RAC Travel Insurance promo code for October 2019

Originally an association for motoring enthusiasts, the Royal Automotive Club (RAC) now provides a range of automotive services, courses and policies, including discounted travel insurance plans for its members.

Whether you’re travelling around Australia or to an exotic destination far away from home, it’s important to protect yourself and your travelling party with a good travel insurance policy. In the case of a medical emergency or theft of property while on holidays, you can claim for expenses or losses incurred.

RAC Travel Insurance discount codes and coupons

Interested in other travel insurance discounts?

Budget Direct Travel Insurance Deals

Get 15% off your policy and a chance to win $5,000

Go into a draw to win $5,000 and get 15% off your travel insurance. T&C's apply.

Last verified 2 Oct 2019

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Deal ends 31 Oct 2019

Qantas Travel Insurance Deals

Earn 1,000 bonus Qantas Points

When you purchase an annual multi-trip travel insurance policy. T&C's apply.

Last verified 2 Oct 2019

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InsureandGo

10% off travel insurance

Use this coupon code to save 10% on your travel insurance.

Last verified 2 Oct 2019

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Australia Post Travel Insurance

Get 10% off travel insurance

Get 10% off your policy when when you use this code

Last verified 1 Oct 2019

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Tick Travel Insurance

Exclusive

Get 5% off all Tick travel insurance policies

Only on Finder: use this code to get a 5% discount.

Last verified 2 Oct 2019

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Fast Cover Travel Insurance Deals

Get 5% off travel insurance with Fast Cover

Get 5% off your travel insurance when you use this coupon code.

Last verified 2 Oct 2019

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Medibank Travel Insurance Deals

Your chance to win $10,000 eftpos gift card

Purchase Medibank travel insurance policy by 15 November 2019 to enter the draw. Plus, Medibank health members can save 15% on the travel insurance policy.

Last verified 3 Oct 2019

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Deal ends 15 Nov 2019

YouGo Travel Insurance Deals

Exclusive

Save 10% on YouGo travel insurance

Get 10% off YouGo travel insurance with this exclusive code.

Last verified 2 Oct 2019

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iTrek Travel Insurance Deals

Save 5% on iTrek travel insurance

Get 5% off your travel insurance when you use this coupon code.

Last verified 2 Oct 2019

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1Cover

Save up to $50 on annual travel insurance

Buy a Frequent Traveller policy and save.

Last verified 1 Oct 2019

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Popular Travel Insurance Deals - Coupons coupon codes

What policies are available from RAC Travel Insurance ?

International comprehensive

The most comprehensive policy available from RAC Travel insurance provides cover for:

International Essentials

This policy provides the necessary cover for overseas travel with lower maximum payouts and personal liability. You are covered for:

International Medical-Only

Domestic

This policy provides no cover for medical emergencies. All claims related to medical and dental expenses must be filed with your private health insurance.

Annual Multi-trip

Ideal for frequent travelling, this policy covers an unlimited number of journeys within the period of insurance. You will be asked to choose your area of travel for the insurance period.

Pros and Cons of RAC Travel Insurance

How do I make a claim with RAC Travel Insurance?

1. Give immediate notice. Get in touch with the insurer as soon as possible to report the incident and file a claim. You can download the claims form from the RAC website or submit your claim online on the Travel Insurance Partners website. Penalties may be levied against you if you wait too long and deliberately delay the process.

2. Supply all necessary documentation. Besides your Claims form and Certificate of Insurance, you will also need to produce police reports, medical reports, receipts and proof of ownership.

3. Duty of disclosure. Your travel insurance policy will be granted or refused based on the information you provide. It’s important to be as honest and complete as possible in answering questions. If your information is found to be false or incomplete, any claims will be rejected and your policy may be cancelled.

RAC Travel Insurance FAQ

Q. Why is travel insurance so important?

• A. If something goes wrong before or during your holiday, you are liable for thousands of dollars in medical bills, transportation costs and replacing valuable items. With travel insurance in place, the costs incurred in these cases would be covered by the terms of your contract.

Q. How is my premium calculated?

• A. The amount you pay is based on your destination, the number of people insured on the policy, the plan you choose and personal factors. The amount also includes government taxes and fees for changes you make to the terms of your policy.

Q. Which domestic options are available?

• A. You can choose between three options: full domestic cover, a plan covering rental vehicle excess or a domestic cancellation plan. Rental vehicle excess and cancellation are automatically covered under the international policies.

Q. Which additional options are available?

• A. Policies can be upgraded with additional cover, including increasing your excess to lower your premium. Optional extras can be bought to insure electronic equipment, riding a moped or motorcycle and snow sports.

Q. What about pre-existing medical conditions?

• A. Not all pre-existing medical conditions are automatically covered, so be sure to read the product disclosure statement (PDS). If your condition isn’t covered, you can apply for additional insurance, subject to the insurer’s approval.

Q. Who underwrites RAC Travel Insurance?

• A. RAC travel insurance is underwritten by Great Lakes Reinsurance.

Q. Can I cancel my RAC Travel insurance policy if I’m not happy with it?

• A. You have a cooling-off period of 15 working days during which you can change your mind about whether or not you want the policy. If cancelled during this period, you will receive a full refund.

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