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All Visa cards offer perks like worldwide acceptance and convenient ATM access, but Visa Signature credit cards boast specific features that are suited to big spenders and rewards seekers. Powered by Visa Premium, you can expect personalised service with a concierge, save with travel discounts and get your hands on concert tickets before the general public with exclusive pre-sales. These cards usually come with higher annual fees and interest rates than no-frill options.
Visa Signature credit cards are issued through different Australian banks including St.George, NAB, Citi and BankSA, so you can expect different benefits depending on where you get the card.
You can use this guide to compare Visa Signature credit cards, weigh up the perks against other options on the market and find the right card for you. Eligibility criteria, terms and conditions, fees and charges apply Earn up to 130,000 bonus Qantas Points, take advantage of complimentary overseas travel insurance and a 24/7 concierge service.NAB Credit Card Offer
NAB Qantas Rewards Signature Card
Receive up to 130,000 bonus Qantas Points
NAB Credit Card Offer
You can expect the following Visa Premium perks with your Visa Signature credit card:
Like your very own personal assistant, all Visa Signature cardholders have access to a 24/7 Visa Premium concierge service.
Whether you want to snag concert tickets in Sydney, make a last-minute restaurant reservation or hire a private yacht on your next vacation, your concierge service can organise it for you. You’ll have to pay for any purchases required to fulfil your request (such as the concert tickets), but the concierge service is complimentary with your card.
You can contact your Visa Premium concierge on 1800 639 607 in Australia.
You can reserve and purchase pre-sale tickets to events before the general public with Visa Front Line Access. Powered by Ticketek, you’ll need to complete the Visa Front Line Access online registration before you can get your hands on the exclusive tickets.
When you register, you’ll receive a unique code which you can use to log in and reserve your pre-sale tickets. Visa will notify you of the latest concerts and pre-sale opportunities via email.
You can save on your next holiday with a bunch of exclusive discounts and deals for Visa cardholders. The promotions vary, but can include discounts on online hotel bookings, airport lounge passes, dining, tours and holiday activities. You can see the current list of discounts on the Visa Premium website.
If your card has been lost, damaged or stolen, you can get help from the Visa Global Customer Assistance Services team 24 hours a day, 7 days a week from anywhere in the world. In Australia, the toll-free number is 1800 450 346. If you’re travelling overseas, you can find a complete list of local Visa customer service phone numbers on the .
Before you leave for your overseas trip, save the local Visa customer service phone number for your travel destination in your phone or somewhere else secure so it’s easy to find in the event that you need it.
You can use your Visa Signature card at tens of millions of merchants worldwide. While you can also take advantage of 1.9 million ATM locations worldwide, remember that using your credit card to withdraw cash is considered a cash advance. This means that you’ll be charged a cash advance fee and will immediately start collecting a high cash advance interest rate. If you have a Visa debit or prepaid card, it’s wise to save this for withdrawing cash instead of your credit card.
While all Visa Signature credit cards boast the same Visa perks, you can expect different bank-issued features with each product. From bonus points and points earn rates to annual fees and interest rates, here’s how you can compare Visa Signature credit cards:
Visa Premium has two major competitors in the credit card market: American Express Experiences and Mastercard Platinum.
Amex is renowned for its premium perks and every card offers access to American Express Experiences. Similar to Visa Signature cards, cardholders can access Amex Experiences concert ticket pre-sales. You can also relax before your next concert in style with comfortable seating and a well-stocked bar with access to American Express Experiences Lounges. There are three lounges located in Australia (two in Sydney and one in Brisbane).
Amex cardholders can also take advantage of shopping, dining, travel and entertainment deals through Amex Offers.
Mastercard Platinum credit card holders have access to a 24/7 concierge service and can shop with peace of mind thanks to purchase protection and extended warranty cover. If your card is used for fraudulent transactions, your account is protected by Mastercard Zero Liability. You get emergency assistance anywhere and anytime with Mastercard Global Services. You can also access exclusive travel perks, including dining experiences and travel discounts, with .
From concierge services to exclusive entertainment benefits, Visa Signature credit cards possess a number of perks. As the specific features and costs will vary between cards, compare your options before you apply.
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Back to topEarn Altitude rewards with Westpac’s Altitude Platinum credit card, while enjoying the benefits and privileges of platinum status.
The ANZ Rewards Platinum Credit Card offers a competitive rewards program, $0 annual fee for the first year, a $500 gift card, a balance transfer offer and a range of complimentary insurance covers.
Available to Woolworths Group employees and family, this low-cost card comes with simple features and mobile payment options.
This low rate credit card has a $0 annual fee and is available to firefighters and other service workers or volunteers.
The St.George Vertigo Platinum card offers a $300 cashback offer, up to 55 days interest-free period and a 12.99% p.a. interest rate on purchases.
Take advantage of a 0% balance transfer offer for 30 months and a discounted annual fee for the first year with this Citi Rewards credit card offer.
Get an introductory rate of 7.9% p.a. on purchases and balance transfers for 6 months and save with an ongoing $0 annual fee with the Health Professionals Bank Credit Card.
You can now use Zip anywhere Visa is accepted as well as through Apple Pay and Google Pay.
Designed to help you track business spending, this Bank Australia credit card offers cards for employees and interest-free days on purchases.
The new partnership offers a number of benefits, including instant payments.