Finder makes money from featured partners, but editorial opinions are our own.

Schengen travel insurance

Trips of over 90 days generally require a visa and adequate travel insurance.

What you need to know

  • A requirement for obtaining a Schengen Visa is to have insurance covering you for medical costs of €30,000.
  • Travel insurance can cover you for unlimited medical expenses in all 27 Schengen countries.
  • You need to have travel insurance in place if you are travelling for more than 90 days.

Compare travel insurance for Schengen countries

Use a comma or space to separate ages. Add kids under the age of 1 by typing a “0” 0 traveller(s)


By submitting this form, you agree to our Privacy & Cookies Policy and Terms of Service

How needs travel insurance for the Schengen zone

The Schengen Zone is an area made up of 27 European countries and states with open borders and a common visa policy. Australians can travel to, from and within the Schengen Zone for up to 90 days.

For trips longer than that, you'll need to get a visa with one of the individual Schengen countries. A common visa condition for trips that long is that you have travel insurance with at least €30,000 in medical benefits and repatriation back to Australia, including in the case of death.

Travel insurance brands that meet Schengen visa requirements for longer stays

BrandMeets requirements?Details of coverApply
Medibank Travel Insurance

Medibank

  • Yes
  • Overseas Medical Expenses: Unlimited
  • Repatriation of remains: €30,000
Bonus
Get quote
Freely Logo

Freely

  • Yes
  • Overseas Medical Expenses: Unlimited
  • Repatriation of remains: €30,000
Bonus
Get quote
Zoom logo

Zoom

  • No
  • Overseas Medical Expenses: Unlimited
  • Repatriation of remains: $15,000
Get quote
Fast Cover Logo

Fast Cover

  • No
  • Overseas Medical Expenses: Unlimited
  • Repatriation of remains: $20,000
Finder AwardBonus
Get quote
Insure4Less Travel Insurance Logo

Insure4less

  • Yes
  • Overseas Medical Expenses: Unlimited
  • Repatriation of remains: Unlimited
Get quote
Travel Insuranz Travel Insurance Logo

Travel Insuranz

  • Yes
  • Overseas Medical Expenses: Unlimited
  • Repatriation of remains: Unlimited
Get quote
insureandgo

InsureandGo

  • Yes
  • Overseas Medical Expenses: Unlimited
  • Repatriation of remains: $50,000
Finder AwardBonus
Get quote
Tick Logo

Tick

  • Yes
  • Overseas Medical Expenses: Unlimited
  • Repatriation of remains: $50,000
Bonus
Get quote
World2Cover Logo

World2cover

  • No
  • Overseas Medical Expenses: Unlimited
  • Repatriation of remains: $20,000
Get quote
Covermore logo

Cover-More

  • Yes
  • Overseas Medical Expenses: Unlimited
  • Repatriation of remains: Up to $60,000
Bonus
Get quote
Southern Cross LogoSCTI

Southern Cross

  • No
  • Overseas Medical Expenses: Unlimited
  • Repatriation of remains: $15,000
Finder Award
Get quote
Travel with Kit Logo

Travel With Kit

  • No
  • Overseas Medical Expenses: Unlimited
  • Repatriation of remains: Up to $20,000
More info
Travel with Jane Logo

Travel With Jane

  • No
  • Overseas Medical Expenses: Unlimited
  • Repatriation of remains: Up to $20,000
More info
Travel Insurance Saver

Travel Insurance Saver

  • Yes
  • Overseas Medical Expenses: Unlimited
  • Repatriation of remains: Unlimited
Get quote
Easy Travel Insurance

Easy

  • Yes
  • Overseas Medical Expenses: Unlimited
  • Repatriation of remains: €30,000
Get quote
Stella travel insurance logo

Stella

  • No
  • Overseas Medical Expenses: Unlimited
  • Repatriation of remains: $20,000
Bonus
Get quote
Australia Post

Australia Post

  • Yes
  • Overseas Medical Expenses: Unlimited
  • Repatriation of remains:€30,000
Get quote

Note: This information was last updated September 2023

Which countries are within the Schengen Agreement?

Why you can trust Finder's travel insurance experts

free

We're free

Our travel insurance engine is completely free to use. You pay the same as buying directly from the insurer. Better still, we regularly run exclusive deals that you won't find on any other site.
expert advice

We're experts

We've researched and reviewed almost every travel insurer on the market as part of our Finder Awards and our in-house experts regularly appear on Sunrise, 7News and various news publications.
independent

We're independent

Unlike other comparison sites, we're not owned by an insurer. That means our opinions are our own and we work with lots of travel insurance brands, making it easier for you to find a good deal.
help

We're here to help

Since 2014, we've helped over one million people find travel insurance by explaining your options simply. We'll never ask for your number or email to see prices. We're here to help you make a decision.

Frequently asked questions

More guides on Finder

Ask a Question

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our 1. Terms Of Service and 6. Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site