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The ANZ Rewards program gives you a way to earn points as you spend with ANZ Rewards credit card. You can redeem these points for rewards including travel, entertainment and gift cards through the ANZ Rewards website, or transfer them to your frequent flyer account with Virgin Australia Velocity, Air New Zealand Airpoints, Asia Miles or Singapore Airlines KrisFlyer. Use this guide to compare ANZ Rewards credit cards and learn more about the program so that you can decide if it's right for you.
With an ANZ Rewards credit card, you earn reward points for every dollar spent on eligible purchases. This covers most everyday purchases but excludes cash advances and cash equivalent transactions, balance transfers, gambling, certain bills and government payments. The number of reward points you earn per dollar depends on your card and its earn rate.
If you don't currently have an ANZ Rewards credit card, you can kickstart your points balance by getting one that offers introductory bonus points. Depending on the card, the bonus points can reward you with tens of thousands of ANZ Rewards. To collect the bonus points, you usually need to meet a spending requirement in the first few months you have a card. Remember to check the offer details before you apply so that you can figure out whether the spend requirement will work for you.
You can also boost your point balance by shopping online through the ANZ Bonus Points Mall. This online shopping hub has over 40 retail partners – including David Jones, Dan Murphy's, Hotels.com and iTunes – and offers up to 10 bonus reward points per $1 spent.
To earn the points, you need to log in to your ANZ Rewards account and click on the retailer you want to shop with. You'll then be redirected to the retailer's website, where you can shop as normal and earn bonus points. Similar to other online reward malls, such as the one offered by Qantas Frequent Flyer or Velocity Frequent Flyer, you need to make sure you have cookies enabled in your browser and only use the window that comes up when you click on a retailer through the rewards mall website.
The ANZ Rewards website gives you plenty of ways to redeem points, either directly through the website or by transferring them to a frequent flyer program. Just keep in mind that you'll need to use your points within a three-year period, as ANZ Reward Points expire after 36 months.
You can convert your ANZ Reward Points to frequent flyer points with Virgin Australia Velocity, Air New Zealand Airpoints, Singapore Airlines KrisFlyer or Asia Miles. You can do one-off transfers at any time, as long as you meet the minimum transfer requirements.
Or, if you only want to use your ANZ Rewards card to earn Velocity Points or KrisFlyer Miles, you can set up auto-redemption so that your points are automatically transferred to your frequent flyer account.
Frequent flyer program | Exchange rate | Minimum transfer amount |
---|---|---|
Virgin Australia Velocity | 2 ANZ Reward Points for 1 Velocity Point | 2,000 points (or 2 points when Auto-Redemption is selected) |
Air New Zealand Airpoints | 3,000 ANZ Reward Points for 15 Airpoints Dollars | Initial minimum of 3,000 and additional multiples of 1,500 |
Singapore Airlines KrisFlyer | 1,500 ANZ Reward Points for 500 KrisFlyer Miles | Initial minimum of 6,000 and additional multiples of 3,000 |
Asia Miles | 3,000 ANZ Reward Points for 1,500 Asia Miles | Initial minimum of 3,000 and additional multiples of 1,500 |
Redeeming your ANZ Reward Points is easy these days via any of these ways:
In the event you are short of the points required for a reward, you may also pay for the reward with a combination of points and cash. To view the “Points plus pay” option, simply shop available rewards on the website and click on the item you wish to redeem. You will be shown more details about the reward as well as the number of Reward Points or Reward Points plus pay needed for the item.
As far as credit card rewards programs go, ANZ Rewards is a fairly attractive one with its gamut of redemption possibilities. When deciding if this is the rewards program for you, make sure you research and compare all other competing cards and card brands before choosing the one that will be most rewarding given your personal spending levels and lifestyle.
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