Bank of Queensland Credit Cards
Compare BOQ credit cards with features to suit different spending styles.
Find a better credit card Take our easy quiz and find the right card for you. Choosing one of these BOQ credit cards will give you access to the following benefits: You can manage your BOQ credit card account on-the-go through the myBOQ app and myBOQ Internet Banking. This means you can make payments, check your balance, find BOQ branches or ATMs and gain access to unique banking tools at any time, from anywhere in the world. All BOQ credit cards offer Visa contactless technology. This means that you can tap-and-go when you make a purchase of less than $200 at a merchant that supports this technology. The card schemes set this limit rather than the bank, and it is $200 for Visa and $100 for Mastercard, so it can change. You can also link your card to Samsung Pay, Google Pay and Apple Pay and use your eligible smartphone or wearable device to make contactless payments at the terminal. If you get the BOQ Blue Visa or Platinum Visa, you can enjoy purchase protection insurance to cover eligible items bought with your card against theft or damage. If you have the BOQ Platinum Visa, you'll also gain access to complimentary international travel insurance and extended warranty cover. Terms, conditions and exclusions, as well as some limits and excess costs may apply, so please refer to the complimentary insurance conditions available on the BOQ website. All BOQ credit cards come with Fraudshield security and offer emergency card replacement within 24 hours in Australia to help keep your account safe. Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card. Want to know more about BOQ credit cards? Read our answers to frequently asked questions or leave a message for us below. Images: Shutterstock
Key takeaways
Comparison of Bank of Queensland credit cards
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Benefits of using a Bank of Queensland credit card
Online and mobile banking
Digital wallets and contactless payments
Complimentary insurance
Account security
How to apply for a Bank of Queensland credit card
Frequently asked questions
Compare other products from Bank of Queensland
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Read more on Bank Of Queensland Credit Cards
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BOQ Platinum Visa Credit Card
A platinum credit card offering 100,000 bonus points, a discounted first-year annual fee and complimentary insurance for travel and shopping.
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BOQ credit card complimentary travel insurance
If you don’t want to pay for travel insurance, here’s what you’ll get with an BOQ credit card offering complimentary insurance.
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BOQ Low Rate Visa Credit Card
This low rate credit card offers a competitive ongoing interest rate and simple features. Check out its other features here.
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BOQ Blue Visa Credit Card
Get a competitive annual fee and reward your spending with Q Rewards points per $1 spent.
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BOQ Q Rewards
Earn Q Rewards points per $1 spent with a Bank of Queensland credit card and redeem them for travel rewards, cashback, gift cards and more.
Can we use our credit card in hawaii and if so is there any fees
Hi Viviane,
Thank you for your inquiry.
Yes, you can use your BOQ credit card overseas or in Hawaii. Just to confirm, though, which BOQ credit card you are referring to? The fees that may apply are:
– Overseas Cash Advance Fee = 2% of the cash advance amount or minimum of $4.00
– Overseas ATM Balance check = $2
– Overseas ATM Withdrawal Fee = $5
– Foreign Currency Conversion Fee (VISA) = 3.4% of transaction value
Cheers,
May
How do we check what is on offer for Qrewards through internet.
Hi John,
Thanks for your question. Just to confirm though that you’ve come through to finder.com.au we are an Australian financial comparison website and general information service, not actually BOQ.
If you want to check what’s on offer with Q Rewards, please visit BOQ’s website.
Cheers,
May
How to register to receive invitation to increase the credit card limit?
Hi Walter,
Thanks for your question
If you would like to apply for a credit limit increase on your Bank of Queensland credit card, simply go to the “Manage your credit card” page then select the “Other Card Functions” button. From there, you can already submit an application for credit limit increase. Alternatively, you can also visit your nearest Bank of Queensland branch.
I hope this helps.
Cheers,
Anndy
I was told that BOQ card I have will offer lounge availability at international airports. How do find out which lounge to go when I am at London, Berlin and Iceland airports?
Hi Inderjit, thanks for your inquiry!
Please refer to the link I have sent to your email for the BOQ Rewards portal which will allow you to access, browse and redeem the different types of rewards available.
Cheers,
Jonathan
I had a look at portal. It does not answer my question. I am travelling overseas in 3 days, Do i present my signature card to enter a lounge facility who is participating with Visa card holders. Is that what is required or there are some airline lounges who will offer this to BOQ signature card holders.
Please let me know.
Hi Inderjit, thanks for your response.
BOQ provides One complimentary Priority Pass™ Standard Membership, with unlimited lounge visits for the primary cardholder of the Signature Card. Signature cardholders will automatically be enrolled for the Priority Pass™ Standard Membership. It will take up to 15 working days for your Priority Pass™ card to arrive in the mail. Your membership card and air ticket will be required to enter a lounge facility. When presenting the Priority Pass card on entering the lounge, lounge staff will either electronically scan or take an imprint of the card and issue a ‘Record of Visit’ voucher or receipt to the cardholder or make a log entry. The cardholder must sign the ‘Record of Visit’ voucher or receipt, or sign the electronic reader (as applicable), which will also reflect the exact number of accompanying guests.
Cheers,
Jonathan
I currently have a visa card with B O Q. My husband has one as well but i am the primary card holder. How much is the annual fee for the two cards? Have had the cards for some years, is this the best annual fee and interest rate you can do as we are looking at going to a lower fee/interest rate card
Hi Heather,
Thanks for your inquiry.
Could you please clarify which BOQ Visa credit card you are using? The BOQ Low rate has a $0 p.a. annual fee for the first year and $55 p.a. afterward, BOQ Blue Visa has a $49 p.a. annual fee and the BOQ Platinum has a $0 p.a. annual fee for the first year with $199 p.a. thereafter. Please refer to our guide on low fee/ interest rate cards. Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.
Cheers,
Jonathan
Jonathan, we have the blue visa card. is it $49 for the 2 cards or each.
Hi Heather, thanks for your response.
For each Blue Visa Card the annual fee is $49 and $15 for additional cardholders.
Cheers,
Jonathan
thank you. Is the interest rate the best you can do?
Hi Heather,
Thanks for your response.
Please note that Finder is a comparison service and is not directly affiliated with the BOQ. You may contact BOQ directly to check for current offers. You may also refer to a range of interest free credit cards you can compare. Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.
Cheers,
Jonathan