Fire Service Credit Union Credit Cards

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You can turn to Fire Service Credit Union if you want a low rate or a platinum credit card

Credit Cards Discontinued

Fire Service Credit Union no longer offers credit cards. However, we've left this page up for anyone who may be interested in previous offerings.

The South Australian Fire Brigade Employees Credit Union Cooperative Ltd saw light of day in August 1972, and it changed its name to Fire Service Credit Union Ltd in 1983. You can apply for membership to this credit union if you’re an Emergency Services’ employee or an employee’s family member. With more than 3,000 members under its fold, this credit union offers an array of financial services and products like deposit accounts, loans, insurance solutions, financial planning advice, and credit cards.

Types of Fire Service Credit Union credit cards

Fire Service Credit Union offers two types of credit cards and both come with Mastercard connections, so you can use them worldwide.

  • Low rate credit cards

A low rate credit card is typically a no-frills card that offers little more than a low interest rate. The MyCard Low Rate Mastercard that this credit union offers gives you the ability to avail of up to 55 interest free days on purchases and cardholders also get complimentary insurance covers. If you apply before a given date you can keep paying a discounted annual fee for the life of the card. This credit card comes with a special balance transfer offer.
Learn more about low rate credit cards

  • Platinum credit cards

If you’re looking for a credit card that comes with a generous credit limit, rewards spending, and offers complimentary extras, a platinum card should do the trick. The Fire Service Credit Union MyCard Platinum Mastercard gives you the ability to earn rewards points when you make purchases and it also comes with a number of complimentary insurance covers as well as access to a platinum concierge service. If you apply before a given date, you can keep paying a discounted annual fee for the life of the card.
Learn more about platinum credit cards

Advantages of Fire Service Credit Union credit cards

Getting a MyCard Mastercard from Fire Service Credit Union comes with its share of advantages, and here’s what you can expect.

  • Complimentary insurance covers

MyCard Low Rate Mastercard cardholders get complimentary purchase cover insurance as well as protection through its guaranteed pricing scheme. MyCard Platinum Mastercard cardholders get the same, plus complimentary international travel insurance, interstate flight inconvenience insurance, and transit accident insurance.

  • Concierge service

As a Platinum Mastercard cardholder you can look forward to booking restaurant tables or tickets for movies, live shows, and concerts using a platinum concierge service.

  • Rewards

When you use your MyCard Platinum Mastercard to make eligible purchases, each dollar you spend earns 1.25 reward points. Redeeming reward points presents you with multiple options.

How do I apply for a Fire Service Credit Union Credit Card?

Visiting the Fire Service Credit Union branch in Adelaide is one way, or you can apply for one over the phone. Another option is to download the application form from the Fire Service Credit Union website, and mail or fax it in once it’s complete. You can also apply online, and to get started simply click on the ‘Go to Site’ button next to the card you choose.

Eligibility criteria

  • You’re over 18 years of age.
  • You’re a permanent resident of Australia or an Australian citizen.
  • You have good creditworthiness.
  • You earn a minimum of $25,000 p.a. to apply for the low rate card, and at least $35,000 p.a. to apply for the platinum card.

Required information

When filling out your application, you’ll need to provide different kinds of details, so it’s worthwhile to start when you have access to the following:

  • Personal information. This includes your name, date of birth, driver’s license number, marital status, number of dependents, home address, email address, and phone number.
  • Professional details. These include your employment status and employer’s contact details. Self employed individuals and retirees should provide contact details of their accountants.
  • Monthly financial position. This section requires details about your monthly income from all sources as well as your monthly expenditure. Expenditure includes living expenses, other recurring expenses, as well as loan and credit card payments.

What happens next?

After you submit your application a representative from Fire Service Credit Union might get in touch with you for extra information. You can also expect them to call your employer’s payroll department for income verification. If you’re new with Fire Service Credit Union you’ll have to go through a legally required identity verification process before you receive your card.

Frequently asked questions

People who wish to apply for Fire Service Credit Union credit cards often have questions, and here are answers to the ones asked most frequently.

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Credit Card Offers

Important Information*
NAB Low Fee Platinum Card - Exclusive Offer
NAB Low Fee Platinum Card - Exclusive Offer

Interest rate

19.74

Annual fee

90
HSBC Platinum Credit Card
HSBC Platinum Credit Card

Interest rate

19.99

Annual fee

129
Virgin Money Low Rate Credit Card
Virgin Money Low Rate Credit Card

Interest rate

11.99

Annual fee

49

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Credit Cards Comparison

Rates last updated April 22nd, 2018
Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
NAB Low Fee Platinum Card - Exclusive Offer
19.74% p.a.
0% p.a. for 25 months
$90 p.a.
Ends 6 May 2018.
finder Exclusive: Take advantage of 0% p.a. interest for 25 months on balance transfers with no balance transfer fee.
HSBC Platinum Credit Card
19.99% p.a.
0% p.a. for 22 months with 2% balance transfer fee
$129 p.a.
Offers a 0% p.a. for 22 months balance transfer and an annual fee refund each year when you spend $6,000. Plus, complimentary travel insurance.
Virgin Money Low Rate Credit Card
11.99% p.a.
0% p.a. for 14 months
$49 p.a.
Offers a discounted annual fee, $100 cashback when you meet the spend requirement and up to 14 months on balance transfers. Ends 30 June 2018.

Compare up to 4 providers

* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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