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CIRCLE Alliance Bank Credit Cards

Compare CIRCLE Alliance Bank credit cards that offer low-cost features and Visa benefits.

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Circle Alliance Bank

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CIRCLE Alliance Bank offers a Visa credit card that you can use to make payments anywhere Visa is accepted, including overseas, online and for everyday shopping. It has a purchase rate of 14.5% p.a. and also offers up to 55 interest-free days on purchases. Use this guide to learn more about your credit card options with CIRCLE Alliance, as well as the benefits you can get as a member of the bank.

CIRCLE Alliance Bank credit cards

Data indicated here is updated regularly
Name Product Purchase rate Interest-free period Annual fee Balance transfer rate
Circle Visa Credit Card
14.5% p.a.
Up to 55 days on purchases
$60
Receive a low cost credit card and up to 55 days interest free with the power of Visa.
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Type of CIRCLE Alliance Bank credit cards

Low rate card

The CIRCLE Alliance Bank Visa credit card offers a variable interest rate of 14.5% p.a. for both purchases and cash advances. It also has a monthly fee of $5 monthly, which works out to a yearly cost of $60 and is competitive when looking at annual fees for similar credit cards.

The benefits of banking with CIRCLE Alliance

Here's what you can look forward to if you get a CIRCLE Alliance Bank credit card:

  • Discounted rate option

If you have a CIRCLE Alliance Bank Employees Benefit Savings account, you can enjoy a lower interest rate and no monthly fee when you get a CIRCLE Alliance Visa credit card.

  • Visa benefits

As well as worldwide acceptance, a CIRCLE Alliance Bank Visa credit card will give you access to exclusive Visa Offers with partners all around the world, along with movie, concert and live show promotions through Visa Entertainment.

  • Ethical banking

CIRCLE Alliance is a member-owned bank that uses its profits to support community initiatives and charity enterprises. It is also a Certified B Corporation, which means it has been independently assessed by B Corps and meets its high social, environmental and ethical standards.

  • Ethical banking

Link your CIRCLE Alliance credit card with Apple Pay, Samsung Pay or Google Pay and use your compatible device to tap and pay wherever contactless payments are accepted.

How to apply for a CIRCLE Alliance credit card

You can apply for a CIRCLE Alliance credit card online in a few minutes. To get started, make sure you meet the eligibility requirements and have all the documents and details you'll need on hand.

Eligibility criteria

  • Be at least 18 years old
  • Have ongoing income
  • Have good credit history

Documents and details

  • Personal details. This includes your name, date of birth, relationship status, number of dependent children, residential address and email address. You also need to provide your driver's license number or passport details to verify your ID.
  • Employment details. This covers your income, occupation, length of employment and your employer’s name and contact details. You may also need to provide recent payslips, bank statements or your accountant's contact details to help verify these details.
  • Financial information. This covers your assets, such as property, motor vehicles, home contents and savings. You also need to provide details of liabilities and expenses, including mortgage or rental payments, loans, credit cards, utility bills and grocery costs.

Alternatively, you can call CIRCLE Alliance Bank on 1300 553 582 to complete your application.

Frequently asked questions

Want to know more about CIRCLE Alliance Bank credit cards? Check out these answers to common questions or, if you have another question, get in touch with us using the comment form below.

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Credit Cards Comparison

Data indicated here is updated regularly
Name Product Purchase rate Balance transfer rate Annual fee
Citi Rewards Card - Exclusive Offer
21.49% p.a.
0% p.a. for 30 months
$49 annual fee for the first year ($149 p.a. thereafter)
Finder Exclusive
Save on interest with 0% p.a. on balance transfers for 30 months with no balance transfer fee. Plus, a $49 first-year annual fee and Citi Rewards.
Coles No Annual Fee Mastercard
0% for 12 months, reverts to 19.99% p.a.
0% p.a. for 12 months
$0
Save on new and existing interest charges with 0% p.a. on balance transfers and purchases for 12 months.
Qantas American Express Premium Card
20.74% p.a.
$249
Enjoy 100,000 bonus Qantas Points, 50 bonus Status Credits and 2 complimentary Qantas Club lounge invitations per year. Ends 4 November 2020.
Citi Rewards Card - $500 Voucher Offer
21.49% p.a.
0% p.a. for 12 months
$99 annual fee for the first year ($199 p.a. thereafter)
Get a $500 e-voucher to spend at Myer, JB Hi-Fi or Coles when you spend $3,000 in the first 90 days. Plus, earn points with the Citi Rewards Program.
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* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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