St.George Amplify Rewards

From flights and travel options to shopping or gift cards, here’s what you can do with your Amplify Rewards points.

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Amplify Rewards gives you a way to get more value from your St.George credit card, with points per $1 on your spending and a huge choice of rewards. Think gift cards for your favourite stores, retail goodies and point transfers to Velocity Frequent Flyer, Singapore Airlines KrisFlyer or Malaysia Airlines Enrich. Bank of Melbourne and BankSA are also part of the St.George group and offer Amplify Rewards credit cards.

With a St.George, BOM or BankSA rewards credit card you also have the option of earning Qantas Points directly. So, how much value can you get from Amplify Rewards? Or would Qantas Points offer you more value? Let's take a look at your options.

How to earn Amplify Rewards Points

When you have an Amplify Rewards card from St.George, Bank of Melbourne or BankSA, you'll earn points per $1 spent on eligible purchases.

This covers most everyday spending categories, including supermarket shopping, fashion, dining, petrol and entertainment. Transactions that don't earn points include cash advances, BPAY payments and government-related transactions (such as payments to the Australian Taxation Office).

Introductory bonus point offers

Some St.George, Bank of Melbourne and BankSA credit cards offer thousands of bonus Amplify Rewards Points to new customers. This gives you a way to boost your point balance and give you hundreds of dollars in value when you first get a card.

To earn bonus points, you'll usually need to be a new customer and meet a spend requirement. For example, you might need to spend $3,000 on eligible purchases in the first 90 days. If you meet the requirements for a bonus point offer, you'll have more points and more valuable ways to use them.

How to use Amplify Rewards

The Amplify Rewards program gives you a lot of different ways to use your points, including:

  • Leisure and Fitness
  • Technology
  • Travel accessories
  • Point transfers to Velocity Frequent Flyer, Singapore Airlines KrisFlyer or Malaysia Airlines Enrich Points
  • Home-wares and appliances
  • Gift cards
  • Food and wine
  • Entertainment and experiences
  • Community (charitable donations)

How could I redeem 60,000 Amplify Rewards points?


Frequent flyer points

The Amplify Rewards program gives you the option of transferring points to your Virgin Australia Velocity, Singapore Airlines KrisFlyer or Malaysia Airlines Enrich frequent flyer account. Here are the key details of this option:

  • Transfer rate. A minimum of 3,000 Amplify Points = 1,500 frequent flyer points.
  • Transfer amounts. Transfers above the minimum 3,000 Amplify points must be made in increments of 500 points.
  • Transfer times. It takes around three business days for your Amplify Rewards points to show up in your frequent flyer account.

With Velocity, you also have the option of choosing to automatically convert your Amplify Rewards points to Velocity Points at the end of each statement period. The main difference is that you can transfer as few as two Amplify Rewards points to your Velocity account, but it does mean you won’t be able to use the points for anything else.

Amplify Rewards and Qantas Frequent Flyer

If you’d prefer to earn Qantas Frequent Flyer points with an Amplify credit card, you can choose to enrol in Amplify Qantas. This option is available when you apply for an eligible Amplify credit card, but you can also request it at any time once your account is active.

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With Amplify Rewards, you can use your points to book flights and hotels online through Amplify Travel. You can also take advantage of seasonal holiday packages with Amplify Travel Hot Offers. We’ve outlined each of these options in detail below.

Using points for flights with Amplify Travel

The Amplify Travel online booking service lets you search and book flights with a number of airlines including Virgin Australia, Qantas, Jetstar, Emirates, Fiji Airways and Singapore Airlines. Similar to airfares you pay for with cash, the amount of points you need varies depending on the booking details, such as your destination, the airline and your travel dates.

The tables below include Amplify Travel options that were available for 60,000 points based on a search we did in August 2017. We’ve ordered the flights based on points required (from least to most) and based our search on flights in November 2017.

International flights for 60,000 points

Most international flights available for 60,000 points were limited to New Zealand or Bali. As you can see from the fare examples below, the amount of points can vary based on the airline and may not always match the distances flown. For example, Melbourne is closer to Auckland than Sydney or Brisbane, but in our search, the Melbourne to Auckland return flight is worth the most points. Please also note that international flights on Amplify Travel must be return bookings.

