Sports Activity Finder™ | Search 100+ Activities & Get Covered

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Are you a thrill-seeker? Find out what sports and adventure activities are covered by each travel insurance brand. Get covered for things like sky-diving (and avoid sky-diving into a pile of medical bills).

This is your searchable database for sporting activities covered by travel insurance brands in Australia.

Some conditions to understand before you go ahead with a policy

Different policies will have different conditions around cover, but here are some general conditions to follow:

  • Commercial licensed provider. You'll usually need to book the activity with a renown provider. If a dodgy street vendor is trying to sell you a bungee jumping tour, it's probably worth a skip.
  • Special conditions around the activity. You'll generally have to paraglide in tandem, and you won't be covered for treks using mountaineering equipment.
  • Additional premium. For certain activities you'll have to fork out some extra cash to get cover.
  • Higher excess on claims. Medical claims that result from activities will sometimes incur a higher excess.
  • No professional sports. Most policies won't let you compete professionally.
  • No cover for personal liability. This means you won't be covered if you cause damage to someones property or cause an injury.
  • No cover for personal accident. Don't worry, you're still covered for medical expenses if you get injured. This just means no lump sum payout if you become disabled.

Disclaimer

*Information is correct as of 20 August 2016 and is subject to change at any time. 
BrandActivityIs it included as standard?
1coverAbseilingYes
1coverAmateur AthleticsYes
1coverAnglingYes
1coverArchaeological diggingYes
1coverArcheryYes
1coverBadmintonYes
1coverBaseballYes
1coverBasketballYes
1coverBattle re-enactment (no live firearm)Yes
1coverBicycle touringYes
1coverBig foot skiingYes
1coverBiking/cycling -incidental to the trip (excluding racing - no cover for bicycle)Yes
1coverBowlingYes
1coverBoxing Training only (no contact)Yes
1coverBreathing observation bubble diving (max 30 meters)Yes
1coverBridge walking - supervised by fully trained guideYes
1coverBungee jumpingYes
1coverBushwalkingYes
1coverCamel ridingYes
1coverCamel trekkingYes
1coverCanoeingYes
1coverCanopy walking / tree top walkingYes
1coverCanyon swing / gorge swingingYes
1coverCat SkiingYes
1coverClay-pidgeon shootingYes
1coverConservation or charity work (hand tools only)Yes
1coverCricketNo - You must purchase winter sports pack
1coverCross country skiing (only as provided under the Winter Sports Professional Ski PDS)Yes
1coverCycle touring (excluding racing)Yes
1coverDancingYes
1coverDinghy Sailing (restrictions apply as outlined in the definition of "Open Water Sailing" in PDS)Yes
1coverDog sledding (excluding racingYes
1coverElephant ridingYes
1coverElephant trekkingYes
1coverFalconryYes
1coverFencing (non-competitive only)Yes
1coverFishing (excluding spear fishing)Yes
1coverFlying foxYes
1coverFootballYes
1coverGo kartingYes
1coverGolfYes
1coverGorge walkingYes
1coverGymnastics (excluding competition)No - You must purchase winter sports pack
1coverHeli-skiing (only as provided under the Winter Sports PDS)Yes
1coverHiking or trampingYes
1coverHockeyYes
1coverHorse riding (excluding eventing, polo or racing)Yes
1coverHot air ballooningYes
1coverHusky sledge drivingYes
1coverIce skatingYes
1coverJet boatingYes
1coverJet skiingYes
1coverJoggingYes
1coverKayakingYes
1coverKite boardingYes
1coverKite buggyYes
1coverKite-surfingYes
1coverMarathonYes
1coverMartial arts (non-contact only)Yes
1coverMono skiingYes
1coverMoped bikingYes
1coverMotorbikesYes
1coverMountain biking - incidental to the tripYes
1coverMountain boardingYes
1coverNetballNo - You must purchase winter sports pack
1coverOff-piste skiing (only as provided under the Winter Sports and Winter Sports Professional Ski PDSs)Yes
1coverOrienteeringYes
1coverOstrich ridingYes
1coverPaint ballingYes
1coverPassenger - licenced light aircraft/ licenced helicopterYes
1coverRamblingYes
1coverRefereeingYes
1coverRiver boarding / River sledging (in white water rapids Graded 1, 2 & 3 only)Yes
1coverRock climbing - indoorYes
1coverRoller bladingYes
1coverRoller skatingYes
1coverRowingYes
1coverRugbyYes
1coverRunning - sprint / long distanceYes
1coverSafari tours (but not hunting)Yes
1coverSailing - coastal watersYes
1coverSand boardingYes
1coverSand yachtingYes
1coverScuba diving (must hold an open water diving licence recognised in Australia or you were diving under licensed instruction)Yes
1coverScullingYes
1coverSea canoeingYes
1coverSea kayakingYes
1coverSkateboarding - ramp/ half pipe (but not competitively)Yes
1coverSkateboarding - skate parkYes
1coverSkateboarding - streetYes
1coverSkiingYes
1coverSleigh ridesYes
1coverSnorkellingYes
1coverSnowboardingYes
1coverSquashYes
1coverStand up paddle surfingYes
1coverStilt walkingYes
1coverSurfingYes
1coverSwimmingYes
1coverTable tennisYes
1coverTen pin bowlingYes
1coverTennisYes
1coverTobogganingYes
1coverTrekking (excluding trekking in Antarctica, Greenland or North Pole)Yes
1coverTubing (water only)Yes
1coverUltimate frisbeeYes
1coverVolleyballYes
1coverWakeboardingYes
1coverWakeskatingYes
1coverWalkingYes
1coverWater poloYes
1coverWater skiingYes
1coverWhite water kayaking (in rapids Graded 1, 2 & 3 only)Yes
1coverWhite water rafting (in rapids Graded 1, 2 & 3 only)Yes
1coverWindsurfingYes
1coverYachting - coastal watersYes
1coverZip lineYes
AIGZorbingYes
AIGBungee JumpingYes
AIGCyclingYes
AIGHot air ballooningYes
AIGPara sailingYes
AIGSkiingYes
AIGSnowboardingYes
AIGTrekkingYes
AIGWater SkiingYes
Budget DirectWhite water raftingYes
Budget DirectAbseiling (fully harnessed)Yes
Budget DirectAmateur athleticsYes
Budget DirectArchaeological diggingYes
Budget DirectArchery - amateur and occasional onlyYes
Budget DirectAssault course (no weapons)Yes
Budget DirectBadminton - amateur and occasional onlyYes
Budget DirectBaseball - amateur and occasional onlyYes
Budget DirectBasketball - amateur and occasional onlyYes
Budget DirectBattle re-enactment (no live firearms)No - You must purchase winter sports pack
Budget DirectBig Foot SkiingYes
Budget DirectBreathing observation bubble diving (maximum depth 30 metres)Yes
Budget DirectBridge walking - supervised by a fully trained guide onlyYes
Budget DirectBungee jumps (three jumps maximum)Yes
Budget DirectCamel or elephant riding or trekkingYes
Budget DirectCanoeing (grade 1 and 2 rapids or lower)Yes
Budget DirectCanoeing (grade 3 and 4 rapids)Yes
Budget DirectCanopy walking or tree-top walkingNo - You must purchase winter sports pack
Budget DirectCat SkiingYes
Budget DirectCave tubing or river tubingYes
Budget DirectClay-pigeon shootingYes
Budget DirectCoasteering - amateur and occasional onlyYes
Budget DirectConservation or charity work (educational and environmental - working with hand tools onlyYes
Budget DirectCricket - amateur and occasional onlyNo - You must purchase winter sports pack
Budget DirectCross- country SkiingYes
Budget DirectCycle touringYes
Budget DirectCyclingYes
Budget DirectDragon boatingYes
Budget DirectDune or wadi bashingYes
Budget DirectFalconryYes
Budget DirectFootball - amateur and occasional onlyNo - You must purchase winter sports pack
Budget DirectGlacier SkiingYes
Budget DirectGo-kartingYes
Budget DirectGolf - amateur and occasional onlyYes
Budget DirectGorge swinging or canyon swingingYes
Budget DirectGorge walkingNo - You must purchase winter sports pack
Budget DirectHeli-SkiingYes
Budget DirectHockeyYes
Budget DirectHorse riding (not polo, hunting or jumping)Yes
Budget DirectHot-air ballooningYes
Budget DirectHusky sledge drivingNo - You must purchase winter sports pack
Budget DirectIce HockeyYes
Budget DirectJet boatingYes
Budget DirectJet skiingYes
Budget DirectJoggingYes
Budget DirectKayaking (grade 1 and 2 rapids or lower)Yes
Budget DirectKayaking (grade 3 and 4 rapids)Yes
Budget DirectLugeingNo - You must purchase winter sports pack
Budget DirectLuggingYes
Budget DirectMarathons - amateur and occasional onlyYes
Budget DirectMartial arts - training onlyNo - You must purchase winter sports pack
Budget DirectMono SkiingYes
Budget DirectMotorcycling - 125cc and over (please note General Exclusion 11.)Yes
Budget DirectMotorcycling - under 125cc (please note General Exclusion 11.)Yes
Budget DirectMountain biking - not racing or extreme ground conditions or stuntsYes
Budget DirectMud buggyingYes
Budget DirectNetball - amateur and occasional onlyNo - You must purchase winter sports pack
Budget DirectOff- piste skiingNo - You must purchase winter sports pack
Budget DirectOff-piste snowboardingYes
Budget DirectOrienteering - amateur and occasional onlyYes
Budget DirectOstrich riding (not racing)Yes
Budget DirectPaintballing - wearing eye protectionYes
Budget DirectParasailingYes
Budget DirectParascending - over waterYes
Budget DirectPassenger in private or small aircraft or helicopterYes
Budget DirectQuad bikingYes
Budget DirectRafting - white or black water (grade 1 and 2 rapids)Yes
Budget DirectRafting - white or black water (grade 3 and 4 rapids)Yes
Budget DirectRamblingNo - You must purchase winter sports pack
Budget DirectRecreational ski or snowboard racingYes
Budget DirectRefereeing - on an amateur basisYes
Budget DirectRock Climbing - Indoor and harnessedYes
Budget DirectRoller blading (no racing, half-pipe, stunts or extreme skating)Yes
Budget DirectRowing - amateur and occasional onlyYes
Budget DirectRugby codes - amateur and occasional onlyYes
Budget DirectRunning - sprint and long distanceYes
Budget DirectSafariYes
Budget DirectSand boardingYes
Budget DirectSand yachtingYes
Budget DirectScuba diving (qualified, maximum depth 30 metres, not diving alone)Yes
Budget DirectScuba diving (unqualified but with instructor, maximum depth 30 metres) YYes
Budget DirectSea canoeing or kayaking - day trips and coastal onlyYes
Budget DirectSea canoeing or kayaking - short or day trips only, with overnight stays (not on water)Yes
Budget DirectSkateboarding (no racing, half-pipe, stunts or extreme skating)No - You must purchase winter sports pack
Budget DirectSkiingYes
Budget DirectSleigh rides - as part of a Christmas trip to Northern EuropeYes
Budget DirectSnorkellingNo - You must purchase winter sports pack
Budget DirectSnowboardingNo - You must purchase winter sports pack
Budget DirectSnowmobilingYes
Budget DirectSquashYes
Budget DirectSurfing (not big wave or extreme surfing)Yes
Budget DirectSwimmingYes
Budget DirectTarget rifle shootingYes
Budget DirectTennis - amateur and occasional onlyNo - You must purchase winter sports pack
Budget DirectTobogganingYes
Budget DirectTrekking or hiking (over 3,000 metres but under 5,000 metres altitude)Yes
Budget DirectTrekking or hiking (under 3,000 metres altitude)Yes
Budget DirectTubingYes
Budget DirectVolleyball - amateur and occasional onlyYes
Budget DirectWake boarding (no stunts)Yes
