Bungee jumping travel insurance
It might seem kind of bonkers to most people, but you absolutely can get travel insurance for bungee jumping.
Key takeaways
- Bungee jumping can be covered by travel insurance, despite how freaky it is.
- Some travel insurers will cover it automatically, at no cost.
- You might need to upgrade to a comprehensive policy or add an adventure pack.
Is bungee jumping covered by travel insurance?
Bungee jumping might seem crazy dangerous, but it can be covered by travel insurance. In fact, it's often included automatically, at no extra cost, depending on your insurer. Bungee is moderately risky, with around 1 death per 500,000 jumps, but that puts it in the same ballpark as skydiving, and not much worse than riding a motorbike.
Some insurers will need you to upgrade to a comprehensive policy, or add something like an 'adventure pack' to your cover. These will typically cover you for a bunch of different activities, often including things like bungee, skydiving, scuba and motorbike riding.
Who offers bungee jumping travel insurance?
| Brand | Condition | Apply |
|---|---|---|
 Medibank | Their plans automatically include bungy jumping. | Get quote |
 Freely | Bungy jumping is one of the activities included in their cover. | Get quote |
 Zoom | Policy covers bungee jumping or canyon swinging under appropriate supervision. | Get quote |
 Fast Cover | Cover for bungee jumping is included. | Get quote |
 Insure4less | Most amateur sporting and adventure activities are covered, including bungee jumping (up to a maximum of 2 jumps per person per trip). | Get quote |
 Travel Insuranz | Bungee jumping is automatically covered (up to a maximum of 2 jumps per person, per trip). | Get quote |
 | Bungee jumping is covered (up to a maximum of 3 jumps). | Get quote |
 | Bungee jumping is covered (up to a maximum of 3 jumps). | Get quote |
 World2cover | Bungee Jumping is one of the activities includer under certain conditions. | More info |
 Cover-More | Bungee Jumping is one of the activities automatically included on all plans. | Get quote |  | Their plans automatically include bungy jumping. Consider the PDS and TMD from TIS and if the product is right for you. | More info |
 Southern Cross | Sports and activities (taking part and training during your period of insurance) includes Bungee jumping. | |
 Easy | Their plans automatically include bungy jumping. | Get quote |
 Australia Post | Bungy jumping is one of the activities included in their cover. | Get quote |
 1cover | 1Cover covers a range of adventure activities, including bungee jumping, on all travel insurance policies. | More info |
 Webjet | Bungy jumping is included on the list of activities that are automatically covered. | More info |
 WorldCare | WorldCare covers a range of adventure activities, including bungee jumping. |
Note: This information was last updated November 2024
Conditions of bungee travel insurance
While bungee jumping is relatively safe, it’s not without its risks and is still considered an extreme sport. Common injuries from bungee jumping can include dislocations, rope burns, back injuries and eye trauma.
For this reason, while most insurers cover bungee jumping, there are some common conditions placed on bungee jumping claims. These can include:
- The jump must be performed with a licensed operator
- You must follow all instructions and not behave in a reckless manner
- You must not be under the influence of drugs or alcohol
- Your injury must not be due to an undeclared pre-existing medical condition (dislocating a joint on which you have previously had surgery, for example).
Should you tell your insurer if you plan to bungee jump?
Travel insurance is designed to cover normal risks associated with travel, and a typical policy covers common mishaps such as unexpected illness or injury, trip cancellation or delay, and loss or theft of baggage and personal effects.
Bungee jumping is not a normal event for most travellers, so failing to declare your intention to bungee jump puts a greater level of risk on your insurer.
Everyone taking out travel insurance has a duty of disclosure, which is a duty under law to declare anything to an insurer that could reasonably be expected to influence the extent of cover, benefit limits and cost of your policy. An example of this is pre-existing medical conditions. Unless you declare them at the time of applying for bungee jumping travel insurance, you are unlikely to be covered in the event of a claim.
So even if bungee jumping is included in your policy at no extra charge, you should declare your intention to jump to your insurer. If an additional fee is involved, be sure to pay it so you are fully covered when you take that leap into the great unknown.
Does bungee travel insurance cost more?
How much you will need to pay depends on the insurer. While many insurers will cover you for bungee jumping automatically, others will only do so for an additional charge, usually associated with some kind of adventure sports and activities pack. The cost will vary between insurers, but it’s unlikely to add enormously to the overall cost of your premium.
What other extreme sports can be covered by travel insurance?
Travel insurance covers extreme sports in much the same way as it covers bungee jumping. However, the details change depending on the activity, and some are not able to be covered at all, eg hang gliding. Check out our guides on travel insurance for other common extreme sports.
- Ski insurance
- Motorcycle travel insurance
- Trekking travel insurance
- Sky diving travel insurance
- Surf travel insurance
- Scuba diving travel insurance
- Off-piste ski and snowboard insurance
- Rock climbing travel insurance
- Mountain biking travel insurance
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