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Securing travel insurance for your Netherlands trip will cover you for a variety of situations including if your flights get delayed, luggage gets lost or if you fall ill overseas.
Like most travel destinations, there are a fair few risks involved in travelling to the Netherlands, which is why you'll want travel insurance for your trip. There is a reciprocal health care agreement in place between the Netherlands and Australia, but this does have its limitations. Keep reading to find out more.
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Australia has a Reciprocal Health Care Agreement (RCHA) with a number of European countries including the Netherlands. This allows Australian visitors to access the local public health system for emergency medical treatment. But while the Dutch health system is of a high standard, it would not be wise to rely on the RHCA alone. It only covers certain things and does not cover;
For this reason, you should not rely on the RCHA and should ensure you have travel insurance with overseas medical and hospital cover before visiting the Netherlands.
Choosing the right level of travel insurance for the Netherlands is as simple as asking yourself 5 questions:
While the Netherlands is generally a safe country to visit, there are plenty of good reasons to have comprehensive travel insurance in case the unexpected should happen. With cover for medical emergencies, lost belongings and trip cancellations and delays, you can rest easy and enjoy all this beautiful country has to offer.
A normal comprehensive travel insurance policy will provide the following benefits and exclusions:
Exclusions
As part of the EU, the Netherlands uses the Euro as its currency. It's always a good idea to have some cash to hand, as well as a travel card to avoid hefty charges from ATMs.
Using a card for your transactions is a better way to go in the Netherlands, as there are ATMs everywhere and cards are accepted in most establishments. If you choose to use a credit card, be aware that you will be charged a conversion fee every time you use it and also a withdrawal fee. The main advantage of using a credit card is that it provides security through its zero-liability guarantee, which reimburses you if you fall victim to fraud.
A better alternative is a travel card, which allows you to load and spend Euros without incurring a currency conversion fee, although you will still pay reloading and ATM fees.
Your adventures in Netherlands are just a few clicks away. Find savings on accommodation, holiday packages and tours.
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*The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing travel insurance policies. $21 price is for a 3 day trip for a 25 year old traveller. This price may be subject to change
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