Get the Finder app 🥳

Connect your accounts & save

Coles Gift Cards

Coles offers a variety of gift cards that you can buy and use at the supermarket, at other retailers and with partner brands. Discover your options here.


Fact checked

Whether it’s a birthday, farewell party, graduation or even a seasonal event like Christmas, a gift card provides flexibility for people to get what they really want. A wide range of retailers allow you to buy gift cards both in-store and online, including supermarket giant Coles.

Here, we look at the different gift card options available from Coles and the key features to consider so that you can choose an option that suits your needs.

What types of gift cards does Coles offer?

Coles offers the following types of gift cards to suit different spending habits and needs:

  • Store and experience gift cards. Coles offers a range of gift cards for brands including iTunes, Bunnings, Google Play, rebel, Only 1 Visa, Event Cinemas, Village Cinemas, JB Hi-Fi and many more. Note that every store won't offer the same selection of third party gift cards so you may want to call your local location before heading in.
  • Coles Gift Card. These gift cards are designed to be used for purchases at Coles supermarkets, Coles Central and BI-LO. Load values range from $5 to $500, and each card comes with a PIN for security. However, Coles Gift Cards cannot be used at Coles Express or Liquorland.
  • Coles Group & Myer Gift Card. These cards offer a greater variety of spending options and customisable designs. Coles Group & Myer gift cards are accepted at Coles, Coles Central, Coles Express, Myer, Target, Kmart, BI-LO, Liquorland, Vintage Cellars, 1st Choice Liquor, Officeworks and Kmart Tyre & Auto services. Card design themes include birthdays, weddings, celebrations, Mother’s Day and Father’s Day.
  • Coles Express Gift Card. Designed as a fuel gift card, this option is accepted at selected Coles Express service stations across the country. It can be used to pay for Shell fuel, as well as groceries available in-store.
  • Coles Gift Mastercard. This Coles-branded gift card can be used around the world, anywhere that Mastercard is accepted. It costs $5 to purchase and can be loaded with up to $1,000.
  • eGift cards. Coles offers digital eGift cards that are accepted at Coles, Target, Kmart or Officeworks.

What should I consider before buying or using a Coles gift card?coles-gift-card

If you’re thinking of giving someone a gift card from Coles or have received one, take note of the following factors:

  • Store acceptance. Most Coles gift cards can only be used for spending at specific stores. The Coles Gift Mastercard is the only option that is accepted as a payment option around the world. Keep this in mind and check the acceptance before making a purchase so you can choose a gift card that suits your needs.
  • Load amounts. There is a minimum load amount of $5 for Coles-branded gift cards. When it comes to maximum load amounts, the Coles Gift Mastercard allows you to load up to $1,000, while other Coles gift cards allow you to load up to $500 of value.
  • Expiry. Coles gift cards are valid for two years from the date of issue. Any balance remaining on the card after this date will not be available for use. You can check the expiry date of your card by visiting the service desk in-store at Coles, or by calling 1300 304 990.
  • Lost or stolen cards. Coles gift cards are treated as cash and will not be replaced or refunded if they are lost or stolen.
  • Faulty or damaged cards. Faulty or damaged Coles gift cards will not be reissued unless the faults are a result of the production process or otherwise due to the fault of Coles Group, its agents or contractors or a participating retailer.
  • Purchasing fee. The Coles Gift Mastercard costs $5 to buy. Other Coles gift cards do not have a fee for purchase, but may attract additional charges for postage if bought online.
  • No cash out. You won’t be able to use your Coles gift card to get cash out at the checkout. You also won’t be able to use a gift card to purchase other gift cards.
  • Credit card fees. If you buy your gift card with a credit card, it will usually be processed as a cash advance transaction and attract additional fees.
  • No rewards. Coles gift cards are not eligible to earn flybuys points. Similarly, if you use a reward credit card to buy a Coles gift card, you won’t earn points for the payment.

