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Woolworths Credit Cards

Woolworths credit cards offered Qantas Points or credit card points for your everyday spending but are no longer available. Here's what you need to know.

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Woolworths credit cards update in 2023

Credit card issuer Macquarie has announced that it will no longer offer Woolworths credit cards. Between June and August 2023, existing customers will have their Woolworths credit card replaced with a Macquarie Platinum Credit Card that earns points through the Macquarie Rewards program.

A Woolworths spokesperson told Finder: "We'd like to thank our credit card customers for their loyalty over the years and remind them they can continue to get great value offers they had with their credit card, including the bonus 10% off their monthly shop, through being customers of our Everyday Extra program, Everyday Insurance and Woolworths Mobile products."

We've kept other details about Woolworths Credit Cards below for reference. You can also compare a wide range of rewards credit cards available on Finder right now.

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Key dates for existing Woolworths credit card customers

  • May 2023: Macquarie will send you details about the move to a Macquarie credit card account. This will happen at least 30 days before the transition.
  • 1 June 2023: If you don't want a Macquarie credit card, you need to pay off your card and close the account by this date.
  • June 2023: Any remaining points earned on a Woolworths Everyday credit card will be converted to Woolworths eGift Shopping Cards. Remaining points on a Woolworths Qantas Platinum Credit Card will be added to your Qantas Frequent Flyer balance.
  • June to August 2023: You'll be sent a new Macquarie Platinum Credit Card to replace your Woolworths card.
  • 30 September 2023: Until this date, you can still get 10% off your Woolworths grocery shop once a month when you scan the Everyday Rewards barcode on the back of your Woolworths credit card.
  • August to October 2023: Your Woolworths credit card will stop working.

Types of credit cards from Woolworths

Note: The details below relate to Woolworths credit cards when they were available in Australia (before April 2023). We have kept the details for reference for existing customers, however these accounts will not be available after October 2023. If you're an existing customer, contact Macquarie Bank on 1300 150 300 for specific details about your account.

Rewards credit cards

The Woolworths Everyday Platinum Credit Card earns credit card reward points per $1 spent on eligible purchases both at Woolworths and everywhere else. The points are automatically converted to Woolworths Shopping Cards every 4 months, with a minimum of 4,000 points equal to a $20 shopping card.

Frequent flyer credit cards

You can use the Woolworths Qantas Platinum Credit Card to earn Qantas Points on eligible spending, with a higher number of points per $1 offered at Woolworths. Other benefits include complimentary travel insurance, a concierge service and exclusive discounts at Woolworths Group retailers.

Standard and platinum Woolworths credit cards

If you're approved for a credit limit of $6,000 or more, you'll be able to enjoy more benefits with a Woolworths Everyday Platinum and Woolworths Qantas Platinum credit card. But if you're approved for a credit limit of less than $6,000, you will be issued with a Woolworths Everyday Card that does not offer platinum benefits.

Benefits of getting a Woolworths credit card

  • 10% off at Woolworths once a month on selected dates

Each month, you'll receive an email offer for 10% off your shop at Woolworths when you scan the barcode on the back of your credit card and pay with it. This offer is available for spending up to $500, which means you can get a maximum of $50 off your shop. Keep in mind that this offer is not available in Tasmania and also excludes spending on certain items.

  • Everyday Rewards

If you link your Everyday Rewards account with a Woolworths credit card, you'll earn Everyday Rewards points when you shop at partner stores and scan the membership barcode on the back of your credit card before paying. This is in addition to the Qantas Points or credit card points you earn when paying with your credit card.

  • Earn more Qantas Points when you spend

If you're a member of Everyday Rewards and choose to earn Qantas Points instead of Everyday Rewards points, you'll get 1,000 frequent flyer points for every 2,000 Everyday Rewards points you earn. Apply for the Woolworths Platinum Qantas Credit Card and you can also rack up Qantas Points per $1 spent on all eligible purchases.

  • 50% off selected wine cases at Cellarmasters

If you buy a selected white, red or mixed case online and pay with a Woolworths credit card, you'll get 50% off the regular price. Note that delivery charges still apply.

  • Save with up to 10% on Woolworths Insurance

Use your Woolworths credit card to pay for a new Woolworths Car, Home, Pet or Travel Insurance policy to save up to 10% on the cost.

