RAC Travel Insurance Deals for April 2018

Are you an RAC member? Save on travel cover with RAC Travel Insurance deals

Originally an association for motoring enthusiasts, the Royal Automotive Club (RAC) now provides a range of automotive services, courses and policies, including discounted travel insurance plans for its members.

Whether you’re travelling around Australia or to an exotic destination far away from home, it’s important to protect yourself and your travelling party with a good travel insurance policy. In the case of a medical emergency or theft of property while on holidays, you can claim for expenses or losses incurred.

Interested in other travel insurance discounts?

Tick Travel Insurance	Exclusive Get 10% off all Tick Travel Insurance policies	Coupon code expires 29 Apr 2021	Want to save more on your Tick Travel Insurance policy? Simply enter this code to receive a 10% discount on your cover.	Last verified 14 Feb 2018	Show code fi**** After the store tab opens, come back to copy the code
YouGo Travel Insurance Deals	Exclusive Save 10% on YouGo Travel Insurance		Get 10% off your YouGo travel insurance cover with this exclusive coupon code. Offer available for a limited time only!	Last verified 8 Mar 2018	Show code YO**** After the store tab opens, come back to copy the code
Fast Cover Travel Insurance Deals	Get 5% off travel insurance with Fast Cover		Get 5% off your travel insurance when you use this coupon code.	Last verified 6 Nov 2017	Show code CO**** After the store tab opens, come back to copy the code
1Cover	Your chance to win a $5,000 shopping spree in April!	Deal expires 29 Apr 2018	Buy a travel insurance policy by April 30 to go into the weekly draw to win $5,000 worth of Westfield Gift Cards.	Last verified 10 Apr 2018	Get deal

What policies are available from RAC Travel Insurance ?

International comprehensive

The most comprehensive policy available from RAC Travel insurance provides cover for:

International Essentials

This policy provides the necessary cover for overseas travel with lower maximum payouts and personal liability. You are covered for:

International Medical-Only

Domestic

This policy provides no cover for medical emergencies. All claims related to medical and dental expenses must be filed with your private health insurance.

Annual Multi-trip

Ideal for frequent travelling, this policy covers an unlimited number of journeys within the period of insurance. You will be asked to choose your area of travel for the insurance period.

Pros and Cons of RAC Travel Insurance

How do I make a claim with RAC Travel Insurance?

1. Give immediate notice. Get in touch with the insurer as soon as possible to report the incident and file a claim. You can download the claims form from the RAC website or submit your claim online on the Travel Insurance Partners website. Penalties may be levied against you if you wait too long and deliberately delay the process.

2. Supply all necessary documentation. Besides your Claims form and Certificate of Insurance, you will also need to produce police reports, medical reports, receipts and proof of ownership.

3. Duty of disclosure. Your travel insurance policy will be granted or refused based on the information you provide. It’s important to be as honest and complete as possible in answering questions. If your information is found to be false or incomplete, any claims will be rejected and your policy may be cancelled.

RAC Travel Insurance FAQ

Q. Why is travel insurance so important?

• A. If something goes wrong before or during your holiday, you are liable for thousands of dollars in medical bills, transportation costs and replacing valuable items. With travel insurance in place, the costs incurred in these cases would be covered by the terms of your contract.

Q. How is my premium calculated?

• A. The amount you pay is based on your destination, the number of people insured on the policy, the plan you choose and personal factors. The amount also includes government taxes and fees for changes you make to the terms of your policy.

Q. Which domestic options are available?

• A. You can choose between three options: full domestic cover, a plan covering rental vehicle excess or a domestic cancellation plan. Rental vehicle excess and cancellation are automatically covered under the international policies.

Q. Which additional options are available?

• A. Policies can be upgraded with additional cover, including increasing your excess to lower your premium. Optional extras can be bought to insure electronic equipment, riding a moped or motorcycle and snow sports.

Q. What about pre-existing medical conditions?

• A. Not all pre-existing medical conditions are automatically covered, so be sure to read the product disclosure statement (PDS). If your condition isn’t covered, you can apply for additional insurance, subject to the insurer’s approval.

Q. Who underwrites RAC Travel Insurance?

• A. RAC travel insurance is underwritten by Great Lakes Reinsurance.

Q. Can I cancel my RAC Travel insurance policy if I’m not happy with it?

• A. You have a cooling-off period of 15 working days during which you can change your mind about whether or not you want the policy. If cancelled during this period, you will receive a full refund.

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