FlightAirlineFare classOne-way or return?Points
Sydney to AucklandVirgin AustraliaEconomyReturn51,110 points + tax
Perth to BaliVirgin AustraliaEconomyReturn51,110 points + tax
Brisbane to AucklandVirgin AustraliaEconomyReturn51,110 points + tax
Perth to BaliLATAMEconomyReturn54,220 points + tax
Melbourne to AucklandVirgin AustraliaEconomyReturn60,000 points + tax
Domestic flights for 60,000 points

Domestic flights on Amplify Travel can be booked one-way or return. For return flights, you can also choose to fly with different airlines, giving you more flexibility with points and travel times. For this table, we’ve focused on results that cost the least points and included details of multiple airlines where relevant.

FlightAirlineFare classOne-way or return?Points
Brisbane to MelbourneVirgin Australia to MelbourneJetstar to BrisbaneRestricted economyReturn45,740 points + tax
Melbourne to SydneyQantas both waysRestricted economyReturn48,360 points+ tax
Sydney to HobartJetstar to HobartQantas to SydneyRestricted economyReturn51,300 points+ tax
Sydney to MelbourneJetstarFlexible economyOne-way67,200 points + tax
Perth to SydneyVirgin Australia both waysRestricted economyReturn72,440 points + tax

It’s interesting to note that domestic return flights required almost as many points as the international flight examples. We also couldn’t find any business or flexible economy flights available for 60,000 points or less. We included the last two flights to give you an idea of point requirements above this amount.

Point variations

Please remember that the tables above provide search results from a specific time. The amount of points you need for flights will vary. For the most up-to-date point requirements, please go to the Amplify Rewards website and search based on your specific travel plans.

Amplify Travel hotel rewards

You can also use your Amplify Rewards points to book hotels around the world through Amplify Travel. The accommodation options range from one-star to five-star hotels, with the amount of points varying based on the hotel, room type and dates of the booking.

To give you an idea of accommodation you could book with 60,000 Amplify Rewards points, we searched Amplify Travel in August 2017 for a range of locations overseas and in Australia. The results were based on a two-night, weekend booking for November 2017 and are ordered from fewest to most points.

LocationHotelRoom typePoints
Perth, AustraliaAmbassador HotelDeluxe double50,890 points
London, UKPark Hotel VictoriaStandard double51,890 points
San Francisco, USAAida Plaza HotelStandard double w/ private bathroom53,120 points
Melbourne, AustraliaSeasons Heritage MelbourneStandard59,120 points
Bali, IndonesiaGrand Barong Kuta ResortExecutive suite (full breakfast included)59,560 points
Sydney, AustraliaDevere, Potts PointSuperior double85,340 points

You can see that the points needed for two nights vary significantly based on the city, with some international locations available for fewer points than those in Australia. In fact, during our search, we found more options for overseas locations than those in Sydney, Melbourne or Brisbane when looking for options you could redeem with 60,000 points. But remember that prices will vary depending on when you search Amplify Travel – and there is always the option of using points and cash to book your hotel stays.

Amplify Travel Hot Offers

Similar to other travel booking services, Amplify Travel also provides a range of selected packages that you can book with your points or a combination of points and cash. You also earn 1 bonus point per $1 spent for any cash portion of the booking.

These offers must be booked during selected dates and can include any or all of the following:

  • Premium accommodation
  • Airport and hotel transfers
  • Events such as day cruises or travel tours
  • Breakfast or other meals/refreshments

The Amplify Travel Hot Offers available in 2017 started from 58,000 points plus $559 per person (twin/double share). You can learn about current Amplify Travel Hot Offers and book them by calling Amplify Travel on 1300 489 586 or by visiting the Amplify Rewards website.

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The Amplify Rewards store offers a huge variety of items you can buy with your points. Categories range from fashion and homewares to technology and toys. You can also redeem your points for gift cards from retailers such as Bunnings, David Jones, Myer, Westfield and Woolworths. Here are some examples of the items you could get with 60,000 Amplify Rewards points.

