Our verdict
Pros
- Get car insurance specifically designed for electric vehicles.
- Pay-per-kilometre cover is great for anyone who doesn't drive very much.
- Uber Carshare drivers can get cover designed specifically for them.
Cons
- If you're looking for run-of-the-mill cover, KOBA might not be for you.
- There's no option to choose third party or third party fire and theft cover.
- KOBA only insures cars from 2006 onwards.
KOBA is different from many other car insurers - it only offers three policies and all are comprehensive. It's also unable to offer cover to cars made before 2006, as you'll need to connect your car's computer with your policy.
Drivers who travel smaller distances and are looking for cheap car insurance may like to consider these options.
KOBA offers some optional add-ons to further customise your policy, including:
- Choice of repairer. Choose any licenced EV repairer to fix your vehicle. (Only available on electric vehicle insurance policies).
- Hire car or alternative transport. Get reimbursed for travel costs of Up to $70 per day - Up to 14 days if your car is being repaired as a result of an incident other than theft.
- Excess free glass cover. Don't pay an excess if your windscreen, sunroof, or window glass needs repaired or replaced without any other damage to your car.
We're free
You pay the same as buying directly from the car insurer. Better still, we regularly run exclusive deals that you won't find on any other site – plus, our tables make it easy to compare policies.
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Unlike other comparison sites, we're not owned by an insurer. That means our opinions are our own and we work with lots of car insurance brands, making it easier for you to find a good deal.
We're here to help
Since 2014, we've helped 300,000+ people find car insurance by explaining your cover options, simply and clearly. We'll never ask for your number or email. We're here to help you make a decision.
I wish to ensure my skoda octavia 1.4 tsi 2020, do you do agreed value on this car, and what is the price
Thank you
Hi Igor,
To get a quote you’ll need to visit Koba’s website and fill in the quote form. This page is just Finder’s review of Koba car insurance.
Thanks!
Hi im having difficulty finding insurance for my 19 year old son mercedes sprinter Van not for business use do you have any advice please
Hi Terena, younger drivers are typically harder to insure because they’re seen as more risky to insurers but if your son has a clean driving record then it should still be achievable. You might find this page more helpful: https://www.finder.com.au/car-insurance-for-p-platers
I hope this helps!