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Bankwest More Rewards

Find out how you can earn and redeem points with Bankwest More Rewards.

If you have a credit card linked to the Bankwest More Rewards program, you will earn points per $1 spent on eligible purchases. You can then redeem these points for a range of rewards, including travel, retail items and gift cards.

Want to know more? Let's take a look at the key details of this rewards program so you can compare it to other options and choose a credit card that’s right for you.

Credit cards that earn Bankwest More Rewards

Data indicated here is updated regularly
Name Product Bonus Points Rewards program Rewards Points per $ spent Purchase rate (p.a.) Annual fee
Bankwest More Mastercard
19,500 bonus points
Bankwest More Rewards Program
Visa/MC
1.5
19.99% p.a.
$100 p.a.
Earn 1.5 More Rewards Points per $1 spent, 19,500 bonus points when you meet the spend criteria and receive a 0% p.a. balance transfer offer.
Bankwest More Platinum Mastercard
75,000 bonus points
Bankwest More Rewards Program
Visa/MC
2
19.99% p.a.
$160 p.a.
Earn 2 More Rewards Points per $1 spent, 75,000 bonus points when you meet the spend requirement and save with 0% foreign transaction fees.
Bankwest More World Mastercard
115,000 bonus points
Bankwest More Rewards Program
Visa/MC
2.5
19.99% p.a.
$270 p.a.
Earn 115,000 bonus points when you meet the spend requirement, receive complimentary travel insurance and 10 LoungeKey passes per year.
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Data indicated here is updated regularly
Name Product Bonus Points Rewards program Rewards Points per $ spent Purchase rate (p.a.) Annual fee
ANZ Frequent Flyer Black
100,000 bonus points
Qantas Frequent Flyer
Visa/MC
1
20.24% p.a.
$425 p.a.
Earn 100,000 bonus Qantas Points, 75 bonus Status Credits and $150 back when you spend $3,000 in the first 3 months with this premium card.
Qantas Premier Platinum
80,000 bonus points
Qantas Frequent Flyer
Visa/MC
1
19.99% p.a.
$199 p.a. annual fee for the first year ($299 p.a. thereafter)
Get up to 80,000 bonus Qantas Points, 75 bonus Status Credits, a discounted first-year annual fee and a 0% p.a. balance transfer rate for 18 months.
American Express Qantas Business Rewards Card
120,000 bonus points
Qantas Business Rewards
Amex
1.25
N/A
$450 p.a.
ABN holders w/ $75,000 revenue. Get 120,000 bonus points, 3x points on eligible Qantas flights & 2 lounge passes per year.
American Express Explorer Credit Card
50,000 bonus points
Membership Rewards
Amex
2
20.74% p.a.
$395 p.a.
Get 50,000 bonus points when you spend $3,000 in the first 3 months, a yearly $400 Travel Credit and 2 entries per year to the Amex Lounge.
Coles Rewards Mastercard
flybuys
Visa/MC
2
19.99% p.a.
$99 p.a.
Earn 2 flybuys points / $1 spent and save with a 0% balance transfer offer. Plus, 0% international transaction fees on purchases.
St.George Amplify Platinum - Qantas
60,000 bonus points
Qantas Frequent Flyer
Visa/MC
0.5
19.74% p.a.
$99 p.a.
Earn 60,000 bonus Qantas Points, plus enjoy 0% p.a. on balance transfers for 6 months and complimentary insurance covers.
Qantas Premier Everyday
25,000 bonus points
Qantas Frequent Flyer
Visa/MC
0.75
19.99% p.a.
$49 p.a.
Get up to 25,000 bonus Qantas points, a 0% balance transfer offer and complimentary insurance covers.
Qantas American Express Discovery Card
Qantas Frequent Flyer
Amex
0.75
20.74% p.a.
$0 p.a.
Earn 0.75 Qantas Points for your everyday purchases, uncapped, and pay $0 annual fee for the life of the card on this no-frills frequent flyer card.
American Express Platinum Edge Credit Card
Membership Rewards Ascent
Amex
1
20.74% p.a.
$195 p.a.
Receive a yearly $200 Travel Credit and complimentary domestic and international travel insurance, plus up to 3 Membership Rewards Points / $1.
Westpac Altitude Platinum Qantas
60,000 bonus points
Qantas Frequent Flyer
Visa/MC
0.5
20.49% p.a.
$200 p.a.
Get 60,000 bonus Qantas Points when you spend $3,000 within 90 days.
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What is the Bankwest More Rewards program?

This rewards program gives you a way to earn points on your everyday spending with a Bankwest More Mastercard. The standard earn rates for these credit cards ranges from 1.5 points per $1 to 2.5 points per $1, which is competitive with other rewards credit cards on the market.

When you earn enough Bankwest More Rewards points, you can use them to redeem a variety of gift cards and products available through the online catalogue. Any unredeemed rewards points expire after three years.

Which credit cards earn Bankwest More Rewards?

There are three Bankwest credit cards on the market that earn More Rewards. We’ve outlined their features in the table below:

Bankwest More Rewards

Credit CardPoint earn ratePoints cap (per annum)Standard variable purchase rateAnnual fee
Bankwest More Mastercard1.5 points per $1150,00019.99% p.a.$100 p.a.
Bankwest More Platinum Mastercard2 points per $1400,00019.99% p.a.$160 p.a.
Bankwest More World Mastercard2.5 points per $1Uncapped19.99% p.a.$270 p.a.
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What rewards can I get with a Bankwest More Rewards credit card?

