
Worried about COVID-19?
You're not the only one. Travel insurance companies are now offering some cover for coronavirus. So you can travel with more peace of mind.
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A trip to Europe is expensive enough. The last thing you want is the added stress (and cost!) of replacing all your luggage if it gets lost, or forking out thousands of dollars for unexpected medical bills if you get a bad bout of the flu.
The best travel insurance will protect you from situations like these and many others, like having your passport stolen, needing to cancel your trip due to a nasty fall in the snow, avoiding a sky-high excess if you crash a rental car and paying for someone to be by your side if you're hospitalised.
*Quote of $4/day based on a 30-year-old traveller going to Europe for 15 days and getting a basic travel insurance policy. Quote retrieved on 31 October 2021.
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You're not the only one. Travel insurance companies are now offering some cover for coronavirus. So you can travel with more peace of mind.
There's no such thing as a singular best policy that works for everyone, but here are a few questions to ask yourself in your search for the best travel insurance for Europe:
While there's no such thing as the "best" travel insurance that will work for EVERY traveller going to Europe, there are definitely policies that are better than others. To give you an idea of how to compare and find the best policy for you, take a look at these comprehensive policies available on Finder and what they offer:
Policy name | Emergency medical assistance | Cancellation fees and lost deposits | Luggage & Personal Effects | Excess | Price | Get Quote |
---|---|---|---|---|---|---|
Tick Travel Insurance Top | Unlimited | $20,000 | $7,500 | $200 | $54.67 | Get quote |
Zoom Travel Insurance Comprehensive | Unlimited | Unlimited | $7,500 | $200 | $66.10 | More info |
Online Travel Insurance Comprehensive | Unlimited | As selected | $10,000 | $200 | $55.88 | More info |
Virgin Money Comprehensive | Unlimited | As selected | $10,000 | $200 | $80.68 | More info |
Holiday Rescue Comprehensive | Unlimited | $50,000 | $5,000 | $100 | $69.84 | More info |
Fast Cover Comprehensive | Unlimited | Unlimited | $10,000 | $200 | $76.70 | Get quote |
1Cover Comprehensive | Unlimited | Unlimited | $15,000 | $200 | $75.98 | More info |
World2Cover Top Cover | Unlimited | Unlimited | $15,000 | $100 | $80.40 | Get quote |
Travel With Jane Comprehensive | Unlimited | $25,000 | $10,000 | $100 | $103.04 | More info |
Insureandgo Gold Policy | Unlimited | Unlimited | $8,000 | $200 | $81.68 | Get quote |
The above prices are based on a 35-year old travelling to Europe for 14 days and choosing a comprehensive policy, taken on 30 July 2019. For the most accurate pricing, please use the quote engine above.
Common incidents and occurrences covered by most travel insurance plans include the following:
Before you travel anywhere, check out Smartraveller where you can find travel advice associated with the country you are travelling to. Knowing the situation in a country before you decide to travel there will dramatically influence what type of insurance you need to buy.
Back to topGenerally, travel insurance covers the following European countries:
Common losses insurance companies exclude from cover can include the following. If in doubt, contact your insurer for clarification and confirmation.
Europe is packed with adventurous activities from skiing in Switzerland to cycling around Italy. Most standard insurance policies won't automatically cover things like vehicle hire and snow equipment. You usually have to add optional extras or buy specific insurance cover. Some additional types of cover you might need include the following:
The process for making a claim differs with each provider. You can usually make a claim online or over the phone. You may need to follow specific procedures, such as calling an emergency phone number or obtaining documents to provide proof of the incident, which the claims member will advise you of. The following are some tips to make the claims process easier:
Find out more about travel insurance claims
If you find yourself in an emergency in Europe, the following are some helpful contacts:
Compare European travel insurance
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