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The best ways to spend 100,000 Membership Rewards

Whether you've received a huge amount of bonus points or spent your way there, here’s how you can get the most value from 100,000 bonus Membership Rewards.


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American Express’ Membership Rewards program is one of the most flexible loyalty schemes on the Australian credit card market. If you’re new to Amex, you can also benefit from the bonus points offers that Amex frequently provides on Membership Rewards cards.

So, whether you've scored a big bonus points offer or saved up 100,000 points, here we look at a few of the ways you can spend your Membership Rewards and highlight which ones will offer you the best bang for your buck.

The different types of Membership RewardsAMEX_membership_rewards_200x100

There are different tiers or streams within the Membership Rewards program. For example, the American Express Business Explorer credit card gives you access to the Membership Rewards Gateway program, the Platinum Edge is linked to the Membership Rewards Ascent program and the American Express Platinum card accesses the Ascent Premium program.

These variations in rewards have different redemption rates and exchange rates when you want to transfer Membership Rewards to frequent flyer points. So, where possible, we’ve included details of the differences for each reward option.

How can I redeem 100,000 Membership Rewards?



Among most rewards and frequent flyer programs, flights is where you’ll get the most value for your points. Membership Rewards currently has 11 airline partners, so there are a few options to weigh up. Below we’ve listed some of the ways you can spend 100,000 Membership Rewards with some of Australia’s favourite partnered airlines.

etihad guest logo

Please note that these points amounts were correct at the time of writing, but can vary depending on the flight, route and carrier you fly with. Make sure to use the points calculators available on the airline websites to determine how many points you’ll need for your next trip.

How many frequent flyer points can I get with 100,000 Membership Rewards?

Qantas Frequent Flyer PointsAscent/Ascent Premium: 100,000
Gateway: N/A
Virgin Australia VelocityAscent/Ascent Premium: 100,000
Gateway: 75,000
Asia MilesAscent/Ascent Premium: 100,000
Gateway: 75,000
Singapore KrisFlyerAscent/Ascent Premium: 100,000
Gateway: 75,000
Etihad GuestAscent/Ascent Premium: 100,000
Gateway: 75,000
Emirates SkywardsAscent/Ascent Premium and Gateway: 75,000

How to redeem 100,000 Membership Rewards for flights



You can’t redeem Membership Rewards Gateway points for Qantas Frequent Flyer Points, so this section focuses on the points possibilities with Ascent or Ascent Premium.

How many Qantas Points do I get with 100,000 Membership Rewards?
  • Ascent and Ascent Premium. 100,000 Qantas Points.

With 100,000 Membership Rewards, you could redeem the following flights with Qantas (just to name a few).

Fare classReturn/one wayDepartureDestinationNumber of points required
EconomyOne waySydneyAbu Dhabi83,000
BusinessOne waySydney or MelbourneLas Vegas96,000
FirstOne waySydney or MelbourneSingapore90,000
EconomyReturnSydney or MelbourneLos Angeles90,000
BusinessReturnMelbourne or BrisbaneAuckland72,000
FirstOne wayPerthHong Kong95,000

Virgin Velocity Frequent Flyer


You can exchange your Membership Rewards for Velocity Points regardless of the rewards stream you’re in, although different exchange rates apply.

How many Velocity Points do I get with 100,000 Membership Rewards?
  • Ascent or Ascent Premium. 100,000 Velocity Points.
  • Gateway. 75,000 Velocity Points.

In the table below, we’ve highlighted some of the ways you can redeem 100,000 Velocity Points exchanged from Membership Rewards for flights.

Fare classReturn/one wayDepartureDestinationNumber of points required
Economy RewardReturnSydneyLos Angeles44,800 each way (plus $112.48)
Economy RewardOne waySydneyLondon (Heathrow)98,200 (plus $103.38)
Economy RewardOne wayMelbourneTokyo (Narita)98,000 (plus $90.55)
Business SaverOne wayMelbourneBrisbane92,300
Economy RewardOne wayBrisbaneSingapore85,900 (plus $91.86)
Business RewardReturnBrisbaneSydney19,900 each way
Economy RewardOne wayPerthAuckland87,700
Business RewardReturnAdelaideBrisbane28,300 each way

Cathay Pacific Asia Miles


Cathay Pacific and Asia Miles is partnered with a number of international airlines via the oneworld alliance. Not only does this offer flexibility, but you may find that you can redeem the same flights for fewer points if you book through Cathay Pacific.

