What happens if I go over my credit limit?
Although your credit limit generally sets the ceiling for your credit card spending, some card providers may let you temporarily exceed that limit. But there could be a fee for going over your limit, so make sure you check these details with your credit card provider to avoid extra costs.
Hi,
I need a credit card limit of $60,000 -$80,000 can I get this sort of limit on application?
My credit history has no defaults my credit score is 593 currently I have a few smaller credit limits of $2000, $6000.
I earn $80,000 a year gross.
Any help with which providers are more lenient would be great?
Hi Adam, thanks for your inquiry!
Please see the following link for Platinum, Gold & Black credit cards which have higher credit limits. The available credit limit on the credit card will depend on the lender’s criteria. As a result it would be best to contact the provider before completing an application to better assess your personal needs.
Cheers,
Jonathan
I want to increase my instant credit limit
Hi Buyiswa,
Thank you for your comment.
Depending on your card and bank, you may wish to contact your bank directly to discuss your options.
However, if you have any more specific questions, feel free to contact us and we will try to provide you with further assistance.
Thanks,
Sally
I have African Bank credit card silver and i want a credit in it, can i get it?
Hi Eric, thanks for your inquiry.
Credit limit increases can be requested by contacting your respective bank/ lender.
Cheers,
Jonathan