Regional Australia Bank Credit Cards

Compare the features of Regional Australia Bank credit cards, including low rates.

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Regional Australia Bank

Key takeaways

  • Regional Australia Bank is a member-owned bank that has had operations across regional NSW since 1969.
  • It currently offers one credit card: the low-cost Your Choice Credit Card.

Compare Regional Australia Bank credit cards

Purchase rate p.a. Bonus points Points per $ spent Interest-free period Balance transfer rate p.a. Annual fee
Regional Australia Bank Your Choice Credit Card image
Purchase rate p.a.
14.69%
Bonus points
N/A
Points per $ spent
N/A
Interest-free period
Up to 55 days on purchases
Balance transfer rate p.a.
14.69%
Annual fee
$40
Enjoy up to 55 days interest-free on purchases, a low minimum credit limit of $500 and Visa payWave capabilities.
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Benefits of getting a Regional Australia Bank credit card

If you choose a Regional Australia Bank credit card, you can look forward to features and benefits that include:

Banking options

You can manage your Regional Australia Bank credit card at any time using Internet banking or the mobile app. You can also call the phone banking service on 1300 363 777 or visit one of the branches in NSW.

Visa benefits

You can use a Regional Australia Bank credit card to shop in store, online or over the phone anywhere Visa is accepted. When you're shopping online, you'll get the added protection of Visa Secure to help verify your transactions with participating businesses. You can also take advantage of exclusive offers on shopping, dining, travel, entertainment and more through Visa Offers + Perks, with the latest deals listed on the Visa Australia website.

How to apply for a Regional Australia Bank credit card

Applying for a credit card online is fast and easy. You'll need to be at least 18 years of age and meet the card's eligibility criteria. For more about eligibility, the kinds of documentation you'll need and the factors that can affect whether your card application is approved, check out our full guide to applying for a credit card.

Credit card brands similar to Regional Australia Bank

If you want a card from a member-owned bank or one with connections to a specific region of Australia, here are 3 other credit card providers you could compare:

Frequently asked questions

Sources

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Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024. See full bio

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