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Nova Alliance Bank offers a low-cost Visa credit card with straightforward features and mobile wallet options. This member-owned bank is based in Newcastle and is part of a network of social enterprise banks, known collectively as Alliance Banks. Here, we go through the key details for the Nova Alliance Bank Visa credit card, as well as the features you'll get when you have an account with this bank.
The Nova Alliance Bank Visa credit card gives you an introductory 6% p.a. interest rate for the first 6 months, then an ongoing rate of 11.99% p.a. that is competitive with other low rate cards. While some cards charge different interest rates for purchases and cash advances, the Nova Alliance Bank credit card charges the same interest rate for all transactions. This helps keep the account features simple.
This card can be used anywhere Visa is accepted and has an added layer of protection for online shopping with Visa Secure authentication at participating businesses. It also offers a relatively low annual fee of $45, interest-free days on purchases and mobile payments with Apple Pay, Google Pay and Samsung Pay.
Some of the key features you can look forward to with Nova Alliance Bank include:
The Nova Alliance Bank Visa credit card offers an introductory 6% p.a. interest rate for the first 6 months, then a low ongoing interest rate for all your purchases and cash advances. This can help you keep interest costs down if you carry a balance.
You can tap-and-pay with the Nova Alliance Bank credit card at any business that accepts contactless payments. If you have a compatible mobile device, you can also add this card to your digital wallet with Apple Pay, Google Pay or Samsung Pay.
As a Visa card, you can use the Nova Alliance Bank credit card to make payments online, in person and over the phone through Visa's worldwide card network. You also get the benefit of zero liability for fraudulent transactions, and Visa Secure to help verify online purchases by adding an extra authentication step with participating businesses. Plus, exclusive deals on shopping, dining, travel and more through Visa Offers + Perks.
You can check your balance, make payments and manage your account whenever you want with Internet banking or the Nova Alliance Bank mobile app. You can also call Nova Alliance Bank on (02) 4926 1428 or send an email to info@novaalliancebank.com.au.
Nova Alliance Bank is part of a group of social enterprise banks, which means its profits go back to members and community causes. The Alliance Bank network has a strategic partnership with Bendigo and Adelaide Bank (the parent of Bendigo Bank) and has committed $5.1 million to community initiatives through its Do Good Fund.
If you've compared your options and want to get the Nova Alliance Bank Visa credit card, you can apply online by filling in a secure application form on the bank's website. You can also download and print an application form.
You can get started now by making sure you meet the eligibility criteria and have all the documents and details needed for the application.
If you have any questions or want to check on your application at any time, you can call Nova Alliance Bank on 02 49261428 or email info@novaalliancebank.com.au.
This Visa credit card offers a low interest rate, a $45 annual fee and mobile payments with Apple Pay, Google Pay and Samsung Pay.