Bank of Queensland Credit Cards
Compare BOQ credit cards with features to suit different spending styles.
Find a better credit card Take our easy quiz and find the right card for you. Choosing one of these BOQ credit cards will give you access to the following benefits: You can manage your BOQ credit card account on-the-go through the myBOQ app and myBOQ Internet Banking. This means you can make payments, check your balance, find BOQ branches or ATMs and gain access to unique banking tools at any time, from anywhere in the world. All BOQ credit cards offer Visa contactless technology. This means that you can tap-and-go when you make a purchase of less than $200 at a merchant that supports this technology. The card schemes set this limit rather than the bank, and it is $200 for Visa and $100 for Mastercard, so it can change. You can also link your card to Samsung Pay, Google Pay and Apple Pay and use your eligible smartphone or wearable device to make contactless payments at the terminal. If you get the BOQ Blue Visa or Platinum Visa, you can enjoy purchase protection insurance to cover eligible items bought with your card against theft or damage. If you have the BOQ Platinum Visa, you'll also gain access to complimentary international travel insurance and extended warranty cover. Terms, conditions and exclusions, as well as some limits and excess costs may apply, so please refer to the complimentary insurance conditions available on the BOQ website. All BOQ credit cards come with Fraudshield security and offer emergency card replacement within 24 hours in Australia to help keep your account safe. Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card. Want to know more about BOQ credit cards? Read our answers to frequently asked questions or leave a message for us below. Images: Shutterstock
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Comparison of Bank of Queensland credit cards
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Benefits of using a Bank of Queensland credit card
Online and mobile banking
Digital wallets and contactless payments
Complimentary insurance
Account security
How to apply for a Bank of Queensland credit card
Frequently asked questions
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Read more on Bank Of Queensland Credit Cards
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BOQ Platinum Visa Credit Card
A platinum credit card offering 100,000 bonus points, a discounted first-year annual fee and complimentary insurance for travel and shopping.
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BOQ credit card complimentary travel insurance
If you don’t want to pay for travel insurance, here’s what you’ll get with an BOQ credit card offering complimentary insurance.
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BOQ Low Rate Visa Credit Card
This low rate credit card offers a competitive ongoing interest rate and simple features. Check out its other features here.
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BOQ Blue Visa Credit Card
Get a competitive annual fee and reward your spending with Q Rewards points per $1 spent.
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BOQ Q Rewards
Earn Q Rewards points per $1 spent with a Bank of Queensland credit card and redeem them for travel rewards, cashback, gift cards and more.
Hi There, I’m wondering if this BoQ card allows an applicant to transfer an overdraft from a bank account. If not, is this an option with any of the cards? Cheers, Christine
Hi Christine,
Did you not get my reply sent yesterday? Balance transfers to Bank of Queensland Credit Cards will not be accepted from an overdraft to a credit card account.
Please note that Citibank and Virgin do allow you to transfer from a personal loan or line of credit to a credit card, you may want to try one of those cards.
I hope this helps.
Regards,
Jacob
Hi Jacob, I applied for a Virgin Money card based on the information you provided. Now Virgin Money is telling me I can’t transfer my overdraft to the new credit card. Where did you get your information from?
Hi Christine,
An overdraft is different from a personal loan or line of credit, which is where the confusion has arisen. I apologize for not making this distinction clear. The Virgin website says you can transfer a personal loan or a line of credit to a credit card. The information I provided in the previous question was only general advice and I was trying to give you a starting point for further research and comparison.
There’s no way of knowing whether an overdraft balance would have been accepted unless you supplied your account number and BSB to the Virgin team prior to applying. They enter the account details into their system to check whether the account can be included in a balance transfer. Only Virgin members of staff have access to this information. You still may be able to transfer the overdraft to a personal loan and then to this Virgin credit card, if a balance was not transferred at the time of application, Virgin balance transfer offers are available to cardholders for a month after they’ve applied for a new card.
Cheers,
Jacob
There seems to be a fairly thin line between the definition of ‘overdraft’ and ‘line of credit’. In any case, I was specific about transferring an overdraft. Are there any other financial institutions that I could run my account details past?
Hi Christine. With the exception of Citibank and Virgin, all other providers will only you to transfer from a credit card, store card or charge card. Jacob.
Hi Jacob, I didn’t see a reply come through yesterday. Thanks for the information. Cheers, Christine
What is the balance transfer limit?
Hi Lyn,
Thanks for your question.
Please check our balance transfer guide for information on maximum balance transfer limits.
I hope this helps.
Regards,
Jacob
Hi
Can you please tell me what the approval time, is for a credit card?
Thank you, Regards Lyn
Hi Lyn,
It generally takes about two weeks from application to receiving your card. Picking it up in the branch or waiting for it to arrive in the mail may affect the time it takes for you to get your card.
Thanks,
Jacob