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Travelling with your camera, cash and other valuable items is essential for the modern traveller. Similarly, protecting such items is a major concern for Australian travellers as the risk of being robbed or pick-pocketed can be greater in some parts of the world.
Travel insurance policies have benefits known as personal belongings cover and theft of cash cover to help cover you in incidents of theft. Travel insurance can cover stolen:
Brand | Cash cover | Item cover | Apply |
---|---|---|---|
![]() | $250 | Maximum total cover of $15,000. The maximum amount covered for any item is:
| |
![]() | $250 | Maximum total cover of $15,000. The maximum amount covered for any item is:
| |
![]() | $400 | Maximum total cover of $7,500. The maximum amount covered for any item is:
| |
![]() | $250 | Maximum total cover of $7,500. The maximum amount covered for any item is:
| |
![]() | $250 | Maximum total cover of $15,000. The maximum amount covered for any item is:
| |
![]() | $500 | Maximum total cover of $8,000. The maximum amount covered for any item is:
| |
![]() | $250 | Maximum total cover of $7,500. The maximum amount covered for any item is:
| |
![]() | $250 | Maximum total cover of $5,000. The maximum amount covered for any item is:
| |
![]() | $300 | Maximum total cover of $7,500. The maximum amount covered for any item is:
| |
![]() | $250 | Luggage, personal effects and travel documents maximum cover of $12,000. The maximum amount covered for any item (i.e. the item limit) is:
| |
![]() | $400 | Maximum total cover of $5,000. The maximum amount covered for any item is:
| |
![]() | $500 | Maximum total cover of $10,000. The maximum amount covered for any item is:
| |
![]() | $250 | Maximum total cover of $12,000. The maximum amount covered for any item is:
| |
![]() | $100 | Maximum total cover of $5,000. The maximum amount covered for any item is:
|
Before you depart on your holiday, make sure you’re aware of the situations when travel insurance will not provide cover for robbery. These include:
It’s essential that you read the product disclosure statement (PDS) before you leave home so you know exactly when you will and won’t be covered.
If you are hurt or injured as a result of robbery, you will be covered for emergency medical expenses (unless you have a non-medical travel insurance policy).
Being robbed or having your valuables stolen overseas can be an upsetting and stressful experience. Here’s what you should do if you ever find yourself in this unpleasant situation:
Travel insurance provider | Reverse charge number | More information |
---|---|---|
1Cover | +61 2 8016 9222 | Details |
American Express | +61 2 8907 5666 | Details |
Budget Direct | +61 2 9333 3915 | Details |
Columbus | +44 20 7902 7405 | Details |
Fast Cover | +61 7 3305 7499 | Details |
Insure and Go | +61 2 9333 3999 | Details |
itrek | +61 7 3305 7499 | Details |
Skiinsurance.com.au | +61 2 8016 9222 | Details |
Tick Travel Insurance | +61 2 9333 3963 | Details |
Travel Insurance Saver | +61 3 8523 2800 | Details |
Travel Insuranz | +61 (0) 2 8907 5953 | Details |
Virgin | +61 7 3305 7499 | Details |
Worldcare | +61 7 3305 7499 | Details |
youGo | +612 8907 5619 | Details |
Make sure you have any information that your insurer requires after a robbery. This could include:
Compare travel insurance with cover for robberies and stolen property
Picture: Shutterstock
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