Pros
- Australian Seniors is aimed at older travellers, so there's no age limit on its Comprehensive, Domestic and Non-Medical plans and pre-existing medical conditions will be considered using a medical questionnaire.
- You can tailor the amount of cancellation cover you want, making the policy suitable for budget trips as well as more luxurious getaways.
Cons
- The Snow Pack is restricted to under 75s, so if you're an older traveller who enjoys hitting the slopes, you might have to look elsewhere.
- The Comprehensive plan covers theft of cash up to $250 for Single and Duo cover, or $500 for Family cover, which is on the lower end when comparing other brands.
I am 69 years old and would like to ask a question, I am traveling next year and want to know, that if one of my elderly parents happen to pass away, would I be covered to break my trip & to fly bank to Australia for their funeral. Their ages are 87 & 88.
We are thinking of a three week holiday to France. I have mesothelioma have had chemo but have been in a dormant condition for 6 months and haven’t had any treatment in that time. I am 75 and my husband is 78. Would we get any cover?
Hi Nornie,
Thanks for your question.
Australian Senior Travel Insurance covers specific pre-existing conditions for those aged 75 and under. I’ve emailed you a page that lists these conditions.
If you are over age seventy-five, you will not be covered for any of the medical conditions listed on that page.
You may want to consider alternative travel insurance arrangements.
Cheers,
Shirley
Hi Margaret,
Thank you for your enquiry. Australian Seniors Travel Insurance provides what is known as “Resumption of Journey Cover” whereby they will pay your reasonable additional transport expenses actually and necessarily incurred (less any refund received for the unused prepaid travel arrangements) to resume Your original Journey if you return home due to the unforeseen death of a family member.
Thanks again for your enquiry and all the best.
Will
I had a hip replacement five years ago and have had nothing wrong since. I take no medication. I will turn 70 5 days before I start my international travel. Will I automatically be covered by this policy?
Hi Patsy,
Thank you for your enquiry. According to the Australian Seniors Travel Insurance Product Disclosure statement, hip replacement is only excluded from cover if it has been performed less than 6 months prior to travel. It may still be worth checking with someone from Australian Seniors Travel Insurance prior to taking out cover to be absolutely sure.
Thank you for your enquiry and have an excellent trip.
Can you please explain to me what this clause means …
‘Any claims made for cancellation changes and/or loss of deposit that were claimed after the doctor declared the person unfit for travel.’
Please give an example.
Hi Lois,
Thank you for your comment. This means that a benefit for cancellation will not be paid if the cancellation has been made after the policyholder has already been recommended against travelling by a medical practitioner. If someone was to go ahead and book their trip despite being recommended against travelling by a medical practitioner, they would not be covered for trip cancellation.
Best Regards,
Will