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Service One offers a single Visa credit card option with a low interest rate, interest-free days on purchases and mobile payments through Apple Pay, Google Pay and Samsung Pay. You can use this guide to learn more about the credit card and banking with Service One.
The Service One Visa credit card has a 12.24% p.a. interest rate that's competitive with other low rate credit cards. It also has a $45 annual fee, with other key features including a fraud-monitoring and detection system, Visa Secure verification for online shopping and interest-free days on purchases if you pay your entire balance by the due date on each statement.
Some of the features and benefits you can get with a Service One credit card include:
If you have an existing credit card debt you want to transfer to a new Service One credit card, you can get an introductory interest rate of 8% p.a. on balance transfers for the first 8 months. At the end of the introductory period, any remaining balance transfer debt will attract the card's 12.24% p.a. interest rate. As some other credit cards offer introductory 0% interest rates for balance transfers, make sure you compare a few options before you decide to apply.
You can use a Service One Alliance Bank credit card in-person, online, over the phone or at ATMs where you see the Visa logo. When you're shopping in-store, you can tap to pay without entering at PIN if the purchase is less than $100. When you're shopping online, you'll get the added protection of Visa Secure at participating merchants, which helps prevent unauthorised transactions. You also get access to exclusive deals on shopping, dining, entertainment and travel through Visa Offers + Perks, with the latest deals listed on the Visa website.
If you have an Apple Pay, Google Pay or Samsung Pay account, you can add your Service One credit card and make payments straight from your mobile phone or other compatible device.
Keep track of your account balance, transfer funds between Service One accounts and update your details with Internet banking, mobile banking and a mobile app. You can also bank over the phone by calling Service One on 1300 361 761 or visit a branch.
Service One offers 24/7 fraud monitoring and detection for your account. There's also 24/7 support if your card is lost or stolen. In Australia, call 1300 361 761 during office hours or 1800 648 027 after hours. Overseas, call +61 2 8299 9101.
You can apply for a Service One Visa credit card online by filling in a secure application form on the bank's website. Before you apply, make sure you meet the following eligibility criteria and have all the documents and details you'll need to complete the application:
If you have any questions about the application or Service One credit cards, call the bank on 1300 361 761 or visit a branch.
A no annual fee Visa card that offers a competitive interest rate, interest-free days on purchases and Visa benefits.