Budget DirectWater polo - amateur and occasional onlyYes
Budget DirectWaterskiing (no stunts)Yes
Budget DirectWindsurfingYes
Budget DirectYachting - not racing and sailing inside territorial watersYes
Budget DirectZip liningYes
Columbus DirectZorbingYes
Columbus DirectAbseilingYes
Columbus DirectAerobicsYes
Columbus DirectAikido (non-contact training only) *Yes
Columbus DirectAnglingYes
Columbus DirectArchaeological diggingYes
Columbus DirectArcheryYes
Columbus DirectAssault courseYes
Columbus DirectAthletics (non-competitive, track only)Yes
Columbus DirectBadmintonYes
Columbus DirectBamboo rafting (only on inland waters) *Yes
Columbus DirectBanana boatingYes
Columbus DirectBar/Restaurant workYes
Columbus DirectBaseball *Yes
Columbus DirectBasketballYes
Columbus DirectBeach gamesYes
Columbus DirectBiathlon (training only) *Yes
Columbus DirectBilliardsYes
Columbus DirectBlading (no stunts)Yes
Columbus DirectBoard sailing *ΩYes
Columbus DirectBody boarding ΩYes
Columbus DirectBoogie boarding *ΩYes
Columbus DirectBowling/BowlsYes
Columbus DirectBoxing (non-contact training only)Yes
Columbus DirectBungee jumping ‡Yes
Columbus DirectCable car rideYes
Columbus DirectCamel riding (excl trekking) *Yes
Columbus DirectCanoeing (incl white water up to grade 3) *ΩYes
Columbus DirectCatamaran sailing (within European waters only, no racing) *Yes
Columbus DirectClay pigeon shooting *Yes
Columbus DirectClimbing (on climbing wall only)Yes
Columbus DirectCricket *Yes
Columbus DirectCroquetYes
Columbus DirectCross country runningYes
Columbus DirectCurlingYes
Columbus DirectCycling (excl BMX, mountain biking & touring) *Yes
Columbus DirectDancingYes
Columbus DirectDartsYes
Columbus DirectDinghy sailing *ΩYes
Columbus DirectDragon boat racing *Yes
Columbus DirectElephant riding/trekkingYes
Columbus DirectFell walking (below 2,000 metres)Yes
Columbus DirectFishingYes
Columbus DirectFivesYes
Columbus DirectFlag American FootballYes
Columbus DirectFlying as a passenger in an aircraft (private plane, small aircraft, glider or helicopter)Yes
Columbus DirectFootballYes
Columbus DirectFruit or vegetable picking (under 3 metres)Yes
Columbus DirectGlass bottom boatsYes
Columbus DirectGo karting *Yes
Columbus DirectGoalballYes
Columbus DirectGolfYes
Columbus DirectGorilla trekkingYes
Columbus DirectGym - FitnessYes
Columbus DirectGymnasticsYes
Columbus DirectHandballYes
Columbus DirectHelicopter rides (passenger only)Yes
Columbus DirectHiking (2,000 to 4,000 metres altitude, no overnight stay)Yes
Columbus DirectHiking (below 2,000 metres)Yes
Columbus DirectHobie Cat sailing *ΩYes
Columbus DirectHockey (field)Yes
Columbus DirectHorse riding (maximum 7 days, no polo, hunting, jumping) *Yes
Columbus DirectHot air ballooning (passenger only)Yes
Columbus DirectHot dogging (grade 1-3)Yes
Columbus DirectHot springsYes
Columbus DirectHydro zorbingYes
Columbus DirectIce skating (rink only)Yes
Columbus DirectIn-line skating (no stunts)Yes
Columbus DirectJet boating (passenger only) *Yes
Columbus DirectJoggingYes
Columbus DirectJudo (training only) *Yes
Columbus DirectJujitsu (training only) *Yes
Columbus DirectKarate (non-contact training only) *Yes
Columbus DirectKayaking (incl white water up to grade 3) *ΩYes
Columbus DirectKendo (non-contact training only) *Yes
Columbus DirectKickboxing (non-contact training only) *Yes
Columbus DirectKite surfing/boarding (on a lake) *Yes
Columbus DirectKorfballYes
Columbus DirectLlama riding *Yes
Columbus DirectMarathon running (training only)Yes
Columbus DirectMartial arts (non-contact training only)Yes
Columbus DirectModern pentathlon (training only) *Yes
Columbus DirectMopeds (maximum 125cc) *Yes
Columbus DirectMotorcycling (maximum 125cc) *Yes
Columbus DirectMule trekking *Yes
Columbus DirectNetballYes
Columbus DirectNon-manual labour – excl animal sanctuary/refuge work *Yes
Columbus DirectOctopushYes
Columbus DirectOrienteeringYes
Columbus DirectOstrich riding *Yes
Columbus DirectPaintballing *Yes
Columbus DirectParachuting (single jump/tandem only) ‡Yes
Columbus DirectParasailing/parascending (towed by boat/over water)Yes
Columbus DirectPedalos *Yes
Columbus DirectPilatesYes
Columbus DirectPony trekkingYes
Columbus DirectPoolYes
Columbus DirectPower boating (passenger only) *Yes
Columbus DirectRacketsYes
Columbus DirectRacquet BallYes
Columbus DirectRafting (incl white water up to grade 3) *ΩYes
Columbus DirectRambling (below 2,000 metres)Yes
Columbus DirectReverse bungeeYes
Columbus DirectRifle range ‡*Yes
Columbus DirectRingosYes
Columbus DirectRiver bugging (Grade 1-3) *Yes
Columbus DirectRiver sledding *Yes
Columbus DirectRiver tubing *Yes
Columbus DirectRoller blading (no stunts)Yes
Columbus DirectRoller skating (no stunts)Yes
Columbus DirectRoundersYes
Columbus DirectRowing *Yes
Columbus DirectSafari in vehicle/on foot (not involving use of firearms)Yes
Columbus DirectSailing (incl yachting and catamaran, within European waters only, no racing) *Yes
Columbus DirectSand duningYes
Columbus DirectSand skiingYes
Columbus DirectSandboardingYes
Columbus DirectScuba diving (to 30 metres)Yes
Columbus DirectSea fishingYes
Columbus DirectShark diving (cage only) ‡Yes
Columbus DirectSkateboarding (no stunts)Yes
Columbus DirectSkydiving (single jump and tandem only) ‡Yes
Columbus DirectSledging or sleigh riding (passenger only, pulled by horse, reindeer or dogs)Yes
Columbus DirectSmall bore target shooting ‡*Yes
Columbus DirectSnookerYes
Columbus DirectSnorkellingYes
Columbus DirectSoccerYes
Columbus DirectSoftballYes
Columbus DirectSpeed boating (passenger only) *Yes
Columbus DirectSphereingYes
Columbus DirectSpinningYes
Columbus DirectSquashYes
Columbus DirectSurfing *Yes
Columbus DirectSwimming ΩYes
Columbus DirectSwimming with dolphinsYes
Columbus DirectSydney Harbour Bridge walkYes
Columbus DirectTable tennisYes
Columbus DirectTaekwondo (non-contact training only)Yes
Columbus DirectTen pin bowlingYes
Columbus DirectTennisYes
Columbus DirectTouch FootballYes
Columbus DirectTrampoliningYes
Columbus DirectTree top trekkingYes
Columbus DirectTrekking (2,000 to 4,000 metres altitude, no overnight stay)Yes
Columbus DirectTrekking (below 2,000 metres)Yes
Columbus DirectTriathlon (training only) *Yes
Columbus DirectTubingYes
Columbus DirectTug of warYes
Columbus DirectTuk tuk ride (passenger only)Yes
Columbus DirectVolleyballYes
Columbus DirectWakeboarding *Yes
Columbus DirectWalking (2,000 to 4,000 metres altitude, no overnight stay)Yes
Columbus DirectWalking (below 2,000 metres)Yes
Columbus DirectWater hockeyYes
Columbus DirectWater poloYes
Columbus DirectWater-skiing (no jumping) *ΩYes
Columbus DirectWhale watchingYes
Columbus DirectWheelchair basketballYes
Columbus DirectWind tunnel flying ‡Yes
Columbus DirectWindsurfing *ΩYes
Columbus DirectYachting (within European waters only, no racing) *Yes
Columbus DirectYogaYes
Columbus DirectZip-lining/trekkingYes
Columbus DirectZorbingNo - You must purchase adventure sports pack
Columbus DirectAthletics (non-competitive, including field) *‡No - You must purchase adventure sports pack
Columbus DirectBlokarting *No - You must purchase adventure sports pack
Columbus DirectBMX cycling (excluding stunt/obstacle) *No - You must purchase adventure sports pack
Columbus DirectBreathing Observation Bubble (BOB) up to 18 metres *No - You must purchase adventure sports pack
Columbus DirectCamel trekkingNo - You must purchase adventure sports pack
Columbus DirectCyclocross *No - You must purchase adventure sports pack
Columbus DirectDeep sea fishingNo - You must purchase adventure sports pack
Columbus DirectFencing *No - You must purchase adventure sports pack
Columbus DirectHeptathlonNo - You must purchase adventure sports pack
Columbus DirectHigh diving (maximum 10 metres)No - You must purchase adventure sports pack
Columbus DirectHorse riding (more than 7 days, no polo, hunting, jumping) *No - You must purchase adventure sports pack
Columbus DirectKite buggying *No - You must purchase adventure sports pack
Columbus DirectKite landboarding *No - You must purchase adventure sports pack
Columbus DirectKite surfing/boarding *No - You must purchase adventure sports pack
Columbus DirectLacrosseNo - You must purchase adventure sports pack
Columbus DirectLand yachtingNo - You must purchase adventure sports pack
Columbus DirectMountain biking (recreational) *No - You must purchase adventure sports pack
Columbus DirectRap running/jumpingNo - You must purchase adventure sports pack
Columbus DirectSand yachting *No - You must purchase adventure sports pack
Columbus DirectScuba diving between 30-40 metres (if qualified)No - You must purchase adventure sports pack
Columbus DirectWhite water canoeing (Grade 4) *No - You must purchase adventure sports pack
Columbus DirectWhite water kayaking (Grade 4) *No - You must purchase adventure sports pack
Columbus DirectWhite water rafting (Grade 4) *No - You must purchase winter sports pack
Columbus DirectAir boardingNo - You must purchase winter sports pack
Columbus DirectBig foot skiingNo - You must purchase winter sports pack
Columbus DirectCross country skiing (recognised paths)No - You must purchase winter sports pack
Columbus DirectDry slope skiing/snowboardingNo - You must purchase winter sports pack
Columbus DirectGlacier skiing/walkingNo - You must purchase winter sports pack
Columbus DirectHeli-skiing/-boarding (with a professional guide)No - You must purchase winter sports pack
Columbus DirectIce cricket *No - You must purchase winter sports pack
Columbus DirectIce windsurfing *No - You must purchase winter sports pack
Columbus DirectKick sledgingNo - You must purchase winter sports pack
Columbus DirectLanglaufNo - You must purchase winter sports pack
Columbus DirectMono-skiingNo - You must purchase winter sports pack
Columbus DirectNordic skiing (recognised paths)No - You must purchase winter sports pack
Columbus DirectOff-piste skiing/snowboarding (within resort boundaries)No - You must purchase winter sports pack
Columbus DirectSki randonneeNo - You must purchase winter sports pack
Columbus DirectSki run walkingNo - You must purchase winter sports pack
Columbus DirectSki skimmingNo - You must purchase winter sports pack
Columbus DirectSki touringNo - You must purchase winter sports pack
Columbus DirectSkidooing ‡*No - You must purchase winter sports pack
Columbus DirectSledgingNo - You must purchase winter sports pack
Columbus DirectSnow bladingNo - You must purchase winter sports pack
Columbus DirectSnow shoeingNo - You must purchase winter sports pack
Columbus DirectSnow tubingNo - You must purchase winter sports pack
Columbus DirectSnow zorbingNo - You must purchase winter sports pack
Columbus DirectSnowcat skiing (with a professional guide)No - You must purchase winter sports pack
Columbus DirectSnowmobiling ‡*No - You must purchase winter sports pack
Cover-MoreTobogganingYes
Cover-MoreAbseilingYes
Cover-MoreArcheryYes
Cover-MoreBlack Water Rafting / Cave Tubing ( if just participating for one or two hours with an organised guided tour)Yes
