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When you apply as an existing Westpac customer by 31 March 2021 and get approved, you’ll earn 100,000 bonus points when you spend $3,000 on eligible purchases within the first 90 days from card approval. It also has a waived annual fee in the first year, reverting to $150 p.a. thereafter.
6.99% p.a.
Balance transfer rate
for 12 months
100,000
Bonus points
20.49% p.a.
Purchase rate
1
Reward point
Per $ spent
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Product Name | Westpac Altitude Platinum Credit Card - Existing Customer Offer |
---|---|
Rewards program | Westpac Altitude Rewards |
Balance transfer rate | 6.99% p.a. for 12 months |
Balance transfer revert rate | Cash Advance Rate (21.49% p.a.) |
Balance transfer limit | 80% of available limit |
Purchase rate | 20.49% p.a. |
Annual fee | $0 annual fee for the first year ($150 p.a. thereafter) |
Interest-free period | 45 days |
Cash advance rate | 21.49% p.a. |
Min credit limit | $6,000 |
Max credit limit | $50,000 |
Card type | Mastercard |
Foreign currency conversion fee | 3% |
Minimum income | $30,000 |
---|---|
Available to temporary residents | Yes - Conditions apply |
Joint application | No |
Rewards program | Westpac Altitude Rewards |
---|---|
Bonus points | 100,000 |
Rewards points per $ spent | 1 |
Annual fee | $0 annual fee for the first year ($150 p.a. thereafter) |
---|---|
Minimum monthly repayment | 2% of the closing balance or $10, whichever is greater |
Late payment fee | $15 |
Foreign currency conversion fee | 3% |
Cash advance fee | 2% or $2.50, whichever is greater |
Overseas cash advance fee | 2% |
Additional cardholder fee | $0 |
Number of additional cardholders | 1 |
Review by
Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.