Get exclusive money-saving offers and guides
Straight to your inbox
By signing up, you agree to the Finder Privacy & Cookies Policy and Terms of Use, Disclaimer & Privacy Policy.
Card Types
Credit Cards Tips
- Best Balance Transfers
The most competitive 0% p.a. credit card offers of 2020.
- Card Finder Quiz
Not sure what type of card is right for you? Take our quick quiz.
- 60 Second Approval
Get an instant answer on your credit card application.
- Free Credit Score
Get your credit score and report for free through Finder.
Coles Gift Cards
Coles offers a variety of gift cards that you can buy and use at the supermarket, at other retailers and with partner brands. Discover your options here.
We’re committed to our readers and editorial independence. We don’t compare all products in the market and may receive compensation when we refer you to our partners, but this does not influence our opinions or reviews. Learn more about Finder .
Whether it’s a birthday, farewell party, graduation or even a seasonal event like Christmas, a gift card provides flexibility for people to get what they really want. A wide range of retailers allow you to buy gift cards both in-store and online, including supermarket giant Coles.
Here, we look at the different gift card options available from Coles and the key features to consider so that you can choose an option that suits your needs.
What types of gift cards does Coles offer?
Coles offers the following types of gift cards to suit different spending habits and needs:
- Store and experience gift cards. Coles offers a range of gift cards for brands including iTunes, Bunnings, Google Play, rebel, Only 1 Visa, Event Cinemas, Village Cinemas, JB Hi-Fi and many more. Note that every store won't offer the same selection of third party gift cards so you may want to call your local location before heading in.
- Coles Gift Card. These gift cards are designed to be used for purchases at Coles supermarkets, Coles Central and BI-LO. Load values range from $5 to $500, and each card comes with a PIN for security. However, Coles Gift Cards cannot be used at Coles Express or Liquorland.
- Coles Group & Myer Gift Card. These cards offer a greater variety of spending options and customisable designs. Coles Group & Myer gift cards are accepted at Coles, Coles Central, Coles Express, Myer, Target, Kmart, BI-LO, Liquorland, Vintage Cellars, 1st Choice Liquor, Officeworks and Kmart Tyre & Auto services. Card design themes include birthdays, weddings, celebrations, Mother’s Day and Father’s Day.
- Coles Express Gift Card. Designed as a fuel gift card, this option is accepted at selected Coles Express service stations across the country. It can be used to pay for Shell fuel, as well as groceries available in-store.
- Coles Gift Mastercard. This Coles-branded gift card can be used around the world, anywhere that Mastercard is accepted. It costs $5 to purchase and can be loaded with up to $1,000.
- eGift cards. Coles offers digital eGift cards that are accepted at Coles, Target, Kmart or Officeworks.
What should I consider before buying or using a Coles gift card?
If you’re thinking of giving someone a gift card from Coles or have received one, take note of the following factors:
- Store acceptance. Most Coles gift cards can only be used for spending at specific stores. The Coles Gift Mastercard is the only option that is accepted as a payment option around the world. Keep this in mind and check the acceptance before making a purchase so you can choose a gift card that suits your needs.
- Load amounts. There is a minimum load amount of $5 for Coles-branded gift cards. When it comes to maximum load amounts, the Coles Gift Mastercard allows you to load up to $1,000, while other Coles gift cards allow you to load up to $500 of value.
- Expiry. Coles gift cards are valid for two years from the date of issue. Any balance remaining on the card after this date will not be available for use. You can check the expiry date of your card by visiting the service desk in-store at Coles, or by calling 1300 304 990.
- Lost or stolen cards. Coles gift cards are treated as cash and will not be replaced or refunded if they are lost or stolen.
- Faulty or damaged cards. Faulty or damaged Coles gift cards will not be reissued unless the faults are a result of the production process or otherwise due to the fault of Coles Group, its agents or contractors or a participating retailer.
- Purchasing fee. The Coles Gift Mastercard costs $5 to buy. Other Coles gift cards do not have a fee for purchase, but may attract additional charges for postage if bought online.
- No cash out. You won’t be able to use your Coles gift card to get cash out at the checkout. You also won’t be able to use a gift card to purchase other gift cards.
- Credit card fees. If you buy your gift card with a credit card, it will usually be processed as a cash advance transaction and attract additional fees.
- No rewards. Coles gift cards are not eligible to earn Flybuys points. Similarly, if you use a reward credit card to buy a Coles gift card, you won’t earn points for the payment.
Comparison of Coles Credit Cards
While Coles offers a wide variety of gift cards suited to different occasions and needs, they all have specific terms and conditions that should be considered before you make a purchase. If you’re interested in gift cards that can be used elsewhere, you may also want to consider a Woolworths WISH gift card that offers different store acceptance options to Coles.
Images: Shutterstock and Coles.
Back to top
More guides on Finder
-
Financial Fitness Challenge Week 3: How to get the most out of a credit card
How to cut debt and make your credit card work for you.
-
You can now use eftpos cards with Samsung Pay
The new partnership offers a number of benefits, including instant payments.
-
Where to buy gift cards with Afterpay online in Australia
Stuck on gift ideas or short on cash? See our comprehensive list of which online retailers offer gift cards with Afterpay.
-
Diners Club Business Card
The Diners Club Business Card can be used to earn points per $1 with over 35 million merchants – including Officeworks, Qantas and Woolworths.
-
Diners Club Personal Card
Diners Club offers a competitive rewards program, travel and shopping perks and can be used at businesses including Coles, Woolworths and Target.
-
Credit cards vs buy now pay later
Both buy now pay later plans and credit cards give you ways to pay off purchases over time – here's how they compare.
-
Square Payments & Payroll review Australia
Square offers simple ways for businesses to accept card payments, along with a range of other services including payroll.
-
Why “no interest” credit cards are really “monthly fee” cards
How to use this new credit option to your advantage.
-
CommBank Neo card
A new type of credit card to the Australian market, the CommBank Neo doesn’t charge any interest but has a monthly fee instead. Find out more in our comprehensive review.
-
NAB StraightUp: How credit cards are changing in a buy now pay later world
As more people turn to Afterpay and other services, NAB is one of the credit card providers making changes.
Ask an Expert
4 Responses
Credit Cards Comparison
* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.
Can I buy groceries at a coles supermarket using a coles Express gift card
Hi Clifton,
Thanks for reaching out to finder.
Unfortunately, Coles Express gift card can only be used to pay for Shell fuel and groceries available in-store at selected Coles Express service stations across the country.
Coles Gift Cards and Coles Group & Myer Gift Cards however, can be used in purchasing groceries and produce at Coles supermarkets nationwide.
I hope this helps.
Cheers,
Charisse
Can u buy cigarettes with a gift card at Coles?
Hello Brian,
Thank you for your comment.
According to Coles gift card terms and conditions, it cannot be redeemed for alcohol, tobacco, phone cards, Paysafe or other gift cards at Coles Supermarkets and Coles Central. The card cannot be redeemed at Coles Online, Coles Express or Liquorland.
Therefore, cigarettes cannot be bought using Coles gift card.
Regards,
Jhezelyn