How many Asia Miles can I exchange for 100,000 Membership Rewards?
  • Ascent or Ascent Premium. 100,000 Asia Miles.
  • Gateway. 75,000 Asia Miles.
Fare classReturn/one wayDepartureDestinationAirlineNumber of points
Premium EconomyReturnSydneySan FranciscoQantas/American Airlines72,000
Premium EconomyReturnMelbourneBeijingAir China72,000
BusinessReturnBrisbaneHong KongCathay Pacific Airways80,000
BrisbaneEconomyBrisbaneAbu DhabiBritish Airways72,000

Singapore Airlines KrisFlyer


You can exchange your Membership Rewards points for KrisFlyer Miles with Singapore Airlines’ frequent flyer program. KrisFlyer members can use their miles for flights and upgrades with Singapore Airlines, SilkAir and partnered airlines.

How many KrisFlyer Miles can I get for 100,000 Membership Rewards?
  • Ascent or Ascent Premium. 100,000 KrisFlyer Miles.
  • Gateway. 75,000 KrisFlyer Miles.
Fare classReturn/one wayDepartureDestinationNumber of points required
Economy Saver AwardReturnSydneyHo Chi Minh City56,000
Business Saver AwardReturnSydneyHanoi116,000
Economy Saver AwardReturnBrisbaneBangkok110,000
Business Saver AwardOne wayBrisbaneAuckland105,000
BusinessOne wayPerthSingapore65,000
Business Standard AwardOne wayAdelaidePhuket90,000

Etihad Guest

etihad guest logo

How many Etihad Guest Miles can I get with 100,000 Membership Rewards?
  • Ascent/Ascent Premium. 100,000 Etihad Guest Miles.
  • Gateway. 75,000 Etihad Guest Miles.
Fare classReturn/one wayDepartureDestinationNumber of points required
Economy ClassicOne waySydneyNew York (JFK)98,261
Business Saver AwardReturnSydneyHanoi116,000
Economy Saver AwardReturnBrisbaneBangkok110,000
Business Saver AwardOne wayBrisbaneAuckland105,000
BusinessOne wayPerthSingapore65,000
Business Standard AwardOne-wayAdelaidePhuket90,000

Emirates Skywards


The same exchange rates apply regardless of which Membership Rewards stream you’re in when transferring your points to Emirates Skywards miles.

How many Skywards Miles do I get from 100,000 Membership Rewards?
  • Ascent/Ascent Premium and Gateway. 75,000 Skywards Miles.

Emirates is also partnered with Qantas, so we’ve included some examples where you can redeem your Skywards Miles for flights with the Australian airline. We’ve also included some examples that just exceed 75,000 points.

Fare classReturn/one wayDepartureDestinationNumber of miles required
Economy SaverOne waySydneyLos Angeles75,000 (plus $432.51)
BusinessReturnSydney (via Qantas)Auckland72,000 (plus $214)
EconomyOne wayMelbourneSingapore79,750 (plus $289)
BusinessReturnMelbourneBrisbane48,000 (plus $71)
BusinessReturnBrisbaneSydney48,000 (plus $36)
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If you visit the American Express Travel website, you can use your points to redeem everything from flights and accommodation to car rental and experiences. You can compare some of the options and how far your points can take you.

Membership Rewards Gateway travel point values

If you get an Amex card that’s linked to Membership Rewards Gateway, you can get $100 of value for 13,500 points when you make travel bookings through American Express Travel Online or Helloworld. This is currently the only Membership Rewards program stream that lists point values before you have logged into your account (see the Gateway terms and conditions for more details).


As well as exchanging your Membership Rewards for points with frequent flyer partners, you can also use your points to redeem flights via American Express Travel. You can book flights with 30+ partnered airlines in Economy, Premium Economy, Business and First Class. You can see how many points you’ll need to redeem for your flight if you log into your account and select your departure, destination, fare class and flight dates.


While you’re on Amex Travel booking your flights, you can also use your points to book your accommodation. Again, you can log into your Membership Rewards account to see how many points you’ll need to pay for your hotel booking. American Express Travel is partnered with a variety of hotel chains including the Hilton, the Hyatt and Crowne Plaza.

Car hire

If you’re taking a road trip or just need something to get you from A to B, you can also redeem your Membership Rewards for vehicle hire. Amex Travel is partnered with car rental companies including Alamo, Budget, Europcar and Thrifty. If you log into your Membership Rewards account you can see how much it’ll set you back in points in a daily rate.


Now that you’ve got your flights, accommodation and car hire sorted, all that’s left is to figure out how you’re going to spend your holiday. Depending on your destination, you can book experiences including day tours, helicopter trips, surf lessons, wine tastings and sightseeing with your Membership Rewards points. Prices will vary depending on the activity, so make sure you’re logged in to see how many points it’ll set you back.


