Enjoy the power of choice with Heritage Isle: a low rate or platinum credit card, it's up to you
Credit cards discontinued
Heritage Isle no longer offers credit cards. However, we have left this page up for anyone who may be interested in previous offerings.
A team of Comalco employees joined together to form the Heritage Isle Credit Union in 1965, and it now offers membership to all Australians. With branches in Launceston, George Town, Beaconsfield, and Exeter, Heritage Isle services more than 7,000 members, many of whom reside in and around the Tamar Valley. This credit union offers its members a range of financial services and products, which include loans, savings and investment accounts, different types of insurances, financial planning and foreign exchange solutions. It also offers two Mastercard products.
Types of credit cards that Heritage Isle offers
Heritage Isle members get to choose between two credit cards, and while both come with a Mastercard association, some of the features they offer are noticeably different.
Low rate credit cards
Some credit card users don’t require too many features, and if you are in this boat you can benefit from the competitive rates that these cards offer. The Low Rate Mastercard that Heritage Isle offers, in addition to its low interest rate, gives you the ability to get up to 55 interest-free days on purchases. You can also use this card to transfer balances from existing cards and it comes with complimentary purchase cover.
Platinum credit cards
A platinum credit card normally comes linked to a rewards program, while also offering a range of other benefits. The Heritage Isle Platinum Mastercard, for example, rewards you in accordance to your spending, offers a number of complimentary insurance covers and gives you access to a concierge service. You can use this card for balance transfers and you also get up to 55 interest-free days on purchases.
Benefits of Heritage Isle credit cards
Both these credit cards give you easy access to funds, and given that more than 22 million merchants around the world accept Mastercard, you can use it just about everywhere. There’s more to your Mastercard, though, and here’s what you can expect:
While both the low rate and platinum cards offer protection through the guaranteed pricing scheme and purchase cover insurance, the platinum card also offers complimentary transit accident insurance, interstate flight inconvenience insurance, and international travel insurance.
Platinum concierge service
As a Platinum Mastercard cardholder, you get round-the-clock access to a platinum concierge service. Through this service, you can find out about restaurants and hotels in different parts of the world, and you can also use it to keep track of cultural, entertainment, and sporting events. This service assists you in making reservations and booking tickets, and you can also access a bunch of professional services.
The low rate card comes with a promotional 0% p.a. interest rate for balance transfers, and this interest rate stays in place for 9 months. The platinum card also offers a promotional 0% p.a. interest rate for 14 months, and in this case it applies to balance transfers as well as purchases.
Your Mastercard makes use of a chip technology that minimises the possibility of fraudulent usage. Fraudshield is in place to detect irregular transactions, and in such instances you'll receive a phone call immediately.
Frequently asked questions
Given below are answers to questions that people commonly to ask about Heritage Isle credit cards. You can ask any additional questions you may have by using the form at the end of this page.