits. The income criteria is just one of many factors that the lender will consider when reviewing your credit card application, so make sure to consider the other requirements before you apply.
Back to top
More guides on Finder
-
Westpac Altitude Platinum Qantas – Existing customer offer
With bonus Qantas Points and a range of complimentary insurance covers, the Westpac Altitude Platinum - Qantas is worth considering if you want more frequent flyer points.
-
Westpac Altitude Platinum Credit Card – Existing Customer Offer
Earn Altitude rewards with Westpac’s Altitude Platinum credit card, while enjoying the benefits and privileges of platinum status.
-
MoneyMe Freestyle Virtual Mastercard
Get $250 credit back when you meet the eligibility requirements and 55 days interest-free on purchases.
-
0% Balance Transfer Credit Card Offers
Pay no interest on your credit card debt and clear it faster with a 0% balance transfer credit card. Compare and apply here.
-
How to start a home cooking business
Follow this ultimate recipe for how to start your cooking business.
-
ANZ Rewards Platinum Credit Card – Exclusive Offer
The ANZ Rewards Platinum Credit Card offers a competitive rewards program, $0 annual fee for the first year, a $500 gift card, a balance transfer offer and a range of complimentary insurance covers.
-
Woolworths Team Bank Visa Credit Card
Available to Woolworths Group employees and family, this low-cost card comes with simple features and mobile payment options.
-
5 tips to help you get the best credit card deal in 2020
SPONSORED: In a time of financial volatility, here are the key ways to find a credit card that offers you bang for your buck.
-
Firefighters Mutual Bank Credit Card
This low rate credit card has a $0 annual fee and is available to firefighters and other service workers or volunteers.
-
What does it mean for you if we’re no longer in a recession?
The recession is apparently over – but what does this actually mean for your money, and what impact does it have on your savings, loans and investments?
Ask an Expert