Cover-MoreBungee JumpingYes
Cover-MoreCanyoning (known in the U.S. as canyoneering)Yes
Cover-MoreCaving (if just participating for one or two hours with an organised guided tour.)Yes
Cover-MoreDancingYes
Cover-MoreDog Sledding (if just participating for one or two hours with an organised guided tour)Yes
Cover-MoreFencing (provided wearing standard protective clothing.)Yes
Cover-MoreFishing (provided not fishing in international waters.)Yes
Cover-MoreFlying Fox (known in the U.S. as zip lines)Yes
Cover-MoreFootballYes
Cover-MoreGlacier WalkingYes
Cover-MoreHorse RidingYes
Cover-MoreHot Air BallooningYes
Cover-MoreHydro SpeedYes
Cover-MoreIce FishingYes
Cover-MoreIce HockeyYes
Cover-Moreif just participating for one or two hours with an organised guided tour.Yes
Cover-Moreif wearing a helmet. Not covered - for racing/competing.Yes
Cover-MoreJet BoatingYes
Cover-MoreJet Skiing (provided not racing/competing)Yes
Cover-MoreKayakingYes
Cover-MoreKite SurfingNo - Additional premium required
Cover-MoreMotorcycle/Moped Riding Covered - at extra costYes
Cover-MoreMountain BikingYes
Cover-Moreonly whilst leisure riding such as on a trail or through a stable. No cover for racing, hunting or polo playing.Yes
Cover-MoreParachutingYes
Cover-MoreParaglidingYes
Cover-MoreParasailingYes
Cover-Moreprovided it is being used as a mode of public transport and not driven by the insured.Yes
Cover-Moreprovided not travelling in international waters (e.g. kayaking from one country to another country).Yes
Cover-Moreprovided not using ropes or other mountaineering equipment (which would become mountaineering/rock climbing).Yes
Cover-MoreSailing (provided not travelling in international waters in a private sailing vessel or a privately registered vessel)Yes
Cover-MoreScuba Diving (provided that you hold an Open Water Diving Certificate or are diving with a qualified diving instructor.)Yes
Cover-MoreSea Kayaking (provided not travelling in international waters (e.g. kayaking from one country to another country))Yes
Cover-MoreSky DivingYes
Cover-MoreSnorkellingNo - Additional premium required
Cover-MoreSnow skiing, snowboarding and snowmobiling Covered - at extra costYes
Cover-MoreSurfing (The surfboard itself is not covered unless lost, stolen or damaged whilst in the custody of a Transport provider)Yes
Cover-MoreTrekkingYes
Cover-MoreTuk-tukYes
Cover-MoreWake BoardingYes
Cover-MoreWater SkiingYes
Cover-MoreWhite Water RaftingYes
Cover-MoreWindsurfingYes
Easy Travel InsuranceWrestlingYes
Easy Travel InsuranceAmerican FootballYes
Easy Travel InsuranceAmusement ParksYes
Easy Travel InsuranceArt GalleriesYes
Easy Travel InsuranceBallooningYes
Easy Travel InsuranceBaseballYes
Easy Travel InsuranceBasket BallYes
Easy Travel InsuranceBasketball CourtsYes
Easy Travel InsuranceBird WatchingYes
Easy Travel InsuranceBoatingYes
Easy Travel InsuranceBody SurfingYes
Easy Travel InsuranceBullfightingYes
Easy Travel InsuranceBungee JumpingYes
Easy Travel InsuranceCampingYes
Easy Travel InsuranceCar RacingYes
Easy Travel InsuranceCasinosYes
Easy Travel InsuranceCavesYes
Easy Travel InsuranceCrabbing, CrayingYes
Easy Travel InsuranceCross Country SkiingYes
Easy Travel InsuranceCruisesYes
Easy Travel InsuranceCyclingYes
Easy Travel InsuranceDeep Sea FishingYes
Easy Travel InsuranceDog SleddingYes
Easy Travel InsuranceFishingYes
Easy Travel InsuranceGo CartsYes
Easy Travel InsuranceGold PanningYes
Easy Travel InsuranceGolfYes
Easy Travel InsuranceGolf CoursesYes
Easy Travel InsuranceGun RangesYes
Easy Travel InsuranceHang GlidingYes
Easy Travel InsuranceHelicopter RiderYes
Easy Travel InsuranceJet SkiingYes
Easy Travel InsuranceKayakingYes
Easy Travel InsuranceMuseumsYes
Easy Travel InsuranceParasailingYes
Easy Travel InsuranceRaftingYes
Easy Travel InsuranceRoller SkatingYes
Easy Travel InsuranceSailingYes
Easy Travel InsuranceScenic FlightsYes
Easy Travel InsuranceScuba Diving - Travel Insurance policy requires that have an open water diving certificate and that you dive a qualified instructor.Yes
Easy Travel InsuranceSkiingYes
Easy Travel InsuranceSkydivingYes
Easy Travel InsuranceSnorkelingYes
Easy Travel InsuranceSnowboardingYes
Easy Travel InsuranceSurfingYes
Easy Travel InsuranceTennisYes
Easy Travel InsuranceVolcanoesYes
Easy Travel InsuranceWater ParksYes
Easy Travel InsuranceWater SkiingYes
Easy Travel InsuranceWhale WatchingYes
Fast CoverWind SurfingNo - You must purchase Adventure Pack add on
Fast CoverAbseilingNo - You must purchase Adventure Pack add on
Fast CoverAmerican FootballNo - You must purchase Adventure Pack add on
Fast CoverAnimal conservation and handlingYes
Fast CoverAqua zorbingYes
Fast CoverArcheryNo - You must purchase Adventure Pack add on
Fast CoverAustralian Rules FootballYes
Fast CoverBallooningNo - You must purchase Adventure Pack add on
Fast CoverBattle re-enactment (Excluding with firearms)Yes
Fast CoverBicycling (Excluding bicycle motorcross (BMX) or downhill mountain biking)Yes
Fast CoverBodyboarding (Up to 2 nautical miles off any land mass)Yes
Fast CoverBungee jumpingYes
Fast CoverCamel ridingNo - You must purchase Adventure Pack add on
Fast CoverCanoeing in rivers or rapids Graded IV or V under the International Scale of River Difficulty and excluding racingYes
Fast CoverCanoeing in rivers or rapids or lakes or canals (Graded I, II or III under the International Scale of River Difficulty)Yes
Fast CoverCanyon swingingNo - You must purchase Adventure Pack add on
Fast CoverCave tubingNo - You must purchase Adventure Pack add on
Fast CoverCaving/potholingYes
Fast CoverDancingNo - You must purchase Adventure Pack add on
Fast CoverDeep sea fishingYes
Fast CoverDog sleddingYes
Fast CoverDonkey ridingYes
Fast CoverElephant ridingYes
Fast CoverExcluding racingYes
Fast CoverFishing (On land or within 2 nautical miles of a land mass)No - You must purchase Adventure Pack add on
Fast CoverFlying foxYes
Fast CoverGo-kartingYes
Fast CoverGolfYes
Fast CoverGym activities (Excluding powerlifting)Yes
Fast CoverGymnastics (Excluding competitions)No - You must purchase Adventure Pack add on
Fast CoverHiking, trekking or tramping Peaking at altitudes from 3,000 metres up to 6,000 metres, where specialist climbing equipment isn't requiredYes
Fast CoverHorse riding (Excluding competitions, equestrian events, steeple chasing, jumping, or polo)Yes
Fast CoverIce skating on a rink (Excluding competitive skating, racing, speed skating, and tour skating)Yes
Fast CoverIndoor rock climbingYes
Fast CoverInline skating (Excluding vert skating or acrobatics)Yes
Fast CoverKayaking in rivers or rapids Graded IV or V under the International Scale of River Difficulty and excluding racingNo - You must purchase Adventure Pack add on
Fast CoverKayaking in rivers or rapids or lakes or canals (Graded I, II or III under the International Scale of River Difficulty)Yes
Fast CoverKite surfing (Up to 2 nautical miles off any land mass)No - You must purchase Adventure Pack add on
Fast CoverKokoda Track/Trail expeditionsYes
Fast CoverLeisure activities (Any activities involving minimal physical exertion undertaken for relaxation or pleasure such as sight-seeing, picnics, photography and museum or art gallery visits.)No - You must purchase Adventure Pack add on
Fast CoverMartial arts Not trainingYes
Fast CoverMoped riding (You must wear a helmet; you must hold a current Australian drivers licence or drivers licence valid for the country you are riding in and the engine displacement must be no greater than 50cc.)Yes
Fast CoverMotorcycle riding (You must wear a helmet; you must hold a current Australian motorcycle licence or motorcycle licence valid for the country you are riding in. There is no restriction on engine displacement.)Yes
Fast CoverOrienteeringYes
Fast CoverPaintball (With eye protection)No - You must purchase Adventure Pack add on
Fast CoverQuad biking Only single rider and excluding racingYes
Fast CoverRacquet and ball sports (Excludes those with physical contact)No - You must purchase Adventure Pack add on
Fast CoverRiver tubingNo - You must purchase Adventure Pack add on
Fast CoverRock climbing outdoor With ropes and appropriate safety gearYes
Fast CoverRoller blading (Excluding vert skating or acrobatics)Yes
Fast CoverRoller skating (Excluding vert skating or acrobatics)No - You must purchase Adventure Pack add on
Fast CoverRugby leagueNo - You must purchase Adventure Pack add on
Fast CoverRugby UnionYes
Fast CoverRunning (Distances up to and including full marathon 42.2 kilometres or 26.2 miles)Yes
Fast CoverSafari Excludes huntingNo - You must purchase Adventure Pack add on
Fast CoverSailing Between 11 to 15 nautical miles off any land massYes
Fast CoverSailing Up to 10 nautical miles off any land massYes
Fast CoverScooter riding You must wear a helmet, you must hold a current Australian drivers licence or drivers licence valid for the country you are riding in and the engine displacement must be no greater than 50cc.No - You must purchase Adventure Pack add on
Fast CoverScuba Diving At a depth no greater than 30 metres and you must hold an open water diving licence recognised in Australia or dive with an instructor licensed for these activitiesYes
Fast CoverScuba Diving To a depth no greater than 10 metres. You must hold an open water diving licence recognised in Australia or dive with an instructor licensed for these activitiesYes
Fast CoverShark cage divingNo - You must purchase Adventure Pack add on
Fast CoverShooting (Only moving targets such as clay pigeon)Yes
Fast CoverShooting Fixed target onlyYes
Fast CoverSkateboarding Excluding vert skating or acrobaticsYes
Fast CoverSnorkellingYes
Fast CoverSoccerNo - You must purchase Adventure Pack add on
Fast CoverSurface water activitiesYes
Fast CoverSurfing Up to 2 nautical miles off any land massNo - You must purchase Adventure Pack add on
Fast CoverTandem gliding (You must be in tandem with an instructor licensed for this activity)No - You must purchase Adventure Pack add on
Fast CoverTandem hang gliding (You must be in tandem with an instructor licensed for this activity)No - You must purchase Adventure Pack add on
Fast CoverTandem parachuting (You must be in tandem with an instructor licensed for this activity)No - You must purchase Adventure Pack add on
Fast CoverTandem paragliding (You must be in tandem with an instructor licensed for this activity)No - You must purchase Adventure Pack add on
Fast CoverTandem sky diving (You must be in tandem with an instructor licensed for this activity)Yes
Fast CoverTrack and field athleticsYes
Fast CoverWalking, hiking, trekking or tramping Peaking at altitudes up to 3,000 metres where specialist climbing equipment is not required. Excludes expeditions to or on the Kokoda Track/TrailNo - You must purchase Adventure Pack add on
Fast CoverWhite Water Rafting in rivers or rapids (Graded IV or V under the International Scale of River Difficulty (but not racing))Yes