Baby and ToysUniden BW3451R+1 Digital Wireless Baby Monitor52,425 points
TechnologyApple TV 32GB (4th Gen)53,325 points
AudioPanasonic RP-HC800 Premium Noise Cancelling Headphones54,125 points
CampingCaribee Pacific 6 Instant Tent56,025 points
JewellerySeiko Ladies Le Grand Sport Solar Diamond Watch56,875 points
Gift cards$250 Westfield Red Card57,000 points
ExperiencesAdrenalin BridgeClimb Sydney - Weekend Night58,975 points
TechnologyHisense 24F33 24' HD LED LCD TV59,350 points

Points and items based on search results from 22 August 2017

What else do I need to know about using Amplify Rewards points?

To make the most of your Amplify points, keep these details in mind:

  • Minimum points. Different rewards may require a minimum number of points before you can redeem them. For example, you need at least 3,000 Amplify points before you can transfer them to your frequent flyer account.
  • Availability. Your reward redemptions are subject to availability, particularly for any travel bookings. This makes it important to search and book travel ahead of time if you want to use your points. Also keep in mind that the amount of points you need could change based on flight or hotel availability and demand, so it’s ideal to book at the time of your search.
  • Point value. The value of your points varies based on the type of reward, among other factors. In general, travel tends to offer greater value than merchandise or even frequent flyer points. But it’s still useful comparing rewards and weighing up your preferences so you can choose an option that’s worth it for you.
  • Points+Pay. Many of the rewards available through Amplify Rewards give you the option of using a combination of points and cash, which gives you more flexibility with how and when you redeem them.
  • Point expiry. Your points will not expire as long as your Amplify credit card account remains open.
  • Credit card costs. Remember to weigh up credit card features such as the annual fee and interest rates when you’re looking at Amplify options.
  • Bonus point offer requirements. If you’re looking at an Amplify credit card that offers introductory bonus points, remember to check what requirements you need to meet to be eligible. For example, you may need to spend a set amount of money in the first few months you have the card or pay the annual fee for the second year to collect these points.

From frequent flyer points to flights overseas, weekend hotel stays, gift cards and TVs, there are a number of ways you could use Amplify Rewards points. The flexibility of this program also means you could use points or a combination of points and cash to get rewards worth more or less at almost any time you choose. Just remember to compare your options – both when it comes to credit cards and the rewards available.

Compare credit cards with Amplify Rewards

Name Product Bonus points Rewards program Rewards points per $ spent Purchase rate Annual fee
St.George Amplify Platinum
Amplify Rewards
19.49% p.a.
$49 annual fee for the first year ($99 p.a. thereafter)
Earn 130,000 bonus Amplify Points (worth $550 in gift cards) when you spend $3,000 in the first 90 days. Plus, a first-year annual fee discount.
BankSA Amplify Platinum
Amplify Rewards
19.49% p.a.
$49 annual fee for the first year ($99 p.a. thereafter)
Earn 130,000 bonus Amplify Points (worth $550 in gift cards) when you spend $3,000 in the first 90 days. Plus, a $49 first-year annual fee.
BankSA Amplify Signature
Amplify Rewards
19.49% p.a.
Up to 200,000 bonus points (100k first year & 100k second year) - worth $900 in gift cards - when you spend $12,000/yr for the first 2 years.
St.George Amplify Signature
Amplify Rewards
19.49% p.a.
Up to 200,000 bonus points (100k first year & 100k second year) - worth $900 in gift cards - when you spend $12,000/yr for the first 2 years.
Bank of Melbourne Amplify Signature
Amplify Rewards
19.49% p.a.
Up to 200,000 bonus points (100k in the 1st year & 100k in the 2nd year) - worth $900 in gift cards - when you spend $12k/year for the first 2 years.
Bank of Melbourne Amplify Platinum
Amplify Rewards
19.49% p.a.
$49 annual fee for the first year ($99 p.a. thereafter)
Get 130,000 bonus Amplify Points (worth $550 in gift cards) when you spend $3,000 in the first 90 days and and a first-year annual fee discount.

Compare up to 4 providers

Pictures: Shutterstock

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