Bankwest isn't the only bank that has its own credit card rewards program, so here we'll go through exactly how it works to help you compare it to other options. And if you already have a Bankwest More Rewards credit card, we'll take you through how to get value from it.
When you have a Bankwest More credit card, you'll earn reward points per $1 on your eligible spending. Here are the key details for different cards.
| Credit Card | Earn rate | Points cap per year |
|---|---|---|
| Bankwest More Classic Mastercard | 1.5 points per $1 on eligible spending | 150,000 |
| Bankwest More Platinum Mastercard | 2 points per $1 on eligible spending | 400,000 |
| Bankwest More World Mastercard | 2.5 points per $1 on eligible spending | Uncapped |
Most everyday transactions are eligible to earn points, including dining out, petrol and shopping for clothes or at the supermarket. Transactions that don't earn points are less common and usually have a financial aspect to them. This includes BPAY payments, cash advances, balance transfers, credit card rates and fee costs, any refunded transactions and government charges.
If you don't have a Bankwest credit card at the moment, you could kick-start your rewards balance with an introductory bonus points offer. When these deals are available, they usually give new cardholders thousands of bonus points for meeting a spend requirement. For example, 80,000 bonus points when you spend $4,000 in the first 3 months.
As with most rewards cards, the bonus point offers on Bankwest More credit cards are only available for a limited time, so check before you apply to see if there's a deal that you want.
Rewards are how you'll get value out of this loyalty program, and you can start redeeming them once you have spent at least $1,500 and had your Bankwest More credit card for at least 60 days. In general, the more points you have, the bigger the rewards.
Right now, you can only redeem your Bankwest More Rewards points for cashback or a choice of gift cards. Bankwest does not publicly list details of how many points you need or the gift cards available, so if you have a Bankwest More card, log in to view details.
Bankwest More Rewards Points expire three years after you earn the points. And when you redeem points, the points are subtracted based on when you earn them, with the oldest points used up first.
There's no fixed value for Bankwest More Rewards points because the dollar value is different between rewards. This is the case for most reward programs that give you more than one way to redeem points.
Currently, the Bankwest More Rewards website also doesn't list any details of rewards unless you log in. But you can use our guide to calculating the values of rewards points as a cheat sheet.
Always choose rewards that you want or need so you can at least save some cash. If there's nothing you want, just keep saving up points.
Bankwest also runs limited-time deals where rewards cost fewer points than usual, so it can be worth checking before you redeem.
You can use your points to get rewards online in just a few steps:
You can also redeem points by calling Bankwest on 13 17 19 (personal cards).
There's always a chance that a reward credit card's costs will outweigh any value you get from them. So here's what to think about before you apply.
Bottom line? For some people, rewards are a great way to get something extra out of having a credit card. But other people will find that money-saving features actually give them more value.
Earn reward points as you spend, plus benefit from complimentary overseas travel insurance and 10 yearly airport lounge visits with the Bankwest More World Mastercard.
Compare the features and costs of this card, including uncapped points for everyday spending, 0% foreign transaction fees on overseas and online purchases plus complimentary insurance covers.
If you don’t want to pay for travel insurance, here’s what you’ll get with a Bankwest credit card offering complimentary insurance.
Earn Qantas Points as you spend and pay no foreign transaction fees with the Bankwest Qantas Platinum Mastercard.
The Bankwest Breeze Platinum Mastercard offers 0% p.a. on balance transfers for 24 months, 0% foreign transaction fees and complimentary overseas travel insurance.
The Bankwest Zero Platinum Mastercard has a $0 annual fee and 0% foreign transaction fees while boasting extras such as 0% purchase and balance transfer offers.
having trouble with my pan number, not sure where to find it. Thanks
Hi Di,
Finder is an independent service that offers helpful guides, comparisons and reviews. But you can call Bankwest for account support on 13 17 19. I hope this helps.
on 23/1/23 I put in a redemption for Coles e gift to value, $500, $100, $200, $20, and 26/3/23 $20. from my Bankwest More rewards.
I cannot find these digital cards anywhere.
Cheers,
carol Baggaley.
Hi Carol,
This is a review page for BankWest, we’re not directly affiliated with the bank so you’ll need to contact them directly for customer support. You can reach them at 13 17 19.
Hope this helps!
I want a Commonwealth Bank credit card
Hi Kassandra,
Thanks for reaching out.
You may want to check the CBA credit cards on our website. You should be able to see different credit cards offered by CBA on that page.
If you’d like, you can also check other credit cards that could meet your needs and preference.
Hope this helps.
Cheers,
May