Fast CoverWhite water rafting in rivers or rapids or lakes or canals Graded I, II or III under the International Scale of River DifficultyYes
Fast CoverWind surfing Up to 2 nautical miles off any land massNo - You must purchase Adventure Pack add on
GoInsuranceZip liningYes
GoInsuranceAbseiling (with a licensed commercial operator and under supervision)Yes
GoInsuranceArchery (under supervision)Yes
GoInsuranceAthleticsYes
GoInsuranceBadmintonYes
GoInsuranceBanana boatingYes
GoInsuranceBaseball / Rounders / SoftballYes
GoInsuranceBasketballYes
GoInsuranceBoogie boardingYes
GoInsuranceBowlsYes
GoInsuranceBungy jumping (maximum 2 jumps and with a licensed commercial operator)Yes
GoInsuranceCanoeing / Kayaking (to Category 3)Yes
GoInsuranceCricketYes
GoInsuranceCurlingYes
GoInsuranceCycling / Mountain BikingYes
GoInsuranceFell / Gorge Running (on recognised routes)Yes
GoInsuranceFell / Gorge Walking (on recognised routes)Yes
GoInsuranceFishing (Course / Fly / Deep-sea)Yes
GoInsuranceFootball (not American)Yes
GoInsuranceGliding (as passenger only with a licensed operator)Yes
GoInsuranceGolfYes
GoInsuranceGuided Glacier WalkingYes
GoInsuranceGymnasticsYes
GoInsuranceHorse / Elephant / Camel RidingYes
GoInsuranceHot Air Ballooning (as passenger only with a licensed commercial operator)Yes
GoInsuranceJet Boating (as passenger only with a licensed commercial operator)Yes
GoInsuranceNetballYes
GoInsuranceOrienteeringYes
GoInsurancePaintballing / War GamesYes
GoInsuranceParascending / Parasailing (with a licensed commercial operator)Yes
GoInsurancePony / Horse TrekkingYes
GoInsuranceRacquet SportsYes
GoInsuranceRoller Blading / Ice SkatingYes
GoInsuranceRowingYes
GoInsuranceRunning / JoggingYes
GoInsuranceSafari Travel (in a vehicle or on foot with a licensed commercial operator)Yes
GoInsuranceScuba DivingYes
GoInsuranceSkateboardingNo - You must purchase additional snow sports cover
GoInsuranceSnow sportsYes
GoInsuranceSnorkellingYes
GoInsuranceSoccerYes
GoInsuranceSurfingYes
GoInsuranceSwimmingYes
GoInsuranceTable TennisYes
GoInsuranceTen Pin BowlingYes
GoInsuranceTennisYes
GoInsuranceTobogganing / TrampoliningYes
GoInsuranceTrekking / Rambling / Hiking (with a licensed commercial operator on established / mapped routes and subject to a maximum height of 4000m)Yes
GoInsuranceVolley BallNo - You must purchase additional water sports cover
GoInsuranceWatersportsYes
GoInsuranceWater PoloYes
GoInsuranceWhite / Black Water Rafting or Canoeing (to Category 3 and with a licensed commercial operator)Yes
GoInsuranceWindsurfing / BoardsailingYes
Insure4lessZorbingYes
Insure4lessAbseilingYes
Insure4lessAdventure Racing ( see note 2 below)Yes
Insure4lessAnglingYes
Insure4lessArcheryYes
Insure4lessAthleticsYes
Insure4lessAussie RulesYes
Insure4lessBadmintonYes
Insure4lessBamboo RaftingYes
Insure4lessBanana BoatingYes
Insure4lessBaseballYes
Insure4lessBasketballYes
Insure4lessBeach volley ballYes
Insure4lessBiathlon (non-snow)Yes
Insure4lessBMX riding (no stunts / obstacles)Yes
Insure4lessBoardsailing / WindsurfingYes
Insure4lessBouldering (not covered - please visit www.rockclimbinginsurance.com.au)Yes
Insure4lessBowlingYes
Insure4lessBowlsYes
Insure4lessBridge SwingingYes
Insure4lessBungee Jumping (max 2 jumps per trip)Yes
Insure4lessBushwalkingYes
Insure4lessCamel RidingYes
Insure4lessCanoeingYes
Insure4lessCanyoningYes
Insure4lessCatamaran Sailing (within territorial waters)Yes
Insure4lessClay Pigeon ShootingYes
Insure4lessClimbing (indoor)Yes
Insure4lessCricketYes
Insure4lessCross Country RunningYes
Insure4lessCurlingYes
Insure4lessCyclingYes
Insure4lessDeep Sea FishingYes
Insure4lessDinghy SailingYes
Insure4lessDiving (Scuba) (up to 30m depth - see notes below)Yes
Insure4lessDog SleddingYes
Insure4lessDragon boat racing (including international competition)Yes
Insure4lessDry Slope Skiing/BoardingYes
Insure4lessElephant Trekking / RidingYes
Insure4lessEndurance Tests (see notes 2 below)Yes
Insure4lessExpeditions (see notes 2 below)Yes
Insure4lessFell RunningYes
Insure4lessFell WalkingYes
Insure4lessFencingYes
Insure4lessFishingYes
Insure4lessFivesYes
Insure4lessFloorballYes
Insure4lessFootball (Soccer) (see note 2 below)Yes
Insure4lessGaelic FootballYes
Insure4lessGlacier WalkingYes
Insure4lessGo-KartingYes
Insure4lessGolfYes
Insure4lessGymnasticsYes
Insure4lessHandballYes
Insure4lessHockeyYes
Insure4lessHorse Riding (excluding racing, jumping or competing)Yes
Insure4lessHot Air BallooningYes
Insure4lessHurlingYes
Insure4lessIce Skating excluding Speed SkatingYes
Insure4lessInline SkatingYes
Insure4lessJet BoatingYes
Insure4lessJet SkiingYes
Insure4lessJoggingYes
Insure4lessKayaking (up to grade 3 rivers )Yes
Insure4lessKendoYes
Insure4lessKite SurfingYes
Insure4lessLacrosseYes
Insure4lessMarathon RunningYes
Insure4lessMartial Arts not involving intentional bodily contactYes
Insure4lessModern PentathlonYes
Insure4lessMotor Cycling (see note below)Yes
Insure4lessMountain Biking (recreational only. No cover for competitive or non-competitive downhill biking)Yes
Insure4lessMountaineering (not covered - please visit www.rockclimbinginsurance.com.au for details)Yes
Insure4lessNetballYes
Insure4lessOrienteeringYes
Insure4lessOutdoor Endurance Events (see note 2 below)Yes
Insure4lessOutriggingYes
Insure4lessOverland TripsYes
Insure4lessPaintballingYes
Insure4lessParachute Jumping - static line -Yes
Insure4lessParaglidingYes
Insure4lessParapentingYes
Insure4lessParasailingYes
Insure4lessParascendingYes
Insure4lessPistol ShootingYes
Insure4lessPony TrekkingYes
Insure4lessQuad BikingYes
Insure4lessRacketballYes
Insure4lessRacketsYes
Insure4lessRamblingYes
Insure4lessRap JumpingYes
Insure4lessReenacting (excludes use of live ammunition)Yes
Insure4lessRifle ShootingYes
Insure4lessRingosYes
Insure4lessRock Climbing using ropes & guides (not covered - please visit www.rockclimbinginsurance.com.au for details)Yes
Insure4lessRoller BladingYes
Insure4lessRoller HockeyYes
Insure4lessRoundersYes
Insure4lessRowingYes
Insure4lessRugby League (see note 2 below)Yes
Insure4lessRugby Sevens (see note 2 below)Yes
Insure4lessRugby Union (see note 2 below)Yes
Insure4lessRunningYes
Insure4lessSafari trekkingYes
Insure4lessSail BoardingYes
Insure4lessSailing / Yachting - recreational within territorial watersYes
Insure4lessSand Dune surfing / skiingYes
Insure4lessScramblingYes
Insure4lessScuba Diving (up to 30m depth - see notes below)Yes
Insure4lessSea CanoeingYes
Insure4lessSea KayakingYes
Insure4lessShark Diving - in cage -Yes
Insure4lessShintyYes
Insure4lessShootingYes
Insure4lessSkate BoardingYes
Insure4lessSkiing - snow (subject to you having taken snow sports cover)Yes
Insure4lessSky Diving - TandemYes
Insure4lessSnorkelingYes
Insure4lessSnowboarding (subject to you having taken snow sports cover)Yes
Insure4lessSoccer (see note 2 below)Yes
Insure4lessSoftballYes
Insure4lessSquashYes
Insure4lessStreet HockeyYes
Insure4lessSummer TobogganingYes
Insure4lessSurfingYes
Insure4lessSwimmingYes
Insure4lessTable TennisYes
Insure4lessTennisYes
Insure4lessTobogganingYes
Insure4lessTouch footballYes
Insure4lessTrampingYes
Insure4lessTrampoliningYes
Insure4lessTrekking (up to 4,000 m without ropes, picks or other specialist climbing equipment) - See note 3 belowYes
Insure4lessTrekking with ropes, picks or other specialist climbing equipment (not covered - please visit www.rockclimbinginsurance.com.au for details)Yes
Insure4lessTriathlonYes
Insure4lessTug-of-WarYes
Insure4lessVia Ferrata (using established routes and fixed apparatus)Yes
Insure4lessVolleyballYes
Insure4lessWakeboardingYes
Insure4lessWalkingYes
Insure4lessWar GamesYes
Insure4lessWater PoloYes
Insure4lessWater SkiingYes
Insure4lessWhite Water Canoeing / Rafting (up to Grade 4)Yes
Insure4lessWindsurfingYes
InsureandGoZorbingNo - You must purchase winter sports cover
InsureandGoBig foot SkiingNo - You must purchase winter sports cover
InsureandGoCat skiingNo - You must purchase winter sports cover
InsureandGoCross - country skiing (along a designated cross country ski route onlyNo - You must purchase winter sports cover
InsureandGoGlacier skiingNo - You must purchase winter sports cover
InsureandGoHeli-skiingNo - You must purchase winter sports cover
InsureandGoIce Hockey (not competitive)No - You must purchase winter sports cover
InsureandGoIce SkatingNo - You must purchase winter sports cover
InsureandGoLugeing -iceNo - You must purchase winter sports cover
InsureandGoMono skiingNo - You must purchase winter sports cover
InsureandGoOff-piste skiing - with professional snow sport instructor/guideNo - You must purchase winter sports cover
InsureandGoRecreational ski racing (not training for, or participating in a competition)No - You must purchase winter sports cover
InsureandGoSkiing (recreational only)No - You must purchase winter sports cover
InsureandGoSnowmobilingNo - You must purchase winter sports cover
InsureandGoTobogganingYes
InsureandGoAbseiling (fully harnessed)Yes
InsureandGoAmateur athleticsYes
InsureandGoArchaeological diggingYes
InsureandGoArchery - amateur and occasional onlyYes
InsureandGoAssault course (no weapons)Yes
InsureandGoBadminton - amateur and occasional onlyYes
InsureandGoBaseball - amateur and occasional onlyYes
InsureandGoBasketball - amateur and occasional onlyYes
InsureandGoBattle reenactment (no live firearms)Yes
InsureandGoBreathing observation bubble diving (maximum depth 30 metres)Yes
InsureandGoBridge walking - supervised by a fully-trained guide onlyYes
InsureandGoBungee jumps (three jumps maximum)Yes
InsureandGoCamel or elephant riding or trekkingYes
InsureandGoCanoeing (grade 1 & 2 rapids or lower)Yes
InsureandGoCanoeing (grade 3 & 4 rapids or lower)Yes
InsureandGoCanopy walking or tree-top walkingYes
InsureandGoCave tubing or river tubingYes
InsureandGoClay-pigeon shootingYes
InsureandGoCoasteering - amateur and occasional onlyYes
InsureandGoConservation or charity work (educational and environmental - working with hand tools only)Yes
InsureandGoCricket - amateur and occasional onlyYes
InsureandGoCycle touringYes
InsureandGoCyclingYes
InsureandGoDragon boatingYes
InsureandGoDune or wadi bashingYes
InsureandGoFalconryYes
InsureandGoFootball - amateur and occasional onlyYes
InsureandGoGo-kartingYes
InsureandGoGolf - amateur and occasional onlyYes
InsureandGoGorge swinging or canyon swingingYes
InsureandGoGorge walkingYes
InsureandGoHockeyYes
InsureandGoHorse riding (not polo, hunting or jumping)Yes
InsureandGoHot-air ballooningYes
InsureandGoHusky sledge drivingYes
InsureandGoJet boatingYes
InsureandGoJet skiingYes
InsureandGoJoggingYes
InsureandGoKayaking (grade 1 & 2 rapids or lower)Yes
InsureandGoKayaking (grade 3 & 4 rapids)Yes
InsureandGoLugeing - not iceYes
InsureandGoMarathons - amateur and occasional onlyYes
InsureandGoMartial arts - training onlyYes
InsureandGoMotorcycling - over 125cc (please note General Exclusion 11.)Yes
InsureandGoMotorcycling - under 125cc (please note General Exclusion 11.)Yes
InsureandGoMountain biking - not racing or extreme ground conditions or stuntsYes
InsureandGoMud buggyingYes
