Westpac Altitude Platinum Qantas – Existing customer offer

No longer available

This offer is no longer available for new applications. However, we've kept the information online for the benefit of existing customers and for those who are interested.

You can compare the current range of Westpac credit cards here.

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Bonus points

20.49% p.a.

Purchase rate


Reward points

Per $ spent

$50 p.a.

Annual fee

for the first year ($200 p.a. thereafter)

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Product NameWestpac Altitude Platinum Qantas – Existing Customer Offer
Rewards programQantas Frequent Flyer
Balance transfer rate6.99% p.a. for 12 months
Balance transfer revert rateCash Advance Rate (21.49% p.a.)
Balance transfer limit80% of available limit
Purchase rate20.49% p.a.
Annual fee$50 annual fee for the first year ($200 p.a. thereafter)
Interest-free periodUp to 45 days on purchases
Cash advance rate21.49% p.a.
Min credit limit$6,000
Max credit limit$50,000
Card typeMastercard
Foreign currency conversion fee3%
Minimum income$30,000
Available to temporary residentsYes - Conditions apply
Joint applicationNo


  • 75,000 bonus Qantas Points when you spend $3,000 in 90 days
  • $50 first-year annual fee ($200 p.a. thereafter)
  • Complimentary insurance covers include overseas medical and purchase security


  • The standard annual fee of $200 is relatively high
  • Only offers up to 45 days interest-free on purchases, as opposed to other cards with 55 days
  • 0.5 Qantas Points per $1 spent is relatively low
Rewards programQantas Frequent Flyer
Bonus points75,000
Rewards points per $ spent0.5
Annual fee$50 annual fee for the first year ($200 p.a. thereafter)
Minimum monthly repayment2% of the closing balance or $10, whichever is greater
Late payment fee$15
Foreign currency conversion fee3%
Cash advance fee2% or $2.50, whichever is greater
Overseas cash advance fee2%
Additional cardholder fee$0
Number of additional cardholders1

How to apply

You can apply for the Westpac Altitude Platinum – Qantas card online in around 10 minutes. Start by checking that you meet the following eligibility requirements and have all the details and documents you'll need to fill out the application form.

Eligibility criteria

  • Minimum income. You must earn at least $30,000 to apply for this card.
  • Existing Westpac customer. The introductory offer on this card is only available to people who are current Westpac customers. If you want to take advantage of this offer but don't have any Westpac accounts yet, you can compare a range of Westpac savings and bank accounts on Finder. Or, look at other Westpac credit cards – including some with offers for new customers. Existing Westpac customers who currently hold an Earth Classic, Earth Platinum, Earth Platinum Plus, Earth Black, Altitude Classic, Altitude Platinum or Altitude Black credit card, or who have held one in the last 12 months, are not eligible for this offer.

Card benefits

  • 75,000 bonus Qantas Points. Receive 75,000 bonus Qantas Points when you're a current Westpac customer and apply for a new Westpac Altitude Platinum card before 31 March 2021, then spend a minimum amount of $3,000 on eligible purchases within 90 days from card approval. The bonus points will be credited to your account within 12 weeks of meeting the spend requirement. This offer is only available for existing Westpac customers.
  • $50 first-year annual fee. Save with a discounted annual fee for the first year when you apply by 31 March 2021. This reverts to $200 p.a. after the first year. This offer is only available for existing Westpac customers who hold an active account or product.

Rates & fees

  • Annual fee. Outside of any promotions, the Westpac Altitude Platinum – Qantas card charges a total annual fee of $200. This is made up of a $150 standard annual fee plus a $50 Qantas Rewards fee.
  • Purchase rate. This credit card charges an interest rate of 20.49% p.a. on purchases.

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