The Bankwest More Rewards website has a catalogue of products and services you can redeem with your points. Redemptions start from 8,500 points for a $20 gift card, although you can make smaller redemptions if you use the “Points + Pay” option. The More Rewards catalogue is also organised into the following categories:

  • Gift cards. Gift cards are available for general retail outlets such as Myer, Harvey Norman and Westfield shopping centres, as well as hotels, cinemas, theme parks and travel companies including Flight Centre and Accor.
  • Entertainment. Redeem points for experiences such as Gold Class movie screenings, dinner cruises and jet boat rides.
  • Food and wine. Choose from bottles of wine or spirits, gourmet gift packs and hampers.
  • Fitness and outdoor. This section offers everything from watches and golf equipment to gym gear and camping supplies.
  • Electrical. Redeem your points for an iPhone, new tablet, camera, headphones, games console or a wide range of other tech items in this section of the catalogue.
  • Beauty and fashion. Items here include designer fragrances, sunglasses, jewellery, handbags and beauty care products for both women and men.
  • Baby and kids. Some examples in this category include Monopoly, school backpacks and LEGO toys.
  • Travel and luggage. As well as redeeming points for Webjet bookings or travel-related gift cards, you can get suitcases, backpacks, travel guides and other travel accessories through the More Rewards catalogue.

How to redeem Bankwest More Rewards points

As long as you have had a Bankwest More credit card for at least 60 days and have enough points for your chosen reward, you can redeem your Bankwest More Rewards at any time using the following steps:

  • Log in to your Bankwest More Rewards account using your member ID and password (provided when you sign up for your credit card).
  • Browse the rewards available.
  • Select your reward and click on “Add to cart and check out” when you are ready to make your redemption.
  • Choose whether to make the redemption with points or using “Points + Pay”.
  • Finalise the redemption.

Other factors to consider before choosing a Bankwest More Rewards credit card

If you are thinking of getting a Bankwest More credit card to become a member of this program, make sure you consider these features before you apply.

  • Interest rates. The Bankwest More Mastercards all have a standard variable purchase rate of 19.99% p.a. which will be applied to any purchases you make when you carry a balance. These cards also have a cash advance interest rate of 21.99% p.a. for ATM withdrawals and other cash advance transactions.
  • Annual fees. The annual fees for these Bankwest cards range from $70 to $240. You should weigh this cost up against your potential rewards to make sure you will get value out of the card that you choose.
  • Other fees. Other costs you may have to deal with when you get a Bankwest More credit card include cash advance fees, a late payment charge of $25, a dishonour fee of $10 and a foreign currency fee worth 2.95% of the total transaction (waived for Bankwest More Platinum and World Mastercard cardholders). Check out the Bankwest Current Interest Rates and Fees page on the bank's website for full details of potential charges for these credit cards.
  • Complimentary extras. The Bankwest More Platinum and World cards come with complimentary benefits including overseas travel insurance, purchase security cover, extended warranties and purchase price guarantees. They also offer a personal concierge service to help you book holidays, make restaurant reservations and deal with overseas arrangements.
  • Bonus points. If your Bankwest More credit card application is approved and you meet the eligibility criteria, you can get a bonus 19,500 points, 75,000 points or 115,000 with the Bankwest More, More Platinum and More World cards respectively.
  • Points cap. Both the Classic and Platinum More credit cards limit the amount of points you can earn each year, so it’s important to check your average credit card spending to find out if these caps will affect you. For example, the More Mastercard offers 1.5 points per $1 and has an annual cap of 150,000 points. For this card, you would have to spend at least $100,000 per year to reach that limit.
  • Points expiry. Bankwest More Rewards points expire after 36 months, so you will not get any value out of them if you don’t use them within that timeframe.

The More Rewards program gives you a chance to get added value out of using a Bankwest credit card, offering points for every $1 spent and bonuses for new customers. But all three Bankwest More credit cards also come with other fees and conditions, so it’s important to weigh these features up against the potential benefits to make sure you choose a card that really suits your spending habits and needs.

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2 Responses

  1. Default Gravatar
    kassandraLheywoodFebruary 4, 2017

    I want a Commonwealth Bank credit card

    • Avatarfinder Customer Care
      MayFebruary 5, 2017Staff

      Hi Kassandra,

      Thanks for reaching out.

      The different credit cards offered by CBA are listed on this page. If you’d like to check the credit cards issued by other banks, you may refer to this page.

      Hope this helps.

      Cheers,
      May

Credit Cards Comparison

Data indicated here is updated regularly
Name Product Purchase rate (p.a.) Balance transfer rate Annual fee
HSBC Platinum Credit Card - Balance Transfer Offer
19.99% p.a.
0% p.a. for 22 months
$129 p.a.
Save with a 22-month balance transfer offer. Plus, lounge passes, travel insurance and an annual fee refund when you spend an eligible $6k/year.
ANZ Low Rate
12.49% p.a.
0% p.a. for 22 months with 1.5% balance transfer fee
$0 p.a. annual fee for the first year ($58 p.a. thereafter)
Save with 0% p.a on balance transfers for 22 months (with a 1.5% BT fee) and $0 first year annual fee. Plus a 12.49% p.a. purchase interest rate.
Bankwest Zero Platinum Mastercard
17.99% p.a.
2.99% p.a. for 9 months
$0 p.a.
Offers a $0 annual fee, 0% foreign transaction fees, complimentary international travel insurance and a balance transfer offer.
ANZ Frequent Flyer Black
20.24% p.a.
20.24% p.a.
$425 p.a.
Earn 100,000 bonus Qantas Points, 75 bonus Status Credits and $150 back when you spend $3,000 in the first 3 months with this premium card.
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* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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