  • Visa features and benefits

Woolworths credit cards come with Visa benefits including exclusive entertainment and ticket offers through Visa Entertainment, as well as shopping, dining and travel offers through Visa Offers + Perks. You can also enjoy Visa's worldwide acceptance, contactless payment options and fraud protection services.

  • Woolworths credit card online account

Check your balance, make payments and manage your Woolworths credit card account on-the-go through the Woolworths credit card website or via the Woolworths Money app.

  • Apple Pay

Add a Woolworths credit card to your Apple Pay account and you can make contactless payments straight from your mobile device.

How to apply for a Woolworths credit card

You can apply for a Woolworths credit card online in around 15 minutes. Before you get started, make sure you meet the application requirements and have all the details you'll need ready. This typically includes:

Eligibility criteria

  • Age. You must be at least 18 years of age to apply for a credit card.
  • Minimum income requirements. You must meet the minimum income listed for your chosen Woolworths credit card.
  • Residency status. You must be an Australian citizen, permanent resident of Australia or a temporary resident with a valid, eligible visa to apply for a Woolworths credit card. Note that additional requirements may apply if you are a temporary resident.

Required information

📄 Personal information. As well as some basic information about yourself, have your driver's licence handy. You may also be required to verify your identity by providing 100 points of identification.

📄 Income and employment details. You’ll need to input information about your income and employer. You may also be asked to provide proof of your income. For example, by submitting copies of your most recent payslips.

📄 Balance transfer details. If you want to save money on credit card repayments with a balance transfer, you’ll need the credit card you want to transfer from close by when you apply for the Woolworths credit card.

Credit card brands similar to Woolworths

If you want a credit card that offers rewards and shopping perks, you can also compare these brands:

Looking for ways to get benefits at Woolworths without a credit card? Check out Woolworths promo codes and the Everyday Rewards loyalty program. Or, consider signing up to Everyday Extra .

Frequently asked questions about Woolworths credit cards

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221 Responses

    Default Gravatar
    GoldNovember 12, 2018

    can i send my sister to buy or withdraw cash with my Woolworths gold credit card?

      Default Gravatar
      NikkiNovember 12, 2018

      Hi there,

      Thanks for getting in touch. It is essentially advisable to manage your own personal accounts and it will be your own sole decision to entrust it with other people.

      Hope this clarifies!

      Regards,
      Nikki

    Default Gravatar
    HHJuly 29, 2017

    Hi,

    If I withdraw cash abroad and want to avoid paying interest. Can I just pay a lump sum off to my credit card before withdrawing the money? Thanks

      Default Gravatar
      ArnoldJuly 30, 2017

      Hi HH,

      Thanks for your inquiry.

      Any withdrawal from your account will be considered as a Cash Advance which will incur a fee amounting to $5 or 3% of the value of the transaction, whichever is the greater, applies to each cash advance made on your account, debited to your account at the time of the cash advance.
      Please you’ll still be charged cash advanced FEE but not cash advance interest

      Hope this information helped.

      Cheers,
      Arnold

    Default Gravatar
    BFJuly 27, 2017

    Who provides credit for my application?

      AvatarFinder
      HaroldJuly 28, 2017Finder

      Hi BF,

      Thank you for your inquiry.

      If you applied for a Woolworths credit card but didn’t hear anything about your application, call the Customer Service team on 1300 10 1234 and follow the prompts to speak to a representative. You may also want to check the junk folder in your email as it can sometimes get tagged as spam.

      I hope this information has helped.

      Cheers,
      Harold

    Default Gravatar
    P.February 21, 2017

    How do I cancel my woolworths credit card?

      AvatarFinder
      DeeFebruary 21, 2017Finder

      Hi P.B,

      Thanks for your question.

      You may refer to our guide that teaches you how to properly close a credit card.

      Cheers,
      Anndy

    Default Gravatar
    PamJanuary 10, 2017

    Can I use a Woolworths credit anywhere not just a Woolworths store

      AvatarFinder
      MayJanuary 10, 2017Finder

      Hi Pam,

      Thanks for your question.

      Yes, definitely. Aside from Woolworths store, you can also use your Woolworths credit card when purchasing online, over the phone, etc.

      Cheers,
      May

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