Westpac Altitude Platinum Qantas – Existing customer offer

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Get 75,000 bonus Qantas Points and a $50 first year annual fee with the Westpac Altitude Platinum Qantas card.

If you’re a current Westpac customer, you can collect 75,000 bonus Qantas Points when you apply for this card by 31 March 2021 and spend $3,000 on eligible purchases within the first 90 days of card approval. The Westpac Altitude Platinum credit card also gives you a way to earn 0.5 Qantas Points for your everyday spending when you select the option to earn points directly through the Qantas Frequent Flyer program.

75,000

Bonus points

20.49% p.a.

Purchase rate

0.5

Reward points

Per $ spent

$50 p.a.

Annual fee

for the first year ($200 p.a. thereafter)

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Details

Product NameWestpac Altitude Platinum Qantas – Existing Customer Offer
Rewards programQantas Frequent Flyer
Balance transfer rate6.99% p.a. for 12 months
Balance transfer revert rateCash Advance Rate (21.49% p.a.)
Balance transfer limit80% of available limit
Purchase rate20.49% p.a.
Annual fee$50 annual fee for the first year ($200 p.a. thereafter)
Interest-free period45 days
Cash advance rate21.49% p.a.
Min credit limit$6,000
Max credit limit$50,000
Card typeMastercard
Foreign currency conversion fee3%
Minimum income$30,000
Available to temporary residentsYes - Conditions apply
Joint applicationNo

Pros

  • 75,000 bonus Qantas Points when you spend $3,000 in 90 days
  • $50 first-year annual fee ($200 p.a. thereafter)
  • Complimentary insurance covers include overseas medical and purchase security

Cons

  • The standard annual fee of $200 is relatively high
  • Only offers up to 45 days interest-free on purchases, as opposed to other cards with 55 days
  • 0.5 Qantas Points per $1 spent is relatively low
Rewards programQantas Frequent Flyer
Bonus points75,000
Rewards points per $ spent0.5
Annual fee$50 annual fee for the first year ($200 p.a. thereafter)
Minimum monthly repayment2% of the closing balance or $10, whichever is greater
Late payment fee$15
Foreign currency conversion fee3%
Cash advance fee2% or $2.50, whichever is greater
Overseas cash advance fee2%
Additional cardholder fee$0
Number of additional cardholders1

Expert review

Amy Bradney-George

Review by


Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

This offer on the Westpac Altitude Platinum Qantas credit card stands out because it is only available to people who already bank with Westpac. It’s more common for credit card offers to be available to new customers, or anyone who has not held a card with that company in the recent past.

But in this case, if you’re a current customer of Westpac on the hunt for a Qantas credit card, you could get 75,000 bonus points through this offer. To give you an idea of the value, this is enough points for a return business class flight from Melbourne to the Gold Coast or from Sydney to Adelaide (both from 55,200 Qantas Points). You could also redeem these points for $300 worth of Woolworths Group digital gift cards (69,120 points for one $250 gift card and one $100 gift card).

How to apply

You can apply for the Westpac Altitude Platinum – Qantas card online in around 10 minutes. Start by checking that you meet the following eligibility requirements and have all the details and documents you'll need to fill out the application form.

Eligibility criteria

  • Minimum income. You must earn at least $30,000 to apply for this card.
  • Existing Westpac customer. The introductory offer on this card is only available to people who are current Westpac customers. If you want to take advantage of this offer but don't have any Westpac accounts yet, you can compare a range of Westpac savings and bank accounts on Finder. Or, look at other Westpac credit cards – including some with offers for new customers. Existing Westpac customers who currently hold an Earth Classic, Earth Platinum, Earth Platinum Plus, Earth Black, Altitude Classic, Altitude Platinum or Altitude Black credit card, or who have held one in the last 12 months, are not eligible for this offer.

Card benefits

  • 75,000 bonus Qantas Points. Receive 75,000 bonus Qantas Points when you're a current Westpac customer and apply for a new Westpac Altitude Platinum card before 31 March 2021, then spend a minimum amount of $3,000 on eligible purchases within 90 days from card approval. The bonus points will be credited to your account within 12 weeks of meeting the spend requirement. This offer is only available for existing Westpac customers.
  • $50 first-year annual fee. Save with a discounted annual fee for the first year when you apply by 31 March 2021. This reverts to $200 p.a. after the first year. This offer is only available for existing Westpac customers who hold an active account or product.

Rates & fees

  • Annual fee. Outside of any promotions, the Westpac Altitude Platinum – Qantas card charges a total annual fee of $200. This is made up of a $150 standard annual fee plus a $50 Qantas Rewards fee.
  • Purchase rate. This credit card charges an interest rate of 20.49% p.a. on purchases.

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