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Dental travel insurance
You’ll be smiling when you get the right dental travel insurance for your trip. Compare over 10+ Australian brands.
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We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Important:
Travel insurance rules continue to change as a result of the coronavirus pandemic. We’re working hard to keep up and make sure our guides are up to date, however some information may not be accurate during the pandemic. It’s even more important to double-check all details that matter to you before taking out cover. Please know that some policies may not be available through Finder at this time. Here are some helpful tips:- If you're buying a policy today, it's unlikely that you'll be covered for border closures
- If your travel plans go against government advice, your policy will most likely be voided and you won't be covered
Finally, some good news! Travel is picking up, so some insurers have started offering cover again.
Just remember, you won't be covered for any pandemic related claims if you do take out domestic travel insurance.Most travel insurance policies will cover dental expenses if medical cover is part of your policy.
Cover is only available for unexpected dental treatments which means you won't be covered for routine check-ups or elective treatments by these policies. If you're travelling for dental tourism, Go Insurance is one of the few brands that can cover you.
What does dental travel insurance cover?
Dental travel insurance can cover you if your teeth are injured in an accident or if you suffer from unexpected pain while travelling overseas. If you need it, you can also find policies that will cover dentures and dental prosthesis.
Compare travel insurance with dental cover
We've researched a few of our partnered brands and have highlighted the limits of each brand. It's interesting to note how some brands separate a limit for injuries and pain relief.
| Brand | Overseas dental treatment as a result of injury | Overseas dental treatment for pain relief | Extra cover | Apply |
|---|---|---|---|---|
 | Unlimited | Up to $1000 | Up to $800 cover for dentures and dental prosthesis | |
 | Unlimited | Up to $2000 | Up to $700 cover for dentures and dental prosthesis | |
 | Unlimited | Up to $500 | Up to $1000 cover for dentures and dental prosthesis | |
 | Unlimited | Up to $2000 | ||
 | Unlimited | Up to $500 | ||
 | Unlimited | No Limit stated | ||
 | Unlimited | No Limit stated | ||
 | No Limit stated | Up to $1000 | ||
 | No Limit stated | Up to $1000 | ||
 | No Limit stated | Up to $1000 | ||
 | No Limit stated | $1000 | Get quote | |
 | No Limit stated | $1000 | ||
 | No Limit stated | Up to $1000 | ||
 | No Limit stated | $1000 | ||
 | No Limit stated | $500 | Get quote | |
 | No Limit stated | $500 | ||
 | No Limit stated | $500 | ||
 | No Limit stated | $500 | ||
 | No Limit stated | $350 |
Travel insurance for dental tourism
When you're travelling abroad for dental work, you're putting yourself at more risk of something going wrong. Go Insurance is one of the few insurers that can cover you.
Cover includes:
- Trip cancellation. Cover if your treatment doesn't go according to plan and you need to cancel or reschedule parts of your trip.
- Emergency overseas dental treatment. Cover for emergency care if complications arise from your initial treatment.
- Additional transport and accommodation. Cover for extra expenses if you need to stay longer due to complications from your treatment.
General exclusions applied to emergency dental treatment
As with most other benefits under a travel insurance policy, there are certain circumstances where your emergency dental treatment claim will not be paid. These usually include:
- If your claim arises from a pre-existing condition
- Expenses incurred after two weeks of treatment from a dentist, although special approval may be granted in some cases
- If you fail to follow the advice you receive from your travel insurer's emergency assistance line
- If you receive any health care treatment that is covered under the Australian Government's Reciprocal Health Care Agreement with the country in which you are travelling
- If your claim is for damage to dentures, crowns, bridges or dental prostheses
- If your claim is for costs incurred in Australia
- If your claim is for dental injury sustained during your participation in snow sports activities
- If your claim is for expenses resulting from dental treatment using precious metals
- If your claim is for expenses incurred during a cosmetic dentistry procedure
- If your claim is for treatment costs caused by the deterioration and/or decay of your teeth or associated tissue
Considering heading abroad for dental tourism? Some steps to play it safe
- Take time to research the hospital before receiving treatment. Make sure you choose a reputable facility that has been recommended by other travellers and expatriates living in that country. It's best to allow yourself time to actually visit the facility before receiving treatment. You should also be able to verify the qualifications of the dental practitioner.
- Ask questions about the timeframe and treatment plan. Before committing to the surgery get an idea of the total cost, recovery time following surgery and whether or not it is safe to travel following treatment.
- Be flexible with your return date. It's possible you may have to stay longer than you planned to receive follow-up treatment so it's worth keeping your travel dates and airfare flexible.
- Take the necessary precautions after receiving the surgery. Make sure you do what is necessary to ensure you recover properly following the treatment. It might be tempting to throw caution to the wind and enjoy the final days of your trip abroad but just make sure you are taking the necessary steps to avoid any injury or infection.
Compare dental travel insurance
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Ask an Expert
Want to get dental implants in india
Need insurance company that covers my procedure in that country
Hi Sobhi,
Thank you for your question.
In our panel of travel insurers, goinsurance does cover for dental tourism. However, Go Dental Tourism Insurance wont actually covers the costs of the procedure and will just cover emergency accommodation if the procedure is unsuccessful. You may find our Medical tourism insurance guide helpful.
All the best,
Zubair