Wedding insurance. Do you really need it?
The average wedding in Australia costs $35,000. Wedding insurance can cover venue cancellations, vendor no-shows and more.

Wedding insurance is a specialist type of cover offered by a small handful of insurers in Australia. It covers unexpected mishaps or disasters that could disrupt your wedding plans, from vendor no-shows and extreme weather forcing you to reschedule to personal liabilities or a loss in the family.
In lots of cases, you might not need a specialist wedding insurance policy – travel insurance may be enough. It can cover medical and hospital treatment if your wedding is overseas, cancellations and delays and lost or stolen luggage. Many policies will also cover you for expenses incurred if you miss the wedding or are late for it due to unforeseen circumstances.
According to our latest Finder research, the average Australian wedding costs roughly $35,000. Read our guide to understand what is covered and more importantly what isn't with wedding insurance.
Here are some of the things that can be covered by wedding insurance policies:
Keep in mind, every policy differs slightly. Make sure you look through each one – see what's covered and what's excluded. It may be a bit boring but it's worth it come the big day.
As with any insurance policy, some exclusions do apply to wedding travel insurance. These normally include:
Travel insurance is often a cheaper alternative to wedding insurance. It can cover you for cancellations, delays, lost or stolen luggage and travel delay expenses. If you're getting married overseas, it can also cover medical expenses.
If you want cover for the wedding itself, such as vendor no-shows, or your wedding venue unexpectedly cancelling on you, then wedding insurance may be a better option. There are a few specialist insurance options available in Australia. Make sure you compare prices from each provider to see who offers the best value for you.
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