As of 5 July 2024, the Goulburn Murray Credit Union amigo Credit Card is no longer available for new applications. But existing accounts remain open, so we have kept the details here available for customers and anyone else who is interested in the historic data.
The GMCU amigo is a low rate Visa credit card with an ongoing interest rate for purchases, cash advances and balance transfers (outside of any balance transfer offers). Its $49 annual fee is also competitive with other low rate credit cards on the market in Australia.
If you have existing card debt that you want to pay off, you can move it to the GMCU amigo Credit Card and get a low introductory interest rate of 5.49% p.a. for the first 6 months. Any remaining debt after that will be charged interest at the card's 12% p.a. interest rate.
The GMCU amigo credit card offers worldwide acceptance through the Visa network. It also gives you access to shopping, dining, entertainment and travel deals through Visa Offers+Perks. Plus, you get the security of Visa's Zero Liability Policy if your account is used for fraudulent transactions.
GMCU credit cards can be used to tap and pay for in-store purchases and you won't need to enter your PIN if you spend under $100. You can also pay with your mobile device if it's got Apple Pay, Google Pay or Samsung Pay on it. Just add your card to your digital wallet to start using it for payments.
You can manage GMCU credit cards and other accounts with internet banking, phone banking (1300 652 822 or 03 5831 6666) or with the GMCU mobile app.
If you've decided you want the GMCU amigo credit card, you can apply online by filling in a secure application form. To avoid confusion, it's worth noting that the application is hosted by Community First Bank, which is the issuer of this card (even though it's managed by GMCU). Before you apply, check that you meet the following eligibility requirements and have all the documents and details needed for the application.
If you have any questions or want to discuss your application, call GMCU on (03) 5821 9033 or visit a local branch. Finder also has a guide with credit card application tips if you want more details on the process.
If you want a credit card from a member-owned financial institution, here are 3 other credit card providers you could compare with GMCU:
Want to compare a wider range of credit cards? Check out the latest offers for rewards, balance transfers, low rates and more.
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