westpac altitude

How to Earn More Westpac Altitude Rewards Points

Information verified correct on January 21st, 2017

Here are some easy ways to earn more Westpac Altitude points.

Westpac’s Altitude program has been a popular alternative for spenders looking for something different to traditional frequent flyer programs. It has a thoughtful array of reward options ranging from technology, business items, homewares, appliances, luggage, outdoor, travel (including frequent flyer options for those who can’t do without) and gift card options to name a few.

How the Westpac Altitude Rewards Points Program Works and How to Earn Points

Another advantage of the Westpac Altitude Rewards program is that there’s a number of different cards available for different customers. Each of these card accounts come with two linked cards, an American Express and a MasterCard or Visa. This gives you the ability to earn maximum rewards with the American Express card, and in the event they aren’t accepted or come with a surcharge, the ability to use the widely-accepted MasterCard or Visa.

So how do you set your points earning from slow to speedy? It all starts with the card you choose.

1. Choose an appropriate card for your spending

Altitude points and the cards which earn them function in the same way as a frequent flyer card does, and therefore the same points earning tips apply to them.

There are three personal Altitude cards and two business Altitude cards, and each serve different types of spenders. Choosing the right one for you will depend on how much you spend each year. Remember all Altitude cards except the Black Card have caps, so ensure how much you spend won’t be limited by the monthly caps, which start 5,000 for the standard Altitude, and are as high as 20,000 for the Altitude Business Gold Card.

Find out how you spend. If you make steady purchases each month then find an Altitude card which caters to this. If you tend to make large purchases every couple of months, ensure the card you choose doesn’t have a cap which will limit the amount you have. Don’t go straight for the Black card because it’s uncapped. You’ll be paying a hefty annual fee for this privilege, and while this isn’t a bad thing if you spend enough, if you’ll only rarely reach the monthly cap for the Altitude or Altitude Platinum cards it’s probably going to cost you more in annual fees than you’ll receive in rewards.

2. Make use of bonus sign-up points

This ties into the above point. If you’re in no rush to sign up to a card now then keep your eye out on Westpac bonus point deals. These are special offers which are made to attract new customers, and are only offered for a limited amount of time. Bonus points can be a great kickstarter to your Altitude points balance.

3. Altitude Bonus Partners

One of the better features of the Westpac Altitude Rewards program are the bonus partners Westpac has brought onboard. Bonus partners are businesses that award users of the Westpac Altitude Rewards card additional bonus points for spending with them.

Cardholders can earn additional Westpac Altitude Rewards or Qantas Point for every dollar spent with a bonus partner. How many bonus points you earn will depend on what Altitude card you have, with the Altitude Black and Altitude Platinum generally getting more bonus points.

Bonus partners are added into the mix regularly, and you can find a current list on the Altitude Rewards website. Here are a few of the major bonus partners we found:

  • Etihad Airways
  • Caltex
  • Hertz
  • Intercontinental Hotels & Resorts
  • Next Media
  • Hoyts

4. Let your family do the work for you

Altitude cards come with a free additional cardholder. You can give this additional card to your spouse or child (provided they’re over 16) and any points they earn will go towards your balance. As always ensure you can trust whoever you give your card to.

5. Use your card for big ticket items

This last tip isn’t for everybody, but if you have an uncapped Black Card, it may be worthwhile putting your larger item purchases on your card. This obviously depends on the size of your credit limit, but if you’re going to pay for the item in full anyway it may be better to pay for it using your credit card and earn Altitude points. Then simply pay the purchase off before interest is charged, and watch your points value skyrocket.

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2 Responses to How to Earn More Westpac Altitude Rewards Points

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    Helen | April 21, 2013

    Are the altitude points capped on our Westpac Altitude Cards?

      Jacob | April 22, 2013

      Hi Helen. Thanks for your question. According to the Westpac website, ‘a points cap of 7,500 points applies when using either or both cards. Bonus points do not count towards the points cap.’ This will commence from 17 June 2013. Jacob.

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