If you’d prefer to take your vacation on the ocean road, you can also use your Membership Rewards to book cruise trips. You can book cruises with more than 20 partnered cruise lines including Captain Cook, Disney, P&O Cruises Australia and Star. You can cruise anywhere from Australia and New Zealand to Alaska and the Caribbean. You can even book a world tour if your points or bank balance allows for it. Just sign into your Membership Rewards account to see how far your points could take you on the seven seas.

Travel agency

If you’d prefer to leave your holiday planning in the hands of a professional, you can also use your Membership Rewards to book an itinerary with helloworld or WEBJET. You can filter the relevant agents by your location and the ones that accept Membership Rewards payments to narrow down your search.

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If you’re a regular shopaholic, you might want to save on some of your retail therapy sessions by using your Membership Rewards points at the checkout. We’ve outlined a few of the options below.

Points for credit card

If you want to use your points to cover your credit card costs, you can log into your account online or via the Amex Mobile app and select an eligible transaction to redeem for points. Once you’ve done this, you’ll receive a credit on your account within 72 hours.

You can start at 8,000 points to cover a purchase of $50 and up to $1,000 for 130,000 points. If you have 100,000 Membership Rewards, we’ve outlined the amounts you could redeem with points below.

Purchase amountNumber of points required

David Jones Online

American Express is partnered with David Jones, allowing Membership Rewards partners to redeem their points for home, fashion and beauty products from DJs online. You just need to select points as your method of payment at the checkout. 13,500 Membership Rewards can be redeemed for AUD$100, so 100,000 Membership Rewards could get you approximately $740 worth of rewards

With 100,000 you could redeem a bottle of Miu Miu L’Eau Bleue Edp 100ml (worth $180 or 24,300 points), a Coach purse (worth $195 or 26,235 points), a metallic pair of Tony Bianco “Freddie” boots (worth $219.95 or 29,693 points) and a Tigerlily dress ($139.96 or 18,895 points). You can browse your full range of points potential on the David Jones website.


If you’d prefer to redeem your points for experiences rather than material possessions, you can also use them to cover the costs of concerts, theatre, sport matches, comedy and more via Ticketmaster.

You can use your Membership Rewards points towards a portion or to cover all of your ticket purchase, starting at 2,000 points. You can also browse upcoming events and see how much it’ll cost you in points via the Ticketmaster website.

Gift cards

If you’d rather use your hard-earned points to enjoy the flexibility of a gift card or to treat a loved one, you can redeem your Membership Rewards points for gift cards for retail, travel and entertainment. Most retail partners give you the option to redeem a gift voucher worth either $50 (6,750 points) or $100 (13,500 points).

So, with 100,000 points, you could redeem approximately $700 worth of gift cards from the various partnered retailers, but you can compare some of the merchants you could redeem your points with below:

  • BCF (Boating, Camping, Fishing)
  • Coles Group & Myer
  • Country Road
  • David Jones
  • freedom
  • Harvey Norman (135,000 points for $1,000)
  • iTunes
  • Myer
  • Priceline Pharmacy
  • Rebel
  • Supercheap Auto
  • Westfield
  • WISH gift card
  • BEST Spas

The best* way to spend your 100,000 Membership Rewards is up to you. However, we hope you found this guide helpful in showing you how far your points can take you. For more tips, check out our Membership Rewards guide and our article on the best* ways to spend your Membership Rewards.

Compare American Express Membership Rewards credit cards

Data indicated here is updated regularly
Name Product Bonus points Rewards program Rewards points per $ spent Purchase rate Annual fee
American Express Explorer Credit Card
Membership Rewards
20.74% p.a.
Get 50,000 bonus points when you spend $3,000 in the first 3 months, a yearly $400 Travel Credit and 2 entries per year to the Amex Lounge.
American Express Platinum Edge Credit Card
Membership Rewards Ascent
20.74% p.a.
Get $150 back when you spend at least $1,500 within the first 3 months. Plus, receive $200 Travel Credit each year. Ends 2 November 2020.
American Express Platinum Business Card
Membership Rewards
ABN holders w/ $75,000 revenue. Get 150,000 bonus points and up to 2.25 points/ $1 spent on eligible business purchases.
American Express Business Explorer Credit Card
Membership Rewards Gateway
16.99% p.a.
ABN holders w/ $75,000 revenue. Get 100,000 bonus points. Plus, 2 airport lounge passes.
American Express Platinum Card
Membership Rewards Ascent Premium
Receive 80,000 bonus Membership Rewards Points, a $450 annual Platinum Travel Credit, dedicated personal service and luxury travel perks.
American Express Gold Business Card
Membership Rewards Ascent
ABN holders w/ $75,000 revenue. Get 100,000 bonus Membership Rewards Points and up to 51 days to pay for purchases.

Compare up to 4 providers

Pictures: Shutterstock

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