Cover for a high-risk activity like skydiving comes with conditions, although the specifics will vary between insurers and policies. For example, your insurer may only cover you for tandem skydiving or for jumps with a licensed operator.
If you do plan on skydiving during your overseas holiday, it’s essential that the policy you choose covers medical assistance and hospitalisation costs in the event of an accident. A basic travel insurance policy will do this. Some insurers like InsureandGo offer adventure or backpacker packages with optional extras to cover high-risk activities (with an excess amount payable).
| Brand | Condition | Apply |
|---|---|---|
 | Skydiving is covered under the Adventure Boost option | Bonus |
 | Skydiving is covered under the Adventure Pack option | Get quote |
 | Skydiving is covered under the Adventure Pack option | Finder AwardBonus |
 | Automatically covered | Get quote |
 | Automatically covered | Get quote |
 | Skydiving is covered under the Adventure+ option | Bonus |
 | Skydiving is covered under the Adventure Pack option | More info |
 | Skydiving is covered under the Adventure Pack option | More info |
 | Automatically covered | Get quote |
Note: This information was last updated September 2023
It’s imperative to let your insurer know that you’ll be engaging in a high-risk activity like skydiving.
As long as your claim falls within the travel insurance policy’s definition of what qualifies as “skydiving”, you should have no problem receiving compensation from your insurer. Be sure to read the product disclosure statement (PDS). If you can find the definition in the PDS, get in touch with the insurer for more information.
This depends on the insurer and the policy. A plan that caters specifically for adventure travellers is likely to include high-risk activities on its list of automatically covered sports.
Sometimes, an adventure or backpacker policy will cover high-risk sports but not skydiving specifically, in which case you can usually get extra insurance for an additional premium.
Either way, skydiving is an extreme sport, so you need to check whether or not you’re covered in the event of an accident.
There are insurers out there that specialise in providing adventure travel insurance for those who are going overseas for the specific purpose of participating in dangerous activities such as skydiving, parasailing or paragliding.
You may be able to find cover for activities such as:
Pop in your trip details and compare travel insurance quotes. When you’re happy with an insurer, get sent directly to them and add on your skydiving cover.
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