InsureandGoNetball - amateur and occasional onlyYes
InsureandGoOrienteering - amateur and occasional onlyYes
InsureandGoOstrich riding (not racing)Yes
InsureandGoPaintballing - wearing eye protectionYes
InsureandGoParasailingYes
InsureandGoParascending over waterYes
InsureandGoPassenger in private or small aircraft or helicopterYes
InsureandGoQuad bikingYes
InsureandGoRafting - white or black water (grade 1 and 2 rapids)Yes
InsureandGoRafting - white or black water (grade 3 and 4 rapids)Yes
InsureandGoRamblingYes
InsureandGoRefereeing - on an amateur basisYes
InsureandGoRock Climbing - Indoor and harnessedYes
InsureandGoRoller blading (no racing, half-pipe, stunts or extreme skating)Yes
InsureandGoRowing - amateur and occasional onlyYes
InsureandGoRugby codes - amateur and occasional onlyYes
InsureandGoRunning - sprint and long distanceYes
InsureandGoSafariYes
InsureandGoSand boardingYes
InsureandGoSand yachtingYes
InsureandGoScuba diving (qualified, maximum depth 30 metres, not diving alone)Yes
InsureandGoScuba diving (unqualified but with instructor, maximum depth 30 metres)Yes
InsureandGoSea canoeing or kayaking - day trips and coastal onlyYes
InsureandGoSea canoeing or kayaking - short or day trips only, with overnight stays (not on water)Yes
InsureandGoSkateboarding (no racing, half-pipe, stunts or extreme skating)Yes
InsureandGoSleigh rides - as part of a Christmas trip to NorthernYes
InsureandGoSnorkellingYes
InsureandGoSquashYes
InsureandGoSurfing (not big wave or extreme surfing)Yes
InsureandGoSwimmingYes
InsureandGoTarget rifle shootingYes
InsureandGoTennis - amateur and occasional onlyYes
InsureandGoTrekking or hiking (over 3,000 metres but under 5,000 metres altitude)Yes
InsureandGoTrekking or hiking (under 3,000 metres altitude)Yes
InsureandGoTubingYes
InsureandGoVolleyball - amateur and occasional onlyYes
InsureandGoWake boarding (no stunts)Yes
InsureandGoWater polo - amateur and occasional onlyYes
InsureandGoWaterskiing (no stunts)Yes
InsureandGoWindsurfingYes
InsureandGoYachting - not racing and sailing inside territorial watersYes
InsureandGoZip liningYes
iTrekZorbingYes
iTrekAbseilingYes
iTrekAmateur athleticsYes
iTrekAnglingYes
iTrekArchaeological diggingYes
iTrekArcheryYes
iTrekBadmintonYes
iTrekBaseballYes
iTrekBasketballYes
iTrekBattle re-enactment (no live firearm)Yes
iTrekBicycle touringYes
iTrekBig foot skiingYes
iTrekBiking/cycling -incidental to the trip (excluding racing - no cover for bicycle)Yes
iTrekBowlingYes
iTrekBoxing training (no contact)Yes
iTrekBreathing observation bubble diving (max 30 meters)Yes
iTrekBridge walking- supervised by fully trained guideYes
iTrekBungee jumpingYes
iTrekBushwalkingYes
iTrekCamel RidingYes
iTrekCamel trekkingYes
iTrekCanoeingYes
iTrekCanopy walking/tree top walkingYes
iTrekCanyon swing / gorge swingingYes
iTrekCat skiingYes
iTrekClay-Pidgeon shootingYes
iTrekConservation or charity work (hand tools only)Yes
iTrekCricketYes
iTrekCycle touringYes
iTrekDancingYes
iTrekDinghy Sailing (restrictions apply as outlined in the definition of "Open Water Sailing" in PDS)Yes
iTrekDog sledding (excluding racing)Yes
iTrekDragon boatingYes
iTrekElephant ridingYes
iTrekElephant trekkingYes
iTrekFalconryYes
iTrekFencing (non-competitive only)Yes
iTrekFishing (excluding spear fishing)Yes
iTrekFlying foxYes
iTrekFootballYes
iTrekGo KartingYes
iTrekGolfYes
iTrekGorge walkingYes
iTrekGymnastics (excluding competition)Yes
iTrekHiking or trampingYes
iTrekHockeyYes
iTrekHorse riding (excluding eventing, polo or racing)Yes
iTrekHot air ballooningYes
iTrekHusky sledge drivingYes
iTrekIce skatingYes
iTrekJet boatingYes
iTrekJet skiingYes
iTrekJoggingYes
iTrekKayakingYes
iTrekKite boardingYes
iTrekKite buggyYes
iTrekKite surfingYes
iTrekMarathonYes
iTrekMartial arts non-contactYes
iTrekMono-skiingYes
iTrekMoped bikingYes
iTrekMotorbikesYes
iTrekMountain biking - incidental to the tripYes
iTrekMountain boardingYes
iTrekNetballYes
iTrekOrienteeringYes
iTrekOstrich ridingYes
iTrekPaint-ballingYes
iTrekPassenger - licenced light aircraft/ licenced helicopterYes
iTrekRamblingYes
iTrekRefereeingYes
iTrekRiver boarding / River sledging (in white water rapids Graded 1, 2 & 3 only)Yes
iTrekRock climbing-indoorYes
iTrekRoller bladingYes
iTrekRoller skatingYes
iTrekRowingYes
iTrekRugbyYes
iTrekRunning-sprint/long distanceYes
iTrekSafari tours (but not hunting)Yes
iTrekSailing- coastal watersYes
iTrekSand boardingYes
iTrekSand yachtingYes
iTrekScuba divingYes
iTrekScullingYes
iTrekSea canoeingYes
iTrekSea kayakingYes
iTrekSkateboarding - skate parkYes
iTrekSkateboarding - streetYes
iTrekSkateboarding-ramp/half pipe (but not competitively)Yes
iTrekSkiingYes
iTrekSleigh ridesYes
iTrekSnorkellingYes
iTrekSnowboardingYes
iTrekSquashYes
iTrekStand up paddle surfingYes
iTrekStilt walkingYes
iTrekSurfingYes
iTrekSwimmingYes
iTrekTable tennisYes
iTrekTen pin bowlingYes
iTrekTennisYes
iTrekTobogganingYes
iTrekTrekking (excluding trekking in Antarctica, Greenland or North Pole)Yes
iTrekTubing (water only)Yes
iTrekUltimate FrisbeeYes
iTrekVolleyballYes
iTrekWakeboardingYes
iTrekWakeskatingYes
iTrekWalkingYes
iTrekWater poloYes
iTrekWater skiingYes
iTrekWhite water kayaking (in rapids Graded 1, 2 & 3 only)Yes
iTrekWhite water rafting (in rapids Graded 1, 2 & 3 only)Yes
iTrekWindsurfingYes
iTrekYachting- coastal watersYes
iTrekZip lineYes
MultitripZorbingYes
MultitripCave tubing or river tubingYes
MultitripClay-pigeon shooYes
MultitripCoasteering - amateur and occasional onlyYes
MultitripConservation or charity work (educational and environmental - working with hand tools onlyYes
MultitripCricket - amateur and occasional onlyYes
MultitripCycle touringYes
MultitripCyclingYes
MultitripDragon boatingYes
MultitripDune or wadi bashingYes
MultitripFalconryYes
MultitripFootball - amateur and occasional onlyYes
MultitripGo-kartingYes
MultitripGolf - amateur and occasional onlyYes
MultitripGorge swinging or canyon swingingYes
MultitripGorge walkinYes
MultitripHockeyYes
MultitripHorse riding (not polo, hunting or jumping)Yes
MultitripHot-air ballooningYes
MultitripHusky sledge divingYes
MultitripJet boatingYes
MultitripJet skiingYes
MultitripJoggingYes
MultitripKayaking (grade 1 & 2 rapids or lower)Yes
MultitripKayaking (grade 3 & 4 rapids)Yes
MultitripLugeing - not iceYes
MultitripMarathons - amateur and occasional onlyYes
MultitripMartial arts - training onlyYes
MultitripMotorcycling - over 125cc (please note General Exclusion 13.)Yes
MultitripMotorcycling - under 125cc (please note General Exclusion 13.)Yes
MultitripRowing - amateur and occasional onlyYes
MultitripRugby codes - amateur and occasional onlyYes
MultitripRunning - sprint and long distanceYes
MultitripSafariYes
MultitripSand boardingYes
MultitripSand yachtingYes
MultitripScuba diving (qualified, maximum depth 30 metres, not diving alone)Yes
MultitripScuba diving (unqualified but with instructor, maximum depth 30 metres)Yes
MultitripSea canoeing or kayaking - short or day trips only, with overnight stays (not on water)Yes
MultitripSea canoeing or kayaking - day trips and coastal onlyYes
MultitripSleigh rides - as part of a Christmas trip toNorthern EuropeYes
MultitripSkateboarding (no racing, half-pipe, stunts or extreme skating)Yes
MultitripSnorkellingYes
MultitripSQuashYes
MultitripSurfing (not big wave or extreme surfing)Yes
MultitripSwimmingYes
MultitripTarget rifle shootingYes
MultitripTennis - amateur and occasional onlyYes
MultitripTrekking or hiking (over 3,000 metres but under 5,000 metres altitude)Yes
MultitripTubingYes
MultitripVolleyball - amateur and occasional onlyYes
MultitripWake boarding (no stuntsYes
MultitripWater polo - amateur and occasional onlyYes
MultitripWaterskiing (no stunts)Yes
MultitripWindsurfingYes
MultitripYachting - not racing and sailing inside territorial watersYes
MultitripZip liningYes
MultitripZorbingYes
MultitripAbseiling (fully harnessed)Yes
MultitripAmateur athleticsYes
MultitripArchaeological diggingYes
MultitripArchery - amateur and occasional onlyYes
MultitripAssault course (no weapons)Yes
MultitripBadminton - amateur and occasional onlyYes
MultitripBaseball - amateur and occasional onlyYes
MultitripBasketball - amateur and occasional onlyYes
MultitripBattle re-enactment (no live firearms)Yes
MultitripBreathing observation bubble diving (maximum depth 30 metres)Yes
MultitripBridge walking - supervised by a fully- trained guide onlyYes
MultitripBungee jumps (three jumps maximum)Yes
MultitripCamel or elephant riding or trekkingYes
MultitripCanoeing (grade 1 & 2 rapids or lower)Yes
MultitripCanoeing (grade 3 & 4 rapids)Yes
MultitripCanopy walking or tree-top walkingYes
MultitripMountain biking - not racing or extreme ground conditions or stuntsYes
MultitripMud buggyingYes
MultitripNetball - amateur and occasional onlyYes
MultitripOrienteering - amateur and occasional onlyYes
MultitripOstrich riding (not racing)Yes
MultitripPaintballing - wearing eye protectionYes
MultitripParasailingYes
MultitripParascending - over waterYes
MultitripPassenger in private or small aircraft or helicopterYes
MultitripRafting - white or black water (grade 3 and 4 rapids)Yes
MultitripRafting - white or black water (grade 1 and 2 rapids)Yes
MultitripRamblingYes
MultitripRefereeing - on an amateur basisYes
MultitripRock Climbing - Indoor and harnessedYes
MultitripRoller blading (no racing, half-pipe, stunts or extreme skating)No - You must purchase winter sports cover
MultitripBig foot SkiingNo - You must purchase winter sports cover
MultitripCat skiingNo - You must purchase winter sports cover
MultitripCross-country skiing (along a designated cross country ski route only)No - You must purchase winter sports cover
MultitripGlacier skiingNo - You must purchase winter sports cover
MultitripHeli-skiingNo - You must purchase winter sports cover
MultitripIce Hockey (not competitive)No - You must purchase winter sports cover
NoWorriesIce skatingYes
NoWorriesCanoeing and kayaking, as long as it doesn't involve white water rapids in excess of grade 5Yes
NoWorriesCyclingYes
NoWorriesSnow skiingYes
NoWorriesSnowboardingYes
Online Travel InsuranceSurfingNo - You must purchase Adventure Pack add on
Online Travel InsuranceAbseilingNo - You must purchase Adventure Pack add on
Online Travel InsuranceAnimal conservation and handling (under supervision)No - You must purchase Adventure Pack add on
Online Travel InsuranceBattle re-enactment (but not with firearms)No - You must purchase Adventure Pack add on
Online Travel InsuranceCave/river tubingNo - You must purchase Adventure Pack add on
Online Travel InsuranceCaving/potholingNo - You must purchase Adventure Pack add on
Online Travel InsuranceContact sports (including any form of rugby, Australian Rules football or American football)No - You must purchase Adventure Pack add on
Online Travel InsuranceDeep sea fishingNo - You must purchase Adventure Pack add on
Online Travel InsuranceDiving underwater using an artificial breathing apparatus at aNo - You must purchase Adventure Pack add on