Comparison of Coles Credit Cards

Data indicated here is updated regularly
Name Product Purchase rate (p.a.) Interest Free Period Annual fee Balance transfer rate Balance transfer rate
Coles No Annual Fee Mastercard
19.99% p.a.
Up to 55 days on purchases
$0 p.a.
0% p.a. for 18 months with 1.5% balance transfer fee
0% p.a. for 18 months with 1.5% balance transfer fee
Earn flybuys points for your spending and save with an ongoing $0 annual fee and 0% p.a. on balance transfers for 18 months.
Coles Low Rate Mastercard
12.99% p.a.
Up to 55 days on purchases
$58 p.a.
0% p.a. for 6 months
0% p.a. for 6 months
Save with a low purchase interest rate, earn flybuys points as you spend and get up to 55 days interest-free.
Coles Rewards Mastercard
19.99% p.a.
Up to 55 days on purchases
$99 p.a.
0% p.a. for 18 months with 1.5% balance transfer fee
0% p.a. for 18 months with 1.5% balance transfer fee
Earn 2 flybuys points / $1 spent and save with a 0% balance transfer offer. Plus, 0% international transaction fees on purchases.

Compare up to 4 providers

While Coles offers a wide variety of gift cards suited to different occasions and needs, they all have specific terms and conditions that should be considered before you make a purchase. If you’re interested in gift cards that can be used elsewhere, you may also want to consider a Woolworths WISH gift card that offers different store acceptance options to Coles.

Images: Shutterstock and Coles.

Back to top

Related Posts

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

4 Responses

  1. Default Gravatar
    CliftonNovember 17, 2018

    Can I buy groceries at a coles supermarket using a coles Express gift card

    • Avatarfinder Customer Care
      CharisseNovember 18, 2018Staff

      Hi Clifton,

      Thanks for reaching out to finder.

      Unfortunately, Coles Express gift card can only be used to pay for Shell fuel and groceries available in-store at selected Coles Express service stations across the country.

      Coles Gift Cards and Coles Group & Myer Gift Cards however, can be used in purchasing groceries and produce at Coles supermarkets nationwide.

      I hope this helps.


  2. Default Gravatar
    BrianMay 30, 2018

    Can u buy cigarettes with a gift card at Coles?

    • Avatarfinder Customer Care
      JhezMay 30, 2018Staff

      Hello Brian,

      Thank you for your comment.

      According to Coles gift card terms and conditions, it cannot be redeemed for alcohol, tobacco, phone cards, Paysafe or other gift cards at Coles Supermarkets and Coles Central. The card cannot be redeemed at Coles Online, Coles Express or Liquorland.

      Therefore, cigarettes cannot be bought using Coles gift card.


Credit Cards Comparison

Data indicated here is updated regularly
Name Product Purchase rate (p.a.) Balance transfer rate Annual fee
HSBC Platinum Credit Card - Balance Transfer Offer
19.99% p.a.
0% p.a. for 22 months
$129 p.a.
Save with a 22-month balance transfer offer. Plus, lounge passes, travel insurance and an annual fee refund when you spend an eligible $6k/year.
ANZ Low Rate - Exclusive Offer
12.49% p.a.
0% p.a. for 25 months with 1.5% balance transfer fee
$0 p.a. annual fee for the first year ($58 p.a. thereafter)
Finder Exclusive
Save with 0% p.a on balance transfers for 25 months (with a 1.5% BT fee) and $0 first year annual fee.
Bankwest Zero Platinum Mastercard
17.99% p.a.
2.99% p.a. for 9 months
$0 p.a.
Offers a $0 annual fee, 0% foreign transaction fees, complimentary international travel insurance and a balance transfer offer.
ANZ Frequent Flyer Black
20.24% p.a.
20.24% p.a.
$425 p.a.
Earn 100,000 bonus Qantas Points, 75 bonus Status Credits and $150 back when you spend $3,000 in the first 3 months with this premium card.

Compare up to 4 providers

* The credit card offers compared on this page are chosen from a range of credit cards has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

Ask a question
Go to site