st-george-bank-logo

St.George Frequent Flyer Credit Cards

Earn frequent flyer points as you spend and book your next flight sooner with a St.George credit card.

St.George offers a number of credit cards that allow cardholders to collect reward points for every $1 spent on eligible purchases. Whether you prefer to earn Qantas Points or Amplify Rewards points which you can exchange for points with partnered frequent flyer programs, you can compare your St.George rewards credit card options here. This guide also highlights some of the extra features you can expect as well as the rates and fees you need to factor into your comparison.

Comparison of St.George frequent flyer Credit Cards

Rates last updated December 14th, 2018
Name Product Bonus Points Rewards Program Rewards Points per $ spent Purchase rate (p.a.) Annual fee Product Description
St.George Amplify Signature - Qantas
80,000 bonus points
Qantas Frequent Flyer
0.75
19.49% p.a.
$179 p.a. annual fee for the first year ($279 p.a. thereafter)
Enjoy 80,000 bonus Qantas Points when you spend $4,000 within 90 days and 2 complimentary Qantas Club lounge invitations per year.
St.George Amplify Platinum - Qantas
50,000 bonus points
Qantas Frequent Flyer
0.5
19.49% p.a.
$99 p.a.
Earn 50,000 bonus Qantas Points when you spend $2,000 within 90 days and earn 0.5 Qantas points per $1 spent.

Compare up to 4 providers

How can I earn frequent flyer points with a St.George card?

St.George cardholders have two options for earning points. You can either link your card to your Qantas Frequent Flyer account or exchange your Amplify Rewards for points with partnered programs such as Virgin Australia's Velocity and Singapore Airlines' KrisFlyer. You can compare these options below:

  • Earn Qantas Points

If you have the St.George Amplify, Amplify Platinum or Amplify Signature card, you can link it to your frequent flyer account to earn Qantas Points as you spend.

You can then earn Qantas Points spent on eligible purchases in Australia and overseas. Some of these cards offer new cardholders thousands of bonus Qantas Points when they meet the spend requirement. The spend requirements will vary depending on the offer but as an example, you may need to spend $2,000 in the first 90 days to get the bonus points.

Your points are then credited to your frequent flyer account, which you can use to redeem Qantas flight rewards and upgrades, travel packages and more.

However, it's important to note that these cards usually charge a higher annual fee than if you were to earn Amplify Rewards.

  • Exchange Amplify Rewards for frequent flyer points

If you opt to earn Amplify Rewards Points, you can transfer them for frequent flyer points with Malaysia Airlines Enrich, Singapore Airlines KrisFlyer and Velocity Frequent Flyer.

You'll get 1 frequent flyer point or mile per Amplify Rewards point you transfer. So if you have 80,000 Amplify Rewards, you could exchange them for 40,000 Velocity Points as an example. You can then redeem your points for flight rewards with your preferred frequent flyer program. This is particularly useful for KrisFlyer and Enrich members, as there aren't any Australian credit cards that directly earn points with these programs on the market.

You can transfer your Amplify Rewards points for frequent flyer points when you log into your St.George Amplify account and select 'Redeem Points'. Please note that minimum transfer amounts may apply.

How to compare St.George frequent flyer credit cards

Before you apply for a St.George frequent flyer card, you should compare the following features and fees:

  • Bonus points. St.George frequent flyer or rewards cards often come with big bonus points offers. Considering factors such as the number of points up for grabs and the spend requirement, compare these bonus points promotions with others on the market to find the most rewarding option for you.
  • Earn rates. The number of points you'll earn per $1 will vary between cards. The higher the earn rate, the more competitive the card.
  • Annual fee. Most points earning cards charge higher annual fees than non-rewards cards. In the case of St.George, the Qantas Frequent Flyer option will usually charge a higher annual fee than a card that earns Amplify Rewards points. However, you may find that the points potential and extra features of the Qantas card helps justify this fee.
  • Purchase interest rate. Rewards and frequent flyer cards are best suited to cardholders who can pay their balance in full each month and avoid interest altogether. This is because these cards usually charge high purchase interest rates than low fee options.
  • Airline lounge passes. The Amplify Signature cards offer cardholders complimentary airport lounge passes each year. The Qantas option usually comes with Qantas Club Lounge invitations and the Amplify Rewards card offers Priority Pass invitations. The lounge perks will vary, but you can usually expect complimentary food and beverages, Wi-Fi and comfortable seating.
  • Complimentary travel insurance. The St.George Amplify Signature and Platinum cards both offer cardholders complimentary international travel insurance, which can help you save on necessary holiday costs.

A St.George frequent flyer or rewards credit card could be a great way to reward your spending. These cards also boast a bunch of extra features which can help you get more value from paying on plastic. As these are just some of the frequent flyer options on the market, make sure to compare your options to find the most rewarding card for you before you apply.

Back to top
Was this content helpful to you? No  Yes

Related Posts

Credit Card Offers

Important Information*
Citi Clear Platinum Credit Card

Interest rate

12.99

Annual fee

0*

*$99 p.a. after first year

ANZ Low Rate

Interest rate

12.49

Annual fee

58
Suncorp Clear Options Platinum Credit...

Interest rate

20.74

Annual fee

49*

*$129 p.a. after first year

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

2 Responses

  1. Default Gravatar
    greerJuly 21, 2015

    I have St.George credit card MasterCard. I am also a frequent flyer member. Can I use my frequent flyer card when using my St.George credit card? Thank you.

    • finder Customer Care
      SallyJuly 22, 2015Staff

      Hi Greer,

      Thanks for your question.

      This will depend on which St.George credit card you’re using. The St.George Frequent Flyer credit card is the only St.George credit card connected to a Frequent Flyer program.

      The St. George Amplify Rewards credit card lets you earn points towards the Amplify Rewards or Amplify Qantas program.

      If you’re already a Qantas Frequent Flyer, you may wish to contact St.George directly to confirm whether you could link your existing account with a St.George Amplify Rewards card should you decide to procure one.

      I have also sent you a link on your email that you might find helpful.

      I hope this has helped.

      Thanks,

      Sally

Ask a question
Go to site