We currently don't have that product, but here are others to consider:
How we picked theseWe assess multiple product features for transaction accounts from over 100 providers and assign each product a score out of 10.
A travel debit card is a regular debit card with features designed for travel. For example, the card may charge no international transaction fees on overseas purchases or no overseas ATM fees. Or, it may allow you to hold different currencies as well as AUD.
The debit card is attached to a bank account with your own money, and you can only spend what's available in the account. You can use the debit card to make purchases in stores or to withdraw cash from ATMs while you're overseas, just like you would here in Australia.
These debit cards either won or were named as finalists in the 2025 Finder Banking Awards for the Best Global Debit Card category.
The HSBC Everyday Global Account has no account keeping fees, no international transaction fees and access to free ATMs around the world. However what really makes this account a great travel option is that you can hold up to 10 different currencies. This allows you to top up on a particular currency while the exchange rate is good, then spend in that local currency while you're overseas.
The HSBC Everyday Global Account has no account keeping fees, no international transaction fees and access to free ATMs around the world. However what really makes this account a great travel option is that you can hold up to 10 different currencies. This allows you to top up on a particular currency while the exchange rate is good, then spend in that local currency while you're overseas.
Highly commended 
The Macquarie Transaction Account has no account keeping fees, no international ATM fees and pays a refund on any local ATM fees charged. Plus, you can earn interest on balances up to $250,000 in your account without needing to meet any conditions. So you can earn interest while you travel.
The Macquarie Transaction Account has no account keeping fees, no international ATM fees and pays a refund on any local ATM fees charged. Plus, you can earn interest on balances up to $250,000 in your account without needing to meet any conditions. So you can earn interest while you travel.
The Suncorp Everyday Options account has no monthly account keeping fees, no international transaction fees and no overseas ATM withdrawal fee by Suncorp (the ATM operator fees may still apply though). You can also link up to 9 sub accounts to your main account which could help you manage your travel expenses and budget for your holiday.
The Suncorp Everyday Options account has no monthly account keeping fees, no international transaction fees and no overseas ATM withdrawal fee by Suncorp (the ATM operator fees may still apply though). You can also link up to 9 sub accounts to your main account which could help you manage your travel expenses and budget for your holiday.
"The good part about the ability to hold multiple currencies is that you can transfer money before you go. So when the Australian dollar is strong against a particular currency, I transfer money into that account, and then when I go, I just spend in local currency. That way, I'm not getting hit with a potentially higher exchange rate, or being forced to spend in AUD and charged for the conversion."
Look for a debit card with no monthly account keeping fee.
This is charged by your bank when you use your card at an overseas ATM, and can be as much as $5 (or more) per transaction on top of the fee charged by the ATM operator. It's best to look for a debit card without this fee, if possible.
This is charged by your bank when a currency conversion is needed (e.g.: when using your AUD card to make purchases in the UK). This fee can be as high as 4% of the transaction value. Luckily, there are several Australian debit cards that don't charge this fee.
It's handy to choose a debit card from a bank that has a good mobile baking app, which you can use overseas to keep an eye on your account and transfer money if needed.
Some debit cards allow you to hold multiple currencies at once. This is handy for travelling as it allows you to load up on the currency you need ahead of your trip while the exchange rate is good.
Being able to link the debit card to Apple Pay or Google Pay could be helpful while you're travelling if you don't want to keep your physical debit card on you.
Some debit cards will come with a 'card lock' feature in the attached mobile banking app that allows you to temporarily freeze or lock your card if you've misplaced it while travelling.
Unlike debit cards which only allow access to the money in your account, a travel credit card offers a line of credit for you to spend what you need and then repay at the end of the payment period (usually monthly). This can be helpful to manage cashflow while you're travelling, so you know you'll always have money available.
However, if you don't repay it in full, you'll be charged interest at a fairly high rate. There are also annual fees and other charges for credit cards that debit cards don't have.
Some credit cards allow you to earn points or other rewards as you spend, which could end up allowing you to upgrade your flights from economy or use a special airport lounge. Some credit cards also offer things like complimentary travel insurance, which isn't offered with a debit card.
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Which debit card charges no atm fees while in uk..
Hi Maureen,
Thanks for your question.
You might want to check the list of Travel Debit Cards, which might be of assistance to you. You can compare travel debit cards directly on the page. The Citibank Plus Everyday Account featured on this page does not charge ATM withdrawal fees at any Citibank branded ATMs around the world, including the UK.
Hope this helps.
Clarizza