Online Travel Insurancedepth no greater than 30 metres (you must hold an open water diving licence recognised in Australia or dive under licensed instruction)No - You must purchase Adventure Pack add on
Online Travel InsuranceExpeditions to or on the Kokoda Track/TrailNo - You must purchase Adventure Pack add on
Online Travel InsuranceFlying fox/zip liningNo - You must purchase Adventure Pack add on
Online Travel InsuranceHiking, trekking or tramping, peaking at altitudes from 3,000 metres up to 6,000 metres, where specialist climbing equipment is not requiredNo - You must purchase Adventure Pack add on
Online Travel InsuranceMartial arts (but not training)No - You must purchase Adventure Pack add on
Online Travel InsuranceOutdoor rock climbing (with ropes and appropriate safety gear)No - You must purchase Adventure Pack add on
Online Travel InsuranceQuad biking (but only single rider)No - You must purchase Adventure Pack add on
Online Travel InsuranceSailing from 11 to 15 nautical miles off any land massNo - You must purchase Adventure Pack add on
Online Travel InsuranceShooting (but only moving target, e.g. clay pigeon)No - You must purchase Adventure Pack add on
Online Travel InsuranceSurface water activities in rivers or rapids graded IV or V under the International Scale of River Difficulty.No - You must purchase Adventure Pack add on
Online Travel InsuranceTandem parachuting, tandem sky diving, tandem hang gliding, tandem gliding and tandem paragliding (but you must be with a licensed instructor for all these activities)No - You must purchase Adventure Pack add on
Online Travel InsuranceUse of motorcycles with engine capacities greater than 250 ccNo - You must purchase Snow pack
Online Travel InsuranceSnow sportsNo - You must purchase Bicycle Pack
Online Travel InsuranceBikes - equipment coverNo - You must purchase Bicycle Pack
Online Travel InsuranceBicyclingYes
Online Travel InsuranceAqua zorbingYes
Online Travel InsuranceArcheryYes
Online Travel InsuranceBicycling (but not bicycle motorcross (BMX) or downhill mountain biking)Yes
Online Travel InsuranceBungee jumping or canyon swingingYes
Online Travel InsuranceCamel, donkey or elephant riding (under appropriate supervision)Yes
Online Travel InsuranceDancingYes
Online Travel InsuranceDiving underwater using an artificial breathing apparatus at a depth no greater than 10 metres (you must hold an open water diving licence recognised in Australia or dive with an instructor licensed for these activities)Yes
Online Travel InsuranceDog sleddingYes
Online Travel InsuranceFishing (on land or within 2 nautical miles of a land mass)Yes
Online Travel InsuranceFor example, sight-seeing, picnics, photography and museum or art gallery visits)Yes
Online Travel InsuranceGo-kartingYes
Online Travel InsuranceGolfYes
Online Travel InsuranceGym activities (but not powerlifting)Yes
Online Travel InsuranceGymnastics (but not competitions)Yes
Online Travel InsuranceHorse riding (but not competitions, equestrian events, steeple chasing, jumping, or polo)Yes
Online Travel InsuranceIce skating on a rink (but not including competitive skating, racing, speed skating, and tour skating)Yes
Online Travel InsuranceIndoor rock climbing (under appropriate supervision)Yes
Online Travel InsuranceLeisure activities (meaning any activities involving minimal physical exertion that is undertaken for relaxation or pleasure.Yes
Online Travel InsuranceMotorcycle, scooter or moped riding (restrictions apply - refer to General Exclusion A.12)Yes
Online Travel InsuranceOrienteeringYes
Online Travel InsurancePaintball (with eye protection)Yes
Online Travel InsuranceRacing on foot for distances up to and including full marathon (42.2 kilometres or 26.2 miles)Yes
Online Travel InsuranceRacquet and ball sports not involving physical contactYes
Online Travel InsuranceRegulated or licensed ballooningYes
Online Travel InsuranceSafari (under appropriate supervision) but not huntingYes
Online Travel InsuranceSailing up to 10 nautical miles off any land massYes
Online Travel InsuranceShark cage diving (subject to diving restrictions listed above)Yes
Online Travel InsuranceShooting (fixed target only)Yes
Online Travel InsuranceSkateboarding, roller skating, inline skating (but not including vert skating or acrobatics)Yes
Online Travel InsuranceSnorkellingYes
Online Travel InsuranceSoccerYes
Online Travel InsuranceSurface water activities (other than sailing) up to 2 nautical miles off any land massYes
Online Travel InsuranceSurface water activities in rivers or rapids graded I, II or III under the International Scale of River Difficulty, or lakes or canalsYes
Online Travel InsuranceTrack and field athleticsYes
SkiWalking, hiking, trekking or tramping, peaking at altitudes up to 3,000 metres where specialist climbing equipment is not required (but not expeditions to or on the Kokoda Track/Trail).Yes
SkiWinter sports: Skiing, Snowboarding, Off-PisteNo - You must purchase professional cover
STAProfessional winter sportsYes
STAAbseilingYes
STAAqua zorbingYes
STAArcheryYes
STABicycling (not bicycle motorcross (BMX))Yes
STABungee/bungy jumpingYes
STACamel, donkey or elephant riding (supervised)Yes
STACanoeing/sea canoeingYes
STACaving / potholingYes
STAContact sports (including any form of rugby, Australian rules football or American football)Yes
STADancingYes
STADeep sea fishingYes
STADog sleddingYes
STAFishing (on land or within 2 nautical miles of a land mass)Yes
STAFlying fox/zip liningYes
STAGo kartingYes
STAGolfingYes
STAGym activities (not powerlifting)Yes
STAGymnastics (not competitions)Yes
STAHikingYes
STAHorse riding (not competitions, equestrian events, steeple chasing, jumping or polo)Yes
STAHot air ballooningYes
STAIce skating on a rink (not competitive skating, racing, speed skating, or tour skating)Yes
STAJet boatingYes
STAJet skiingYes
STAKayakingYes
STAKite surfingYes
STAMotorcycling or moped riding (restrictions apply)Yes
STAMountain bikingYes
STAMountaineering where ropes and guides are not requiredYes
STAOrienteeringYes
STAPaintball (with eye protection)Yes
STAParaglidingYes
STAParasailingYes
STAQuad bikingYes
STARacing on foot (restrictions apply)Yes
STARacquet and ball sports not involving physical contactYes
STASafari (supervised and excluding hunting)Yes
STASailing (up to 10 nautical miles off any land mass)Yes
STAScuba diving (restrictions apply)Yes
STAShark cage divingYes
STAShooting (at a range)Yes
STASkateboarding, roller skating, rollerblading (not vert skating or inline skating)Yes
STASkydivingYes
STASnorkelingYes
STASnowmobiling, skiing and snowboarding (on-piste) /cross country skiingYes
STASoccerYes
STASurfingYes
STAWake boarding / wake skatingYes
STAWhite water raftingYes
STAWindsurfingYes
TickWorking holidaysYes
TickAbseiling (fully harnessed)Yes
TickAmateur athleticsYes
TickArchaeological diggingYes
TickArchery - amateur and occasional onlyYes
TickAssault course (no weapons)Yes
TickBadminton - amateur and occasional onlyYes
TickBaseball - amateur and occasional onlyYes
TickBasketball - amateur and occasional onlyYes
TickBattle reenactment (no live firearms)Yes
TickBreathing observation bubble diving (maximum depth 30 metres)Yes
TickBridge walking - supervised by a fully-trained guide onlyYes
TickBungee jumps (three jumps maximum)Yes
TickCamel or elephant riding or trekkingYes
TickCanoeing (grade 1 & 2 rapids or lower)Yes
TickCanoeing (grade 3 & 4 rapids or lower)Yes
TickCanopy walking or tree-top walkingYes
TickCave tubing or river tubingYes
TickClay-pigeon shootingYes
TickCoasteering - amateur and occasional onlyYes
TickConservation or charity work (educational and environmental - working with hand tools only)Yes
TickCricket - amateur and occasional onlyYes
TickCycle touringYes
TickCyclingYes
TickDragon boatingYes
TickDune or wadi bashingYes
TickFalconryYes
TickFootball - amateur and occasional onlyYes
TickGo-kartingYes
TickGolf - amateur and occasional onlyYes
TickGorge swinging or canyon swingingYes
TickGorge walkingYes
TickHockeyYes
TickHorse riding (not polo, hunting or jumping)Yes
TickHot-air ballooningYes
TickHusky sledge drivingYes
TickJet boatingYes
TickJet skiingYes
TickJoggingYes
TickKayaking (grade 1 & 2 rapids or lower)Yes
TickKayaking (grade 3 & 4 rapids)Yes
TickLugeing - not iceYes
TickMarathons - amateur and occasional onlyYes
TickMartial arts - training onlyYes
TickMotorcycling - over 125cc (please note General Exclusion 11.)Yes
TickMotorcycling - under 125cc (please note General Exclusion 11.)Yes
TickMountain biking - not racing or extreme ground conditions or stuntsYes
TickMud buggyingYes
TickNetball - amateur and occasional onlyYes
TickOrienteering - amateur and occasional onlyYes
TickOstrich riding (not racing)Yes
TickPaintballing - wearing eye protectionYes
TickParasailingYes
TickParascending over waterYes
TickPassenger in private or small aircraft or helicopterYes
TickQuad bikingYes
TickRafting - white or black water (grade 1 and 2 rapids)Yes
TickRafting - white or black water (grade 3 and 4 rapids)Yes
TickRamblingYes
TickRefereeing - on an amateur basisYes
TickRock Climbing - Indoor and harnessedYes
TickRoller blading (no racing, half-pipe, stunts or extreme skating)Yes
TickRowing - amateur and occasional onlyYes
TickRugby codes - amateur and occasional onlyYes
TickRunning - sprint and long distanceYes
TickSafariYes
TickSand boardingYes
TickSand yachtingYes
TickScuba diving (qualified, maximum depth 30 metres, not diving alone)Yes
TickScuba diving (unqualified but with instructor, maximum depth 30 metres)Yes
TickSea canoeing or kayaking - day trips and coastal onlyYes
TickSea canoeing or kayaking - short or day trips only, with overnight stays (not on water)Yes
TickSkateboarding (no racing, half-pipe, stunts or extreme skating)Yes
TickSleigh rides - as part of a Christmas trip to NorthernYes
TickSnorkellingYes
TickSquashYes
TickSurfing (not big wave or extreme surfing)Yes
TickSwimmingYes
TickTarget rifle shootingYes
TickTennis - amateur and occasional onlyYes
TickTrekking or hiking (over 3,000 metres but under 5,000 metres altitude)Yes
TickTrekking or hiking (under 3,000 metres altitude)Yes
TickTubingYes
TickVolleyball - amateur and occasional onlyYes
TickWake boarding (no stunts)Yes
TickWater polo - amateur and occasional onlyYes
TickWaterskiing (no stunts)Yes
TickWindsurfingYes
TickYachting - not racing and sailing inside territorial watersYes
TickZip liningYes
TickZorbingNo - You must purchase winter sports cover
TickBig foot SkiingNo - You must purchase winter sports cover
TickCat skiingNo - You must purchase winter sports cover
TickCross - country skiing (along a designated cross country ski route onlyNo - You must purchase winter sports cover
TickGlacier skiingNo - You must purchase winter sports cover
TickHeli-skiingNo - You must purchase winter sports cover
TickIce Hockey (not competitive)No - You must purchase winter sports cover
TickIce SkatingNo - You must purchase winter sports cover
TickLugeing -iceNo - You must purchase winter sports cover
