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Dental travel insurance

You’ll be smiling when you get the right dental travel insurance for your trip. Compare over 10+ Australian brands.

Updated

warningFinally, some good news! Domestic travel is picking up, so some insurers have started offering cover again 🦘 Just remember, you won't be covered for any pandemic related claims if you do take out domestic travel insurance.

Most travel insurance policies will cover dental expenses if medical cover is part of your policy.

Cover is only available for unexpected dental treatments which means you won't be covered for routine check-ups or elective treatments by these policies. If you're travelling for dental tourism, Go Insurance is one of the few brands that can cover you.

What does dental travel insurance cover?

Dental travel insurance can cover you if your teeth are injured in an accident or if you suffer from unexpected pain while travelling overseas. If you need it, you can also find policies that will cover dentures and dental prosthesis.


Compare travel insurance with dental cover

We've researched a few of our partnered brands and have highlighted the limits of each brand. It's interesting to note how some brands separate a limit for injuries and pain relief.

BrandOverseas dental treatment as a result of injuryOverseas dental treatment for pain reliefExtra coverApply
Travel Insurance Saver

Travel Insurance Saver

UnlimitedUp to $1000Up to $800 cover for dentures and dental prosthesis
Qantas Icon

Qantas

UnlimitedUp to $2000Up to $700 cover for dentures and dental prosthesis
RACV Logo

RACV

UnlimitedUp to $500Up to $1000 cover for dentures and dental prosthesis
Picture not described

Travel with Jane

UnlimitedUp to $2000
Budget Direct Logo

Budget Direct

UnlimitedUp to $500
Picture not described

Medibank

UnlimitedNo Limit stated
Amex Logo

American Express

UnlimitedNo Limit stated
1cover logo

1Cover

No Limit statedUp to $1000
Fast Cover

fastcover

No Limit statedUp to $1000
columbus direct

Columbus Direct

No Limit statedUp to $1000
worldcare Logo

Worldcare

No Limit stated$1000Get quote
Online Travel Insurance

Online Travel Insurance

No Limit stated$1000
travel insuranz Logo

Travel Insuranz

No Limit statedUp to $1000
virgin money Logo

Virgin Money

No Limit stated$1000
InsureandGo

Insureandgo

No Limit stated$500
Tick Travel Insurance

Tick Travel

No Limit stated$500
Zoom logozoom logo

Zoom

No Limit stated$500
Tilda logo

tilda

No Limit stated$500
All Clear Logo

All Clear

No Limit stated$350

Travel insurance for dental tourism

When you're travelling abroad for dental work, you're putting yourself at more risk of something going wrong. Go Insurance is one of the few insurers that can cover you.
Cover includes:

  • Trip cancellation. Cover if your treatment doesn't go according to plan and you need to cancel or reschedule parts of your trip.
  • Emergency overseas dental treatment. Cover for emergency care if complications arise from your initial treatment.
  • Additional transport and accommodation. Cover for extra expenses if you need to stay longer due to complications from your treatment.
  • Learn more about Go Insurance

General exclusions applied to emergency dental treatment

As with most other benefits under a travel insurance policy, there are certain circumstances where your emergency dental treatment claim will not be paid. These usually include:

  • If your claim arises from a pre-existing condition
  • Expenses incurred after two weeks of treatment from a dentist, although special approval may be granted in some cases
  • If you fail to follow the advice you receive from your travel insurer's emergency assistance line
  • If you receive any health care treatment that is covered under the Australian Government's Reciprocal Health Care Agreement with the country in which you are travelling
  • If your claim is for damage to dentures, crowns, bridges or dental prostheses
  • If your claim is for costs incurred in Australia
  • If your claim is for dental injury sustained during your participation in snow sports activities
  • If your claim is for expenses resulting from dental treatment using precious metals
  • If your claim is for expenses incurred during a cosmetic dentistry procedure
  • If your claim is for treatment costs caused by the deterioration and/or decay of your teeth or associated tissue

Considering heading abroad for dental tourism? Some steps to play it safe

  • Take time to research the hospital before receiving treatment. Make sure you choose a reputable facility that has been recommended by other travellers and expatriates living in that country. It's best to allow yourself time to actually visit the facility before receiving treatment. You should also be able to verify the qualifications of the dental practitioner.
  • Ask questions about the timeframe and treatment plan. Before committing to the surgery get an idea of the total cost, recovery time following surgery and whether or not it is safe to travel following treatment.
  • Be flexible with your return date. It's possible you may have to stay longer than you planned to receive follow-up treatment so it's worth keeping your travel dates and airfare flexible.
  • Take the necessary precautions after receiving the surgery. Make sure you do what is necessary to ensure you recover properly following the treatment. It might be tempting to throw caution to the wind and enjoy the final days of your trip abroad but just make sure you are taking the necessary steps to avoid any injury or infection.

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2 Responses

  1. Default Gravatar
    SobhiApril 4, 2017

    Want to get dental implants in india
    Need insurance company that covers my procedure in that country

    • Avatarfinder Customer Care
      ZubairApril 5, 2017Staff

      Hi Sobhi,

      Thank you for your question.

      In our panel of travel insurers, goinsurance does cover for dental tourism. However, Go Dental Tourism Insurance wont actually covers the costs of the procedure and will just cover emergency accommodation if the procedure is unsuccessful. You may find our Medical tourism insurance guide helpful.

      All the best,
      Zubair

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