Bank of Queensland Credit Cards
Compare BOQ credit cards with features to suit different spending styles.
Find a better credit card Take our easy quiz and find the right card for you. Choosing one of these BOQ credit cards will give you access to the following benefits: You can manage your BOQ credit card account on-the-go through the myBOQ app and myBOQ Internet Banking. This means you can make payments, check your balance, find BOQ branches or ATMs and gain access to unique banking tools at any time, from anywhere in the world. All BOQ credit cards offer Visa contactless technology. This means that you can tap-and-go when you make a purchase of less than $200 at a merchant that supports this technology. The card schemes set this limit rather than the bank, and it is $200 for Visa and $100 for Mastercard, so it can change. You can also link your card to Samsung Pay, Google Pay and Apple Pay and use your eligible smartphone or wearable device to make contactless payments at the terminal. If you get the BOQ Blue Visa or Platinum Visa, you can enjoy purchase protection insurance to cover eligible items bought with your card against theft or damage. If you have the BOQ Platinum Visa, you'll also gain access to complimentary international travel insurance and extended warranty cover. Terms, conditions and exclusions, as well as some limits and excess costs may apply, so please refer to the complimentary insurance conditions available on the BOQ website. All BOQ credit cards come with Fraudshield security and offer emergency card replacement within 24 hours in Australia to help keep your account safe. Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card. Want to know more about BOQ credit cards? Read our answers to frequently asked questions or leave a message for us below. Images: Shutterstock
Key takeaways
Comparison of Bank of Queensland credit cards
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Benefits of using a Bank of Queensland credit card
Online and mobile banking
Digital wallets and contactless payments
Complimentary insurance
Account security
How to apply for a Bank of Queensland credit card
Frequently asked questions
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Read more on Bank Of Queensland Credit Cards
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BOQ Platinum Visa Credit Card
A platinum credit card offering 100,000 bonus points, a discounted first-year annual fee and complimentary insurance for travel and shopping.
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BOQ credit card complimentary travel insurance
If you don’t want to pay for travel insurance, here’s what you’ll get with an BOQ credit card offering complimentary insurance.
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BOQ Low Rate Visa Credit Card
This low rate credit card offers a competitive ongoing interest rate and simple features. Check out its other features here.
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BOQ Blue Visa Credit Card
Get a competitive annual fee and reward your spending with Q Rewards points per $1 spent.
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BOQ Q Rewards
Earn Q Rewards points per $1 spent with a Bank of Queensland credit card and redeem them for travel rewards, cashback, gift cards and more.
What is your editor’s review on the BOQ Platinum credit card.
Hi Steve.
Thanks for your question.
You may refer to our BOQ Platinum Visa Credit Card page to read our expert’s review.
Cheers,
Jacob
How can I view the transactions on my visa credit card? I need to keep an eye on my spending.
Hi Errol.
Thanks for your question.
You can view your account balance and transaction history through your Bank of Queensland online banking facility. Once you receive your card, you will need to register your account for online / internet banking. This can be done by calling the Bank of Queensland customer service centre.
I hope this helps.
Can you link Bank of Qld credit cards to velocity points?
Hi Jill,
Thanks for your question.
We do not compare any Bank of Queensland credit cards that reward your spending with Velocity Points. The Bank of Queensland has one rewards option, which rewards you with Q Rewards, which you can then use to redeem on a number of airlines – including Virgin. You can compare a range of credit cards that reward your spending with Velocity Points.
I hope this helps.
Cheers,
Jacob
We are having trouble with the fax number we were given by BOQ which is 88250731 regarding the Rewards. Have we mixed up any of the numbers because it keeps coming back rejected. Thank you
Hi Jill,
Thanks for your comment. For Bank of Queensland you may need to add the 07 area code to the phone number if you aren’t faxing from inside Queensland.
If that doesn’t help, please try contacting them directly.
Cheers
Matt
Dear CCF
Does the BOQ Blue Q Rewards Visa card have a monthly point limit?
Does electronic payment of bills through BPAY contribute to the accumulation of points?
Can the rewards be redeemed as cheaper flights with Virgin?
Hi Paul. Thanks for your question.
1) According to the small print, ‘Reward points are capped per annum – 65,000 for Blue Visa cards and 240,000 for Platinum Visa cards’
2) The terms and conditions state that an eligible transaction, ‘Eligible Transaction means any Retail Purchase which is made by the use of a Card or any other means authorised by us, excluding (but not limited to) transactions by way of Cash Advance, Special Promotions, fees, purchases of foreign currency and travellers cheques, interest charges, government charges, insurance charges, payments to loan accounts (mortgage etc), transactions made in operating a business and all other transactions if the Account is more than $10,000 in credit.’ It does not make mention of BPAY transactions; however, in our experience it will depend on the merchant. If they are set up to accept BPAY, the transaction will be treated as a purchase and you will earn points. If they are not set up to accept BPAY transactions it will be treated as a cash advance and you won’t earn points.
3) Once you have earned a enough rewards, you can redeem your rewards for flights through ‘Take Flight’. This is a travel booking service which allows you to redeem your points for travel and is managed online.
Hope this has helped. Let us know if you need more information. Jacob.