TickMono skiingNo - You must purchase winter sports cover
TickOff-piste skiing - with professional snow sport instructor/guideNo - You must purchase winter sports cover
TickRecreational ski racing (not training for, or participating in a competition)No - You must purchase winter sports cover
TickSkiing (recreational only)No - You must purchase winter sports cover
TickSnowmobilingNo - You must purchase winter sports cover
TIDTobogganingYes
TIDAcrobaticsYes
TIDActivities in Antarctica, the Arctic Circle and Greenland. The Snow option may be required. Also, refer below for specific activities you’ll be undertakingYes
TIDAerial safari (as a passenger in a licenced aircraft operated by an airline or charter company or in a hot air balloon)Yes
TIDAerobicsYes
TIDAFLYes
TIDAmerican football (Gridiron)Yes
TIDAthleticsYes
TIDBanana boat ridesYes
TIDBaseballYes
TIDBasketballYes
TIDBiking/cyclingYes
TIDBlackwater rafting, cave tubingYes
TIDBoating, sailingYes
TIDBowling (lawn, ten pin, you name it!)Yes
TIDBungee jumpingYes
TIDCamel riding for a day or if you are on a camel trekYes
TIDCanoeingYes
TIDCanyon swingYes
TIDCricketYes
TIDDancing – ballroom, salsa, Capoeira, ballet, contemporary, jazz, hip hop...Yes
TIDDirt boardingYes
TIDDragon boatingYes
TIDDune buggyYes
TIDElephant riding for an hour, a day or overnight/sYes
TIDFencingYes
TIDFishing (deep sea, angling, fly fishing, on a river, boat, or standing in a lake; but excluding ice fishing)Yes
TIDFly by wireYes
TIDFootballYes
TIDGo kartingYes
TIDGolfYes
TIDGym - including weights, Pilates, aqua aerobics, yogaYes
TIDGymnasticsYes
TIDHiking or trekkingYes
TIDHockey – field or indoor (excluding ice hockey)Yes
TIDHorse riding – leisure, on a tour with a licenced tour operator, non-competitiveYes
TIDHot air ballooningYes
TIDHuntingYes
TIDIce skating – indoor and outdoor rinksYes
TIDJet boatingYes
TIDJet skiingYes
TIDKayaking - white water, sea, river, lakeYes
TIDKite boardingYes
TIDKite surfingYes
TIDKite wingYes
TIDLand surfingYes
TIDMoped, scooter - Australian and local licence for operating this vehicle required; must be wearing a helmetYes
TIDMotor racing experience as a passenger onlyYes
TIDMotorcycle riding – as a passenger Must be wearing a helmet.Yes
TIDMotorcycle riding – touring, independent, organised tour, trail bike. Australian and local licence for operating this vehicle required. Must be wearing a helmet.Yes
TIDMountain bikingYes
TIDNetballYes
TIDObstacle course, assault courseYes
TIDOutrigger canoeingYes
TIDOutward Bound, Duke of EdinburghYes
TIDPaint ballYes
TIDParasailing over waterYes
TIDQuad bikingYes
TIDRacquetballYes
TIDRifle range/sports shootingYes
TIDRiver boarding/hydrospeedingYes
TIDRoller blading/inline skatingYes
TIDRoller skatingYes
TIDRowing/sculling, surf boat rowingYes
TIDRugby LeagueYes
TIDRugby UnionYes
TIDRunning or jogging, including half-marathon or less, marathon and ultra-marathon distancesYes
TIDSafari toursYes
TIDSail boarding/wind surfingYes
TIDSailingYes
TIDSandboarding/sandskiingYes
TIDScuba diving, when an open water diving licence is held; diving with a licensed instructorYes
TIDSegway toursYes
TIDShark cage divingYes
TIDSkateboardingYes
TIDSnorkellingYes
TIDSoccerYes
TIDSoftballYes
TIDSpearfishingYes
TIDSpeed boatingYes
TIDSquashYes
TIDStand-up paddle surfing/paddle boardingYes
TIDSurfingYes
TIDSwimmingYes
TIDSwimming with whales/whale sharksYes
TIDTennisYes
TIDTough MudderYes
TIDTuk Tuk as a passenger (excludes Tuk Tuk racing)Yes
TIDVolleyballYes
TIDWakeboardingYes
TIDWater poloYes
TIDWater skiingYes
TIDWhite water raftingYes
TIDWindsurfingYes
TIDWorking or volunteeringYes
TIDYogaYes
TIDZip lineYes
TIDZorbingNo - You must purchase snow and activities option
TIDSnowboarding and Skiing (on and off-piste)No - You must purchase snow and activities option
TIDBackcountry snowboarding and skiingNo - You must purchase snow and activities option
TIDCross country skiing on marked trailsNo - You must purchase snow and activities option
TIDTobogganningNo - You must purchase snow and activities option
TIDSnowmobilesNo - You must purchase snow and activities option
TIDIce glacier walkingNo - You must purchase snow and activities option
Travel Insurance SaverSleigh ridingYes
Travel Insurance SaverAmerican FootballYes
Travel Insurance SaverAmusement ParksYes
Travel Insurance SaverArt GalleriesYes
Travel Insurance SaverBallooningYes
Travel Insurance SaverBaseballYes
Travel Insurance SaverBasket BallYes
Travel Insurance SaverBasketball CourtsYes
Travel Insurance SaverBird WatchingYes
Travel Insurance SaverBoatingYes
Travel Insurance SaverBody SurfingYes
Travel Insurance SaverBullfightingYes
Travel Insurance SaverBungee JumpingYes
Travel Insurance SaverCampingYes
Travel Insurance SaverCar RacingYes
Travel Insurance SaverCasinosYes
Travel Insurance SaverCavesYes
Travel Insurance SaverCrabbing, CrayingYes
Travel Insurance SaverCross Country SkiingYes
Travel Insurance SaverCruisesYes
Travel Insurance SaverCyclingYes
Travel Insurance SaverDeep Sea FishingYes
Travel Insurance SaverDog SleddingYes
Travel Insurance SaverFishingYes
Travel Insurance SaverGo CartsYes
Travel Insurance SaverGold PanningYes
Travel Insurance SaverGolfYes
Travel Insurance SaverGolf CoursesYes
Travel Insurance SaverGun RangesYes
Travel Insurance SaverHang GlidingYes
Travel Insurance SaverHelicopter RiderYes
Travel Insurance SaverJet SkiingYes
Travel Insurance SaverKayakingYes
Travel Insurance SaverMuseumsYes
Travel Insurance SaverParasailingYes
Travel Insurance SaverRaftingYes
Travel Insurance SaverRoller SkatingYes
Travel Insurance SaverSailingYes
Travel Insurance SaverScenic FlightsYes
Travel Insurance SaverScuba Diving - Travel Insurance policy requires that have an open water diving certificate and that you dive a qualified instructor.Yes
Travel Insurance SaverSkiingYes
Travel Insurance SaverSkydivingYes
Travel Insurance SaverSnorkelingYes
Travel Insurance SaverSnowboardingYes
Travel Insurance SaverSurfingYes
Travel Insurance SaverTennisYes
Travel Insurance SaverVolcanoesYes
Travel Insurance SaverWater ParksYes
Travel Insurance SaverWater SkiingYes
Travel Insurance SaverWhale WatchingYes
Travel InsuranzWind SurfingYes
Travel InsuranzAbseiling*Yes
Travel InsuranzAnglingYes
Travel InsuranzArcheryYes
Travel InsuranzAthleticsYes
Travel InsuranzAussie RulesYes
Travel InsuranzBadmintonYes
Travel InsuranzBamboo RaftingYes
Travel InsuranzBanana BoatingYes
Travel InsuranzBaseballYes
Travel InsuranzBasketballYes
Travel InsuranzBeach volley ballYes
Travel InsuranzBMX riding (no stunts / obstacles)Yes
Travel InsuranzBoardsailing / WindsurfingYes
Travel InsuranzBowlingYes
Travel InsuranzBowlsYes
Travel InsuranzBridge SwingingYes
Travel InsuranzBungee Jumping (max 2 jumps per trip)Yes
Travel InsuranzBushwalkingYes
Travel InsuranzCamel RidingYes
Travel InsuranzCanoeingYes
Travel InsuranzCanyoning*Yes
Travel InsuranzCatamaran Sailing (within territorial waters)Yes
Travel InsuranzClay Pigeon ShootingYes
Travel InsuranzClimbing (indoor)Yes
Travel InsuranzCricketYes
Travel InsuranzCross Country RunningYes
Travel InsuranzCurlingYes
Travel InsuranzCyclingYes
Travel InsuranzDeep Sea FishingYes
Travel InsuranzDinghy SailingYes
Travel InsuranzDog SleddingYes
Travel InsuranzDragon boat racing (including international competition)Yes
Travel InsuranzDry Slope Skiing/BoardingYes
Travel InsuranzElephant Trekking / RidingYes
Travel InsuranzFell RunningYes
Travel InsuranzFell WalkingYes
Travel InsuranzFencingYes
Travel InsuranzFishingYes
Travel InsuranzFivesYes
Travel InsuranzFloorballYes
Travel InsuranzFootball (Soccer)*Yes
Travel InsuranzGaelic FootballYes
Travel InsuranzGo-KartingYes
Travel InsuranzGolfYes
Travel InsuranzGymnasticsYes
Travel InsuranzHandballYes
Travel InsuranzHockeyYes
Travel InsuranzHorse Riding (excluding racing, jumping or competing)Yes
Travel InsuranzHot Air BallooningYes
Travel InsuranzHurlingYes
Travel InsuranzIce Skating excluding Speed SkatingYes
Travel InsuranzInline SkatingYes
Travel InsuranzJet BoatingYes
Travel InsuranzJet SkiingYes
Travel InsuranzJoggingYes
Travel InsuranzKayaking (up to grade 3 rivers )Yes
Travel InsuranzKendoYes
Travel InsuranzLacrosseYes
Travel InsuranzMartial Arts not involving intentional bodily contactYes
Travel InsuranzModern PentathlonYes
Travel InsuranzMotor Cycling*Yes
Travel InsuranzMountain Biking (recreational only. No cover for competitive or non-competitive downhill mountain biking)Yes
Travel InsuranzNetballYes
Travel InsuranzOrienteeringYes
Travel InsuranzOutriggingYes
Travel InsuranzOverland TripsYes
Travel InsuranzPaintballing*Yes
Travel InsuranzParachute Jumping*Yes
Travel InsuranzParagliding*Yes
Travel InsuranzParapenting*Yes
Travel InsuranzParasailing*Yes
Travel InsuranzParascending*Yes
Travel InsuranzPistol ShootingYes
Travel InsuranzPony TrekkingYes
Travel InsuranzQuad Biking*Yes
Travel InsuranzRacketballYes
Travel InsuranzRacketsYes
Travel InsuranzRamblingYes
Travel InsuranzRap Jumping*Yes
Travel InsuranzReenacting (excludes use of live ammunition)Yes
Travel InsuranzRifle ShootingYes
Travel InsuranzRingosYes
Travel InsuranzRoller BladingYes
Travel InsuranzRoller HockeyYes
Travel InsuranzRoundersYes
Travel InsuranzRowingYes
Travel InsuranzRunningYes
Travel InsuranzSafari trekking*Yes
Travel InsuranzSail BoardingYes
Travel InsuranzSailing / Yachting - recreational within territorial watersYes
Travel InsuranzSand Dune surfing / skiingYes
Travel InsuranzScramblingYes
Travel InsuranzScuba Diving (up to 30m depth - see general exclusions)Yes
Travel InsuranzSea CanoeingYes
Travel InsuranzSea KayakingYes
Travel InsuranzShark Diving *Yes
Travel InsuranzShintyYes
Travel InsuranzShootingYes
Travel InsuranzSkate BoardingYes
Travel InsuranzSkiing - snow (subject to you having taken snow sports cover)Yes
Travel InsuranzSky Diving - Tandem*Yes
Travel InsuranzSnorkelingYes
Travel InsuranzSnow sports activities*Yes
Travel InsuranzSoccerYes
Travel InsuranzSoftballYes
Travel InsuranzSquashYes
Travel InsuranzStreet HockeyYes
Travel InsuranzSummer TobogganingYes
Travel InsuranzSurfingYes
Travel InsuranzSwimmingYes
Travel InsuranzTable TennisYes
Travel InsuranzTennisYes
Travel InsuranzTobogganingYes
Travel InsuranzTouch footballYes
Travel InsuranzTrampingYes
Travel InsuranzTrampoliningYes
Travel InsuranzTrekking (up to 4,000 m without ropes, picks or other specialist climbing equipment*)Yes
Travel InsuranzTriathlonYes
Travel InsuranzTug-of-WarYes
Travel InsuranzVia Ferrata (using established routes and fixed apparatus)Yes
Travel InsuranzVolleyballYes
Travel InsuranzWakeboardingYes
Travel InsuranzWalkingYes
Travel InsuranzWar GamesYes
Travel InsuranzWater PoloYes
Travel InsuranzWater SkiingYes
Travel InsuranzWhite Water Canoeing / Rafting (up to Grade 4)Yes
Travel InsuranzWindsurfingYes
VirginZorbingNo - You must purchase Adventure Pack add on
VirginAbseilingNo - You must purchase Adventure Pack add on
VirginAnimal conservation and handling (under supervision)No - You must purchase Adventure Pack add on
