RAA Travel Insurance deals November 2018

Looking for travel insurance deals? Compare RAA discount codes and coupons.

Originally a motoring insurance provider, RAA also offers its customers various policies to insure their homes, valuable items and their holidays. Provided by Great Lakes Insurance, RAA’s travel policies cover local and international travel with single and annual multi-trip plans. Travel insurance is the best way to protect the financial investment you make in your holiday.

We can’t predict what might happen during your holiday, but a good policy is just the safety net you need if you find yourself in a medical or other emergency.

RAA discount codes and coupons

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Interested in other travel insurance discounts?

Medibank Travel Insurance  Deals Medibank Travel Insurance Deals

15% off travel insurance

For Medibank health members, plus a chance to win flights for you and your friend. T&Cs apply.

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Tick Travel Insurance Tick Travel Insurance
Exclusive

Get 5% off all Tick travel insurance policies

Want to save more on your Tick travel insurance policy? Just enter this code to receive a 5% discount on your cover to destinations like Bali, New Zealand, USA, Europe, Thailand, Fiji, Vietnam and more.

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Travel Insurance Saver Travel Insurance Saver

Get up to 30% discount on travel insurance

Save on policies to Bali, New Zealand, USA, Europe, Thailand, Fiji, Vietnam and more when you purchase cover online. Terms and conditions apply.

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1Cover 1Cover

Your chance to win $5,000

Buy a travel insurance policy to go into the draw to win $5,000.

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Easy Travel Insurance Easy Travel Insurance

Up to 35% off travel insurance

Save on policies to Bali, New Zealand, USA, Europe, Thailand, Fiji, Vietnam and more when you purchase cover online. Terms and conditions apply.

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YouGo Travel Insurance Deals YouGo Travel Insurance Deals
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Save 10% on YouGo travel insurance

Get 10% off your YouGo travel insurance cover with this exclusive coupon code. Offer available for a limited time only!

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Travel Insurance Direct Travel Insurance Direct

Win a trip to Hawaii for 2 worth up to $8,000

Your chance to win the trip to Hawaii when you purchase the policy with TID. Total worth of prize up to $8,000. Terms & conditions apply.

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Popular Travel Insurance Deals - Coupons coupon codes

Last checked Code description Code
13 Nov 2018 Get 5% off all Tick travel insurance policies fin****
5 Oct 2018 Get 5% off travel insurance with Fast Cover COU****
12 Oct 2018 Save 10% on YouGo travel insurance YOU****
8 Nov 2018 15% off travel insurance ********
5 Oct 2018 Get a 15% discount on travel insurance ********

What policies are available from RAA?

Travel insurance policies are available for local and international travel. Depending on your destination and your insurance needs, you can choose between basic and comprehensive cover, and whether or not you’d like insurance for the rest of your travelling party.

International Premium

This is the full-cover option for international travel. You benefit from the following:

  • Unlimited overseas medical expenses (including dental expenses)
  • Unlimited additional expenses
  • Unlimited cancellation costs
  • Luggage and personal effects
  • Travel documents
  • Delayed luggage allowance
  • Travel delay
  • Money
  • Rental vehicle excess
  • Resuming a journey
  • Special events
  • Hospital incidentals
  • Loss of income
  • Disability
  • Accidental death
  • Personal liability up to $2,5 million

International Essentials

This policy offers fewer benefits and lower maximum payouts than the Premium option, but it’s still suited to overseas travel. Cover includes:

  • Unlimited overseas medical expenses (not including dental expenses)
  • Unlimited additional expenses
  • Cancellation costs
  • Luggage and personal effects
  • Travel documents
  • Delayed luggage allowance
  • Rental vehicle excess
  • Hospital incidentals
  • Accidental death
  • Personal liability up to $1 million

Domestic plan

  1. This policy is suited to local travel. Medical emergencies and related claims should be filed with your personal health insurance provider. Your benefits include :
  • Unlimited cancellation costs
  • Additional expenses
  • Luggage and personal effects
  • Rental vehicle excess
  • Travel delay
  • Accidental death
  • Personal liability up to $2,5 million

Domestic Cancellation plan

Amendment and cancellation costs up to $1,000


Who is RAA's underwriter?

RAA travel insurance is underwritten by Tokio Marine & Nichido Fire Insurance Co., Ltd.


Pros and cons of RAA

Consider the following pros and cons before deciding on any one policy.

Pros

  • Underwritten by Tokio Marine & Nichido Fire Insurance Co., Ltd.
  • Varied range of basic and comprehensive policies
  • Single policy for rental vehicle excess
  • RAA members save 10% on travel insurance
  • Option to obtain quotes and purchase policies online
  • 24/7 worldwide assistance
  • Ability to resume trip if interrupted
  • Free policy extension
  • Ability to submit a claim online

Cons

  • Some pre-existing medical conditions not covered
  • Age restrictions

How do I apply for RAA travel insurance?

Briefly discuss steps involved in applying for cover.

  • Compare policy options. RAA offers a range of policies, so choose your plan based on the nature of your journey, your destination and your budget.
  • Receive an online quote. Enter your travel and personal information into the online calculator a quote on your premium.
  • Read the PDS. All information about your policy is listed in the policy disclosure statement, so read up on your chosen plan to make sure it meets your expectations.
  • Additional options. RAA offers several add-ons to upgrade your policy. Check to see whether your chosen policy can be amended with additional options.

How do I make a claim with RAA?

If you need to file a claim from your policy, here’s how to go about it.

  1. File a claim online. You can submit your claim online via claims.travelinsurancepartners.com.au. Follow the prompts of the online claims system and upload other supporting documentation.
  2. Download and post the claims form. Go to raa.com.au/travelinsurance and download the claims form. Make sure that you fill in all the required information. An incomplete form will not be processed. Remember to attach all supporting documentation, including original receipts and other proof of purchase, itineraries, luggage tickets and medical and/or police reports.
  3. Honour the process. Your claim will take around ten business days to process from the day your claims documents are received. Refrain from offering to settle the matter yourself without consulting with your case manager.

RAA FAQs

Here are a few questions and answers about RAA travel insurance.

Can I cancel my RAA policy if I’m not happy with it?

If you decide you no longer want your policy, you can cancel it within 21 working days from the date of issue. During this cooling-off period, you are eligible for a full refund provided you haven’t left on your trip or filed a claim from your policy.


RAA insurance provider offers a varied range of insurance policies for basic and comprehensive travel cover. Additional options like increased excess for rental vehicles and cover for valuable items are available to upgrade your chosen policy.

Compare travel insurance deals from Australian brands

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Maurice Thach

An insurance researcher and writer for finder.com.au who loves finding an answer to the question "Am I covered for ________?" Maurice has also completed a Tier 1 Life Insurance and a Tier 2 General Insurance Certification under ASIC's Regulatory Guide 146. This means he can confidently provide general advice for life insurance and non-life insurance products.

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