Who offers dental travel insurance for injury or surgery?

Dental travel insurance

You’ll be smiling when you get the right dental travel insurance for your trip. Compare over 10+ Australian brands.

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Important:

Travel insurance rules continue to change as a result of the coronavirus pandemic. We’re working hard to keep up and make sure our guides are up to date, however some information may not be accurate during the pandemic. It’s even more important to double-check all details that matter to you before taking out cover. Please know that some policies may not be available through Finder at this time. Here are some helpful tips:
    • If you're buying a policy today, it's unlikely that you'll be covered for border closures
    • If your travel plans go against government advice, your policy will most likely be voided and you won't be covered
    warningFinally, some good news! Travel is picking up, so some insurers have started offering cover again. Just remember, you won't be covered for any pandemic related claims if you do take out domestic travel insurance.

    Most travel insurance policies will cover dental expenses if medical cover is part of your policy.

    Cover is only available for unexpected dental treatments which means you won't be covered for routine check-ups or elective treatments by these policies. If you're travelling for dental tourism, Go Insurance is one of the few brands that can cover you.

    What does dental travel insurance cover?

    Dental travel insurance can cover you if your teeth are injured in an accident or if you suffer from unexpected pain while travelling overseas. If you need it, you can also find policies that will cover dentures and dental prosthesis.


    Compare travel insurance with dental cover

    We've researched a few of our partnered brands and have highlighted the limits of each brand. It's interesting to note how some brands separate a limit for injuries and pain relief.

    BrandOverseas dental treatment as a result of injuryOverseas dental treatment for pain reliefExtra coverApply
    Travel Insurance Saver

    Travel Insurance Saver

    UnlimitedUp to $1000Up to $800 cover for dentures and dental prosthesis
    Qantas Icon

    Qantas

    UnlimitedUp to $2000Up to $700 cover for dentures and dental prosthesis
    RACV Logo

    RACV

    UnlimitedUp to $500Up to $1000 cover for dentures and dental prosthesis
    Picture not described

    Travel with Jane

    UnlimitedUp to $2000
    Budget Direct Logo

    Budget Direct

    UnlimitedUp to $500
    Picture not described

    Medibank

    UnlimitedNo Limit stated
    Amex Logo

    American Express

    UnlimitedNo Limit stated
    1cover logo

    1Cover

    No Limit statedUp to $1000
    Fast Cover

    fastcover

    No Limit statedUp to $1000
    columbus direct

    Columbus Direct

    No Limit statedUp to $1000
    worldcare Logo

    Worldcare

    No Limit stated$1000Get quote
    Online Travel Insurance

    Online Travel Insurance

    No Limit stated$1000
    travel insuranz Logo

    Travel Insuranz

    No Limit statedUp to $1000
    virgin money Logo

    Virgin Money

    No Limit stated$1000
    InsureandGo

    Insureandgo

    No Limit stated$500Get quote
    Tick Travel Insurance

    Tick Travel

    No Limit stated$500
    Zoom logozoom logo

    Zoom

    No Limit stated$500
    Tilda logo

    tilda

    No Limit stated$500
    All Clear Logo

    All Clear

    No Limit stated$350

    Travel insurance for dental tourism

    When you're travelling abroad for dental work, you're putting yourself at more risk of something going wrong. Go Insurance is one of the few insurers that can cover you.
    Cover includes:

    • Trip cancellation. Cover if your treatment doesn't go according to plan and you need to cancel or reschedule parts of your trip.
    • Emergency overseas dental treatment. Cover for emergency care if complications arise from your initial treatment.
    • Additional transport and accommodation. Cover for extra expenses if you need to stay longer due to complications from your treatment.
    • Learn more about Go Insurance

    General exclusions applied to emergency dental treatment

    As with most other benefits under a travel insurance policy, there are certain circumstances where your emergency dental treatment claim will not be paid. These usually include:

    • If your claim arises from a pre-existing condition
    • Expenses incurred after two weeks of treatment from a dentist, although special approval may be granted in some cases
    • If you fail to follow the advice you receive from your travel insurer's emergency assistance line
    • If you receive any health care treatment that is covered under the Australian Government's Reciprocal Health Care Agreement with the country in which you are travelling
    • If your claim is for damage to dentures, crowns, bridges or dental prostheses
    • If your claim is for costs incurred in Australia
    • If your claim is for dental injury sustained during your participation in snow sports activities
    • If your claim is for expenses resulting from dental treatment using precious metals
    • If your claim is for expenses incurred during a cosmetic dentistry procedure
    • If your claim is for treatment costs caused by the deterioration and/or decay of your teeth or associated tissue

    Considering heading abroad for dental tourism? Some steps to play it safe

    • Take time to research the hospital before receiving treatment. Make sure you choose a reputable facility that has been recommended by other travellers and expatriates living in that country. It's best to allow yourself time to actually visit the facility before receiving treatment. You should also be able to verify the qualifications of the dental practitioner.
    • Ask questions about the timeframe and treatment plan. Before committing to the surgery get an idea of the total cost, recovery time following surgery and whether or not it is safe to travel following treatment.
    • Be flexible with your return date. It's possible you may have to stay longer than you planned to receive follow-up treatment so it's worth keeping your travel dates and airfare flexible.
    • Take the necessary precautions after receiving the surgery. Make sure you do what is necessary to ensure you recover properly following the treatment. It might be tempting to throw caution to the wind and enjoy the final days of your trip abroad but just make sure you are taking the necessary steps to avoid any injury or infection.

    Compare dental travel insurance

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    2 Responses

      Default Gravatar
      SobhiApril 4, 2017

      Want to get dental implants in india
      Need insurance company that covers my procedure in that country

        Avatarfinder Customer Care
        ZubairApril 5, 2017Staff

        Hi Sobhi,

        Thank you for your question.

        In our panel of travel insurers, goinsurance does cover for dental tourism. However, Go Dental Tourism Insurance wont actually covers the costs of the procedure and will just cover emergency accommodation if the procedure is unsuccessful. You may find our Medical tourism insurance guide helpful.

        All the best,
        Zubair

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