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Bankwest Business Mastercard Large Rewards

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Get 28,000 bonus Business Rewards points and manage expenses from one account with a new Bankwest Business Large Rewards Mastercard.

You can take advantage of this bonus points offer when you apply as a new customer, get approved and spend $2,500 on eligible purchases in the first 3 months from account opening.

18.5% p.a.

Balance transfer rate

28,000

Bonus points

18.5% p.a.

Purchase rate

1

Reward point

Per $ spent

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Details

Product NameBankwest Business Large Rewards Mastercard
Rewards programBankwest Business Rewards
Balance transfer rate18.5% p.a.
Balance transfer limit95% of available limit
Purchase rate18.5% p.a.
Annual fee$99
Interest-free period55 days
Cash advance rate18.5% p.a.
Min credit limit$2,000
Max credit limit$50,000
Card typeMastercard
Foreign currency conversion fee2.95%
Available to temporary residentsNo
Joint applicationNo

Pros

  • New customers can take advantage of 28,000 bonus reward points on eligible spend.
  • You can enjoy an interest-free period of up to 55 days.
  • You are allowed up to 3 extra cardholders for no additional charge.
  • Your business' everyday spending can be turned into valuable points that you can use on over 2,500 different types of rewards.

Cons

  • Minimum spend of $2,500 within 3 months is required to earn the bonus points
Rewards programBankwest Business Rewards
Bonus points28,000
Rewards points per $ spent1
Annual fee$99
Minimum monthly repayment2% of the closing balance outstanding
Late payment fee$35
Foreign currency conversion fee2.95%
Cash advance fee2% or $4, whichever is greater
Overseas cash advance fee2% or $4, whichever is greater
Additional cardholder fee$0
Number of additional cardholders3

Expert review

Amy Bradney-George

Review by


Amy Bradney-George is the acting editor for credit cards and has more than 13 years’ experience writing about personal finance. She has bylines in publications including The Sydney Morning Herald, ABC News and The Equity Magazine. A passionate writer, she’s also acting editor for Finder X and senior writer for Finder Green. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University, and when she’s not writing she spends her time as an actress.

Expert review

Bankwest’s Large Rewards Mastercard is a business credit card account that gives you a way to keep track of spending and earn points in the process. You can then choose to redeem your points for gift cards, merchandise or office supplies through the Bankwest Business Rewards program. However, you can only see the range of rewards available once you log into an account, which could make it hard to figure out the value you could get from this program.

How to apply

You can apply for the Bankwest Large Rewards Business Mastercard online by filling out Bankwest's secure application form. To get started, make sure you meet the following eligibility requirements and have all the documents and details you need to complete the application.

Eligibility criteria

  • Residency. You must be an Australian citizen or permanent resident.
  • Tax status. You must not have an overdue debt with the Australian Taxation Office.

Card benefits

  • Separate business and personal spending. This card gives you a way to manage your business expenses under on account, which could make it easier to keep track of outgoing costs and speed up your accounting processes. While you could get these benefits from a business transaction account, getting a credit card gives you access to funds that can also help with your cash flow.
  • Introductory bonus points offer. This card offers a bonus 28,000 Bankwest Business Rewards points when you apply as a new cardholder, are approved and spend $2,500 in the first 3 months from when you open the account. When you meet the requirements, the bonus points will be transferred to your account within 4 months of account opening.

Rates & fees

  • Annual fee. This card charges an annual fee of $99 p.a., which is competitive for a business credit card that offers rewards.
  • Purchase rate. This card has an interest rate of 18.5% p.a. for purchases.

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