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Offer ends 15 October 2019
Eligibility criteria, terms and conditions, fees and charges apply
The Westpac Low Rate credit card features a long-term balance transfer offer and a low variable interest rate on purchases.
If your card and selected account are eligible for this type of transaction, you can usually go about it online, over the phone or through your bank's mobile app.
If you're transferring funds to an account with the same bank, they should be available within a day. If the transfer is to an account with a different institution, allow 2-3 business days for the transaction to be completed.
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The amount you'll be able to send to a bank account from your credit card will depend on your credit limit and the credit card company. This type of transfer is usually considered a cash advance transaction, so you may only be able to transfer a portion of your available credit limit. You can find these details in your online account, or by asking your credit card company.
What is a cash advance transaction?
Make sure you consider these factors and potential costs before you go ahead with a transfer from your credit card to a bank account.
Depending on your situation, you could consider the following alternatives if you're unable to transfer funds from your credit card to a bank account:
While there are credit cards that allow you to transfer funds to a bank account, it usually attracts fees, charges and is subject to other limitations. So make sure you weigh up these factors to help you decide if this is the right option for you.
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* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.
How can I transfer money from credit card to a bank account but the credit card doesn’t have the expiration date or the CVV number waiting on the new card but this one is working just can’t deposit money?
Hi Donna,
Thank you for getting in touch with Finder.
You may process it online or over the phone. I’m afraid that you need to wait for your valid card for the required details like CVV and expiry date to successfully transfer money from your credit card to your bank account online.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
How to transfer cash from credit card to a normal savings account?
Hello Nasish,
Thank you for your comment.
Yes, it’s possible to transfer amount from credit card to a bank account. Firstly, since not all credit cards allow this kind of transfer, you must contact your credit card issuer and verify if a transfer is possible. Next is to call your bank and check if your account can accept transfers from credit accounts. If yes for both, then you can do the transfer through online or over the phone.
Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.
Regards,
Jhezelyn