VirginBattle re-enactment (but not with firearms)No - You must purchase Adventure Pack add on
VirginCave/river tubingNo - You must purchase Adventure Pack add on
VirginCaving/potholingNo - You must purchase Adventure Pack add on
VirginContact sports (including any form of rugby, Australian Rules football or American football)No - You must purchase Adventure Pack add on
VirginDeep sea fishingNo - You must purchase Adventure Pack add on
VirginDiving underwater using an artificial breathing apparatus at a depth no greater than 30 metres (you must hold an open water diving licence recognised in Australia or dive under licensed instruction)No - You must purchase Adventure Pack add on
VirginExpeditions to or on the Kokoda Track/TrailNo - You must purchase Adventure Pack add on
VirginFlying fox/zip liningNo - You must purchase Adventure Pack add on
VirginHiking, trekking or tramping, peaking at altitudes from 3,000 metres up to 6,000 metres, where specialist climbing equipment is not requiredNo - You must purchase Adventure Pack add on
VirginMartial arts (but not training)No - You must purchase Adventure Pack add on
VirginOutdoor rock climbing (with ropes and appropriate safety gear)No - You must purchase Adventure Pack add on
VirginQuad biking (but only single rider)No - You must purchase Adventure Pack add on
VirginSailing from 11 to 15 nautical miles off any land massNo - You must purchase Adventure Pack add on
VirginShooting (but only moving target, e.g. clay pigeon)No - You must purchase Adventure Pack add on
VirginSurface water activities in rivers or rapids graded IV or V under the International Scale of River Difficulty.No - You must purchase Adventure Pack add on
VirginTandem parachuting, tandem sky diving, tandem hang gliding, tandem gliding and tandem paragliding (but you must be with a licensed instructor for all these activities)No - You must purchase Adventure Pack add on
VirginUse of motorcycles with engine capacities greater than 250 ccYes
VirginAqua zorbingYes
VirginArcheryYes
VirginBicycling (but not bicycle motorcross (BMX) or downhill mountain biking)Yes
VirginBungee jumping or canyon swingingYes
VirginCamel, donkey or elephant riding (under appropriate supervision)Yes
VirginDancingYes
VirginDiving underwater using an artificial breathing apparatus at a depth no greater than 10 metres (you must hold an open water diving licence recognised in Australia or dive with an instructor licensed for these activities)Yes
VirginDog sleddingYes
VirginFishing (on land or within 2 nautical miles of a land mass)Yes
VirginFor example, sight-seeing, picnics, photography and museum or art gallery visits)Yes
VirginGo-kartingYes
VirginGolfYes
VirginGym activities (but not powerlifting)Yes
VirginGymnastics (but not competitions)Yes
VirginHorse riding (but not competitions, equestrian events, steeple chasing, jumping, or polo)Yes
VirginIce skating on a rink (but not including competitive skating, racing, speed skating, and tour skating)Yes
VirginIndoor rock climbing (under appropriate supervision)Yes
VirginLeisure activities (meaning any activities involving minimal physical exertion that is undertaken for relaxation or pleasure.Yes
VirginMotorcycle, scooter or moped riding (restrictions apply - refer to General Exclusion A.12)Yes
VirginOrienteeringYes
VirginPaintball (with eye protection)Yes
VirginRacing on foot for distances up to and including full marathon (42.2 kilometres or 26.2 miles)Yes
VirginRacquet and ball sports not involving physical contactYes
VirginRegulated or licensed ballooningYes
VirginSafari (under appropriate supervision) but not huntingYes
VirginSailing up to 10 nautical miles off any land massYes
VirginShark cage diving (subject to diving restrictions listed above)Yes
VirginShooting (fixed target only)Yes
VirginSkateboarding, roller skating, inline skating (but not including vert skating or acrobatics)Yes
VirginSnorkellingYes
VirginSoccerYes
VirginSurface water activities (other than sailing) up to 2 nautical miles off any land massYes
VirginSurface water activities in rivers or rapids graded I, II or III under the International Scale of River Difficulty, or lakes or canalsYes
VirginTrack and field athleticsYes
VirginWalking, hiking, trekking or tramping, peaking at altitudes up to 3,000 metres where specialist climbing equipment is not required (but not expeditions to or on the Kokoda Track/Trail).No - You must purchase Snow pack
WebjetSnow sportsYes
WebjetAqua zorbingYes
WebjetArcheryYes
WebjetBicycling (but not bicycle motorcross (BMX) or downhill mountain biking)Yes
WebjetBungee jumping or canyon swingingYes
WebjetCamel, donkey or elephant riding (under appropriate supervision)Yes
WebjetDancingYes
WebjetDiving underwater using an artificial breathing apparatus at a depth no greater than 10 metres (you must hold an open water diving licence recognised in Australia or dive with an instructor licensed for these activities)Yes
WebjetDog sleddingYes
WebjetFishing (on land or within 2 nautical miles of a land mass)Yes
WebjetFor example, sight-seeing, picnics, photography and museum or art gallery visits)Yes
WebjetGo-kartingYes
WebjetGolfYes
WebjetGym activities (but not powerlifting)Yes
WebjetGymnastics (but not competitions)Yes
WebjetHorse riding (but not competitions, equestrian events, steeple chasing, jumping, or polo)Yes
WebjetIce skating on a rink (but not including competitive skating, racing, speed skating, and tour skating)Yes
WebjetIndoor rock climbing (under appropriate supervision)Yes
WebjetLeisure activities (meaning any activities involving minimal physical exertion that is undertaken for relaxation or pleasure.Yes
WebjetMotorcycle, scooter or moped riding (restrictions apply - refer to General Exclusion A.12)Yes
WebjetOrienteeringYes
WebjetPaintball (with eye protection)Yes
WebjetRacing on foot for distances up to and including full marathon (42.2 kilometres or 26.2 miles)Yes
WebjetRacquet and ball sports not involving physical contactYes
WebjetRegulated or licensed ballooningYes
WebjetSafari (under appropriate supervision) but not huntingYes
WebjetSailing up to 10 nautical miles off any land massYes
WebjetShark cage diving (subject to diving restrictions listed above)Yes
WebjetShooting (fixed target only)Yes
WebjetSkateboarding, roller skating, inline skating (but not including vert skating or acrobatics)Yes
WebjetSnorkellingYes
WebjetSoccerYes
WebjetSurface water activities (other than sailing) up to 2 nautical miles off any land massYes
WebjetSurface water activities in rivers or rapids graded I, II or III under the International Scale of River Difficulty, or lakes or canalsYes
WebjetTrack and field athleticsYes
WebjetWalking, hiking, trekking or tramping, peaking at altitudes up to 3,000 metres where specialist climbing equipment is not required (but not expeditions to or on the Kokoda Track/Trail).No - You must purchase Adventure Pack add on
WebjetAbseiling;No - You must purchase Adventure Pack add on
WebjetAnimal conservation and handling (under appropriate supervision);No - You must purchase Adventure Pack add on
WebjetBattle re-enactment (but not with firearms);No - You must purchase Adventure Pack add on
WebjetCave/river tubing;No - You must purchase Adventure Pack add on
WebjetCaving/potholing;No - You must purchase Adventure Pack add on
WebjetContact sports (including any form of rugby, Australian Rules football or American football);No - You must purchase Adventure Pack add on
WebjetDeep sea fishing;No - You must purchase Adventure Pack add on
WebjetDiving underwater using an artificial breathing apparatus at a depth no greater than 30 metres (you must hold an open water diving licence recognised in Australia or dive under licensed instruction);No - You must purchase Adventure Pack add on
WebjetExpeditions to or on the Kokoda Track/Trail;No - You must purchase Adventure Pack add on
WebjetFlying fox/zip lining;No - You must purchase Adventure Pack add on
WebjetHiking, trekking or tramping, peaking at altitudes from 3,000 metres up to 6,000 metres, where specialist climbing equipment is not required;No - You must purchase Adventure Pack add on
WebjetMartial arts (but not training);No - You must purchase Adventure Pack add on
WebjetOutdoor rock climbing (with ropes and appropriate safety gear);No - You must purchase Adventure Pack add on
WebjetQuad biking (but only single rider);No - You must purchase Adventure Pack add on
WebjetSailing from 11 to 15 nautical miles off any land mass;No - You must purchase Adventure Pack add on
WebjetShooting (but only moving target, e.g. clay pigeon);No - You must purchase Adventure Pack add on
WebjetSurface water activities in rivers or rapids graded IV or V under the International Scale of River Difficulty;No - You must purchase Adventure Pack add on
WebjetTandem parachuting, tandem sky diving, tandem hang gliding, tandem gliding and tandem paragliding (but you must be in tandem with a licensed instructor for all these activities); andNo - You must purchase Adventure Pack add on
WoolworthsUse of motorcycles with engine capacities greater than 250 cc.Yes
WoolworthsRecreational cyclingNo - You must purchase winter sports cover
WoolworthsBig foot SkiingNo - You must purchase winter sports cover
WoolworthsCat skiingNo - You must purchase winter sports cover
WoolworthsCross - country skiing (along a designated cross country ski route onlyNo - You must purchase winter sports cover
WoolworthsGlacier skiingNo - You must purchase winter sports cover
WoolworthsHeli-skiingNo - You must purchase winter sports cover
WoolworthsIce Hockey (not competitive)No - You must purchase winter sports cover
WoolworthsIce SkatingNo - You must purchase winter sports cover
WoolworthsLugeing -iceNo - You must purchase winter sports cover
WoolworthsMono skiingNo - You must purchase winter sports cover
WoolworthsOff-piste skiing - with professional snow sport instructor/guideNo - You must purchase winter sports cover
WoolworthsSkiing (recreational only)No - You must purchase winter sports cover
WoolworthsSnowmobilingNo - You must purchase winter sports cover
WoolworthsTobogganingNo - You must purchase comprehensive cover
Worldcarebungee jumpingNo - You must purchase comprehensive cover
WorldcarecanyoningNo - You must purchase comprehensive cover
Worldcarescuba divingNo - You must purchase comprehensive cover
WorldcareskiingNo - You must purchase comprehensive cover
WorldcaresurfingNo - You must purchase comprehensive cover
Yougowhitewater raftingYes
YougoAbseilingYes
YougoArcheryYes
YougoBallooningYes
YougoBungy jumpingYes
YougoFlying foxYes
YougoHorse ridingYes
YougoJet boatingYes
YougoJet skiingYes
YougoKayakingYes
YougoParaglidingYes
YougoParasailingYes
YougoSkydivingYes
YougoSnorkellingYes
YougoWhite water raftingYes
YougoWorking holidaysYes
YougoSkiingNo - You must purchase winter sports cover
YougoSnowboardingNo - You must purchase winter sports cover
YougoSnowmobilingNo - You must purchase winter sports cover
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