Bank of Heritage Isle
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Bank of Heritage Isle Credit Cards

Compare Bank of Heritage Isle credit card features including low rates and fees, balance transfer offers and Visa benefits.

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Bank of Heritage Isle is a mutual bank with a focus on customers in Tasmania. It offers one Visa credit card with simple, low-cost features and compatibility with Apple Pay, Google Pay and Samsung Pay.

Compare Bank of Heritage Isle Credit Cards

Name Purchase rate p.a. Bonus points Points per $ spent Interest-free period Balance transfer rate p.a. Annual fee
Bank of Heritage Isle Visa Credit Card
Purchase rate p.a.
10.76%
Bonus points
N/A
Points per $ spent
N/A
Interest-free period
Up to 55 days on purchases
Balance transfer rate p.a.
0% for 12 months, then 10.76%
Annual fee
$0 first year ($30 after)
More Info
Save with a 0% p.a. on balance transfers for the first 12 months and a waived annual fee for the first year.
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Types of credit cards from Bank of Heritage Isle

  • Low rate credit card

The Bank of Heritage Isle Visa Credit Card has a low ongoing interest rate of10.76% p.a. and offers up to 55 days interest-free on purchases when you pay your full closing balance by the due date listed on your statement. It also has an annual fee of $30 that's waived in the first year and is competitive with other low rate cards.

Benefits of getting a credit card with Bank of Heritage Isle

  • 0% p.a. balance transfer offer

If you're paying off an existing credit card, switching to the Bank of Heritage Isle Visa could help you save on interest charges, with an introductory 0% p.a. interest rate on balance transfers for the first 12 months. At the end of the introductory period, any remaining balance transfer debt will attract the card's 10.76% p.a. interest rate, which is a low revert rate for a balance transfer card.

  • Visa benefits

You can use a Bank of Heritage Isle credit card around the world, anywhere Visa is accepted. You'll also get access to deals on travel, shopping, dining and entertainment through Visa Offers + Perks.

  • Mobile payments

The Bank of Heritage Isle Visa credit cards can be added to your digital wallet with Apple Pay, Google Pay and Samsung Pay so that you can pay straight from your mobile device.

  • Reduced Fees Program

If you have a combined balance of more than $5,000 in savings, investments and drawn loans, you can get more fee-free ATM, EFTPOS and personal cheques than what is normally applied to Bank of Heritage Isle members.

  • Account management

As well as branch and phone banking, Bank of Heritage Isle offers internet banking and a mobile app so you can view your account details, temporarily lock card, make payments and manage other details from anywhere.

How to apply

You can apply for a Bank of Heritage Isle Visa credit card online by filling in a secure application form.

Before you apply, make sure you meet the eligibility requirements and have all the documents and details you need ready to go.

Eligibility criteria

  • Residency status. You can apply for this card if you are a permanent Australian resident or citizen.
  • Digital access. To complete the application, you need to have access to an email account and mobile phone.
  • Age. You must be at least 18 years old.

Required documents

  • Personal details. Includes your full name, date of birth, contact number, email address and your residential address for at least the past two years. You also need a valid form of ID, such as your driver's licence. If you are already a Bank of Heritage Isle member, you should include your member number on the application.
  • Employment details. This covers your occupation, gross yearly income and your employer's name and contact details.
  • Financial details. This includes any other forms of income, as well as savings, investments or other assets. You also need to provide details of any existing debts, loans or other liabilities. If you are requesting a balance transfer, you will need to provide this information as well.

If you have any questions about the application, contact Bank of Heritage Isle on 134 374 or visit a branch.

Credit card brands similar to Bank of Heritage Isle

If you want a credit card from a customer-owned bank or one with branches in Tasmania, here are 3 other credit card providers you could compare:

Frequently asked questions

Want to compare a wider range of credit cards? Check out the latest offers for rewards, balance transfers, low rates and more.

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