ROLLiN’ car insurance review

The monthly-subscription style of cover from ROLLiN' car insurance could appeal to young people and others who enjoy flexibility with their cover.

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Our Verdict

  • ROLLiN' won't hit you with an additional excess based on your age – instead, it offers a flat excess of $800 per listed driver
  • The flexibility of your contract means you can leave at short-notice if your needs change. You won't be locked into an annual policy
  • No roadside assistance option and you won't be able to choose your own mechanic for repairs

Review by our senior insurance writer James Martin

ROLLiN' car insurance options

While some car insurers will try to sell you a few different cover types, that's not the case with ROLLiN'. The Insurance Australia Group (IAG)-backed provider offers one comprehensive plan that's easy to understand and free from faff. ROLLiN' works like a monthly subscription service that you can leave at any time if you choose to.

More on the features of Rollin' comprehensive car insurance

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Standard features

ROLLiN' car insurance policies come with a number of features such as:

  • Theft, fire and third party damage
  • Up to $20 million in legal liability cover
  • accidental collisions
  • Lifetime repair guarantee
  • New car replacement - if your car's written off with less than 15k on the odometer
  • One claim on windscreen, sunroof and window glass damage
  • Up to $500 to cover essential emergency repairs
  • Up to $500 in emergency travel and accomodation costs
  • Up to $1,000 in keys and locks
  • Up to $1,000 in trailer cover
  • Baby seats
  • Transport costs of up to $80 per day for up to 21 days
  • Towing costs
  • Storage costs
  • 14-day cooling off period

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Exclusions

All policies have incidents they won't cover you for. This generally includes:

  • Your car being used for any unlawful purpose
  • Your car being used in racing, trials or rallies
  • Claims related to off-road usage
  • Your car being used in connection with the motor trade (except for repairing or servicing)
  • Too many passengers or towing a load that's too heavy
  • Your car being driven by someone under the influence of alcohol or drugs
  • Your car being driven in an unsafe, unroadworthy or overloaded condition
  • Tyre damage caused by punctures, bursts or cuts
  • Carrying or storing explosives or flammables
Don't forget, you'll generally need to pay an excess to make a claim on your insurance. This is what you need to pay upfront towards the cost of a claim. Your excess option will be stated when you sign up.

Bottom line about ROLLiN' car insurance

This provider's key USP is alluded to in its name – rolling. Yes, you'll enjoy the flexibility of a contract that won't keep you tied down if your needs change at short notice. And you can feel assured you'll be covered for a host of covers as ROLLiN'offers comprehensive cover. But you'll want to keep an eye on the fine print: while the standard excess is $800, you'll have to fork out $3,000 for any unlisted drivers who are involved in an accident while driving your car.

This provider only offers one policy option, so you may want to check out more car insurance policies.

FAQs about ROLLiN' car insurance

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