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BDCU Alliance Bank Credit Cards

Compare the features of BDCU Alliance Bank credit cards including low rates, interest-free days and mobile payments.

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BDCU Alliance Bank

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BDCU Alliance Bank offers one credit card option, a low rate Visa that you can use to make payments in-store, online or over the phone. If you have Apple Pay, Google Pay or Samsung Pay, you can also add this card to your account and shop straight from your mobile phone or device. You can use this guide to learn more about the BDCU Alliance Bank Visa credit card, along with other features you'll get if you join the bank.

BDCU Alliance Bank credit cards

Data indicated here is updated regularly
Name Product Purchase rate Interest-free period Annual fee Balance transfer rate
BDCU Visa Credit Card
7.99% for 6 months, reverts to 12.49% p.a.
Up to 44 days on purchases
12.49% p.a.
A no-frills Visa card with up to 44 days interest-free on purchases and a low minimum credit limit of $1,000.

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Types of credit cards from BDCU Alliance Bank

  • Low rate credit card

The BDCU Alliance Bank Visa charges the same interest rate for all transactions. It offers an introductory rate of 7.99% for the first 6 months, which then reverts to a variable rate of 12.49% p.a. This can help you save on interest charges if you carry a balance from month to month, but it's worth comparing a range of low rate credit cards to help you find one that works for you.

The benefits of a BDCU Alliance Bank credit card

If you're interested in a credit card from BDCU Alliance Bank, here are some of the key benefits and features you'll get access to:

  • Visa benefits

You can use a BDCU credit card in person, online or over the phone, with worldwide acceptance through the Visa network. When you're in a store, you can tap to pay and won't need to enter a PIN if the purchase is under $100. Online, you'll get added protection through Visa Secure. You also get access to exclusive shopping, dining, entertainment and travel offers through Visa Offers + Perks, with the latest deals listed on the Visa Australia website.

  • Digital wallets

You can link your BDCU Alliance Bank credit card with Apple Pay, Google Pay or Samsung Pay, then make contactless payments from your smartphone or other compatible device.

  • Banking options

Check your credit card balance and manage your account at any time with Internet banking, the BDCU mobile app or by calling the phone banking service on 1300 367 500. If you use the BDCU mobile app, you can even lock or unlock your credit card if you ever lose it and want to look for it.

How to apply for a BDCU Alliance Bank credit card

You can apply for a BDCU Alliance Bank credit card online by filling in a secure application form on the bank's website. Before you get started, check that you meet the following eligibility criteria and have all the documents and details you need to complete the application.

Eligibility criteria

  • Australian residency status. You should be an Australian citizen or permanent resident.
  • Age. You must be at least 18 years of age.
  • Income. You should have a regular income and stable job.

Documents and details

  • Personal details. This includes your full name, date of birth, residential address, email address and phone number. You also need to provide a valid form of ID, such as your driver's licence or passport.
  • Employment details. As well as your salary, you'll need to include details about your employment status and your employer's contact information. You may also need to provide recent payslips or bank statements to help verify these details.
  • Financial details. This covers any other forms of income, along with other assets such as savings or investments. You also need to provide details about your existing credit cards, loans, other debts and your regular household expenses such as rent, mortgage payments and utility bills.

If you have any questions about the application process, you can call the BDCU Alliance Bank team on (02) 4860 4000 (Mon-Fri, 9am-5pm) or visit your nearest branch.

Frequently asked questions

Have a question about BDCU Alliance Bank credit cards? Here you'll find answers to some of the most common ones. If there's something else you'd like to know, you can also get in touch using the comment box below.

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More guides on Finder

  • BDCU Visa Credit Card

    A low rate Visa credit card from BDCU which offers you a more secured way of banking while enjoying low interest rates and 44 interest-free days on purchases.

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Credit Cards Comparison

Data indicated here is updated regularly
Name Product Purchase rate Balance transfer rate Annual fee
Citi Rewards Card - Exclusive Offer
21.49% p.a.
0% p.a. for 30 months
$49 annual fee for the first year ($149 p.a. thereafter)
Finder Exclusive
Save on interest with 0% p.a. on balance transfers for 30 months with no balance transfer fee. Plus, a $49 first-year annual fee and Citi Rewards.
Coles No Annual Fee Mastercard - Exclusive Offer
0% for 12 months, reverts to 19.99% p.a.
0% p.a. for 12 months
Finder Exclusive. Ends 29 October 2020
Save on new and existing interest charges with 0% interest on both balance transfers and purchases for the first 12 months.
Qantas American Express Premium Card
20.74% p.a.
Enjoy 100,000 bonus Qantas Points, 50 bonus Status Credits and 2 complimentary Qantas Club lounge invitations per year. Ends 4 November 2020.
Citi Rewards Card - $500 Voucher Offer
21.49% p.a.
0% p.a. for 12 months
$99 annual fee for the first year ($199 p.a. thereafter)
Get a $500 e-voucher to spend at Myer, JB Hi-Fi or Coles when you spend $3,000 in the first 90 days. Plus, earn points with the Citi Rewards Program.

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* The credit card offers compared on this page are chosen from a range of credit cards has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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