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CIRCLE Alliance Bank Credit Cards
Compare CIRCLE Alliance Bank credit cards that offer low-cost features and Visa benefits.
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Most of the time when you pull out a credit card, it's just to make a payment. But what if you could get other benefits too?
CIRCLE Alliance Bank offers a Visa credit card that you can use to make payments anywhere Visa is accepted, including overseas, online and for everyday shopping. It has a purchase rate of 14.5% p.a. and also offers up to 55 interest-free days on purchases. Use this guide to learn more about your credit card options with CIRCLE Alliance, as well as the benefits you can get as a member of the bank.
CIRCLE Alliance Bank credit cards
Type of CIRCLE Alliance Bank credit cards
Low rate card
The CIRCLE Alliance Bank Visa credit card offers a variable interest rate of 14.5% p.a. for both purchases and cash advances. It also has a monthly fee of $5 monthly, which works out to a yearly cost of $60 and is competitive when looking at annual fees for similar credit cards.
The benefits of banking with CIRCLE Alliance
Here's what you can look forward to if you get a CIRCLE Alliance Bank credit card:
Discounted rate option
If you have a CIRCLE Alliance Bank Employees Benefit Savings account, you can enjoy a lower interest rate and no monthly fee when you get a CIRCLE Alliance Visa credit card.
Visa benefits
As well as worldwide acceptance, a CIRCLE Alliance Bank Visa credit card will give you access to exclusive Visa Offers with partners all around the world, along with movie, concert and live show promotions through Visa Entertainment.
Ethical banking
CIRCLE Alliance is a member-owned bank that uses its profits to support community initiatives and charity enterprises. It is also a Certified B Corporation, which means it has been independently assessed by B Corps and meets its high social, environmental and ethical standards.
Ethical banking
Link your CIRCLE Alliance credit card with Apple Pay, Samsung Pay or Google Pay and use your compatible device to tap and pay wherever contactless payments are accepted.
How to apply for a CIRCLE Alliance credit card
You can apply for a CIRCLE Alliance credit card online in a few minutes. To get started, make sure you meet the eligibility requirements and have all the documents and details you'll need on hand.
Eligibility criteria
- Be at least 18 years old
- Have ongoing income
- Have good credit history
Documents and details
- Personal details. This includes your name, date of birth, relationship status, number of dependent children, residential address and email address. You also need to provide your driver's license number or passport details to verify your ID.
- Employment details. This covers your income, occupation, length of employment and your employer’s name and contact details. You may also need to provide recent payslips, bank statements or your accountant's contact details to help verify these details.
- Financial information. This covers your assets, such as property, motor vehicles, home contents and savings. You also need to provide details of liabilities and expenses, including mortgage or rental payments, loans, credit cards, utility bills and grocery costs.
Alternatively, you can call CIRCLE Alliance Bank on 1300 553 582 to complete your application.
Frequently asked questions
Want to know more about CIRCLE Alliance Bank credit cards? Check out these answers to common questions or, if you have another question, get in touch with us using the comment form below.
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Credit Cards Comparison
* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.
