Man bungee jumping above a river

Bungee Jumping Travel Insurance

Can I get travel insurance for bungee jumping?

Bungee jumping is a popular pastime, particularly for people travelling to New Zealand. If bungee jumping is on your holiday itinerary, you’ll be pleased to know you can get cover for it through your travel insurance.

Some insurers cover it automatically in their list of adventure sports and activities, while others will charge you extra and a few won’t cover it at all. Make sure you shop around for the right policy before you take the plunge.

Who offers bungee jumping travel insurance?

BrandConditionsApply
1-cover-new11Cover covers a range of adventure activities, including bungee jumping, on all travel insurance policiesGet quote
AIGMost amateur sporting and adventure activities are covered at no extra cost on all plans, including bungee jumpingGet quote
Budget Direct Travel InsuranceBungee jumps are covered (maximum of 3 jumps)Get quote
Columbus DirectMany amateur sports and leisure activities are covered at no additional cost, including bungee jumpingGet quote
CoverMoreCover for bungee jumping is included at no extra costGet quote
DownunderPolicies cover most adventure sports, including bungee jumpingGet quote
Easy Travel InsuranceMost amateur sports are covered, including bungee jumpingGet quote
Go InsuranceBungee jumps are covered (maximum of 2 jumps and with a licensed commercial operator)Get quote
InsureandGoBungee jumping is covered (maximum of 3 jumps)Get quote
iTrekBungee jumping is coveredGet quote
MultiTrip Travel InsuranceBungee jumping is covered (maximum of 3 jumps)Get quote
Skiinsurance.com.auTravel insurance extras can help with activities like bungee jumpingGet quote
STA Travel InsuranceBungee jumping is included on the list of adventure activities that are automatically coveredGet quote
Tick Travel InsuranceBungee jumping is covered (maximum of 3 jumps)Get quote
Travel Insurance DirectBungee jumping is covered but must be with a licensed operator and wearing safety gearGet quote
Travel Insurance Saver LogoMost amateur sports are covered, including bungee jumpingGet quote
Travel InsuranzBungee jumping is automatically covered (maximum of 2 jumps per person, per trip)Get quote
Virgin MoneyCover is provided for claims arising directly from your participation in specified amateur sports such as bungee jumpingGet quote
Worldcare Travel InsuranceComprehensive policy covers a range of adventure activities such as bungee jumpingGet quote
youGoYouGo plans automatically cover bungee jumpingGet quote

Common travel insurance conditions related to bungee jumping

While bungee jumping is relatively safe, it’s not without its risks and is still considered an extreme sport. Common injuries from bungee jumping can include dislocations, rope burns, back injuries and eye trauma.

For this reason, while most insurers cover bungee jumping, there are some common conditions placed on bungee jumping claims. These can include:

  • The jump must be performed with a licensed operator
  • You must follow all instructions and not behave in a reckless manner
  • You must not be under the influence of drugs or alcohol
  • Your injury must not be due to an undeclared pre-existing medical condition (dislocating a joint on which you have previously had surgery, for example).

Some insurers, such as Budget Direct, will also limit the amount of jumps per trip you can do to a maximum of three, so it pays to read the product disclosure statement (PDS) carefully.

Why do I need to tell my insurer if I plan to go bungee jumping?

Travel insurance is designed to cover normal risks associated with travel, and a typical policy covers common mishaps such as unexpected illness or injury, trip cancellation or delay, and loss or theft of baggage and personal effects.

Bungee jumping is not a normal event for most travellers, so failing to declare your intention to bungee jump puts a greater level of risk on your insurer.

Everyone taking out travel insurance has a duty of disclosure, which is a duty under law to declare anything to an insurer that could reasonably be expected to influence the extent of cover, benefit limits and cost of your policy. An example of this is pre-existing medical conditions. Unless you declare them at the time of applying for bungee jumping travel insurance, you are unlikely to be covered in the event of a claim.

So even if bungee jumping is included in your policy at no extra charge, you should declare your intention to jump to your insurer. If an additional fee is involved, be sure to pay it so you are fully covered when you take that leap into the great unknown.

Will I pay more for bungee jumping?

How much you will need to pay depends on the insurer. While many insurers will cover you for bungee jumping automatically, others will only do so for an additional charge, usually associated with some kind of adventure sports and activities pack. The cost will vary between insurers, but it’s unlikely to add enormously to the overall cost of your premium.

The following is a cross section of insurers and their bungee jumping cover. You’ll be surprised to see how many include it automatically in their policies.

  • Cover My Trip. Many amateur sporting and adventure activities are covered at no additional cost, including bungee jumping.

Tips for staying safe if you’re bungee jumping overseas

Even though bungee jumping is covered by many insurers, throwing yourself off a giant tower is always going to involve an element of risk. So it’s wise to observe a few rules, particularly when bungee jumping overseas:

  • Jump with a reputable company. A licensed bungee jumping operator will have well-maintained equipment and strict safety practices. Avoid operations that look dodgy, because their safety procedures probably are as well.
  • Follow instructions. Reputable jump operators will be trained and qualified, so put your trust in them and do exactly as they tell you.
  • Dress appropriately. Wear comfortable clothing. If you opt to wear shoes, make sure they are enclosed and secure on your feet.
  • Be committed. Accidents can happen when people hesitate or change their minds at the last minute, so stay focused. Once you’re up there, commit yourself to going through with the experience.

What to do if you injure yourself overseas while bungee jumping

If you suffer an injury while bungee jumping overseas, your insurer’s overseas assistance team will help arrange medical treatment and hospitalisation if required, provided your policy covers bungee jumping. Most insurers have an overseas assistance provider who can be contacted 24/7 in medical emergencies. These services are staffed by medical professionals who can determine your needs and arrange treatment and even emergency evacuation if necessary.

If your injury is relatively minor, you may elect to visit a local doctor for treatment and claim the cost back later on your insurance. However, if your injury is severe, your insurer’s emergency assistance team should be contacted immediately. They can help in a variety of ways, including arranging transportation and treatment, contacting loved ones back home and approving hospital payment where required. However, as they are acting on your insurer’s behalf, you will need to cooperate with them fully and follow their advice at all times, otherwise your cover may be voided.

Compare providers that offer travel insurance for bungee jumping

Find out more about specific sports travel insurance cover
Picture: Shutterstock

Richard Laycock

Richard is the senior insurance writer at finder.com.au and is on a mission to make insurance easier to understand.

Was this content helpful to you? No  Yes

Related Posts

Ask a Question

You are about to post a question on finder.com.au

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At finder.com.au we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the finder.com.au privacy policy, receive follow up emails related to finder.com.au and to create a user account where further replies to your questions will be sent.

Ask a question
feedback