
Get exclusive travel offers and guides
Straight to your inbox
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Travel insurance is a necessity when you travel, regardless of the reason for your trip or how long you’re travelling.
That’s why, even if you’re coming to Australia on a visa, you should have travel cover, not just while moving here, but for any trips you plan to take while you’re here.
This guide looks at 457 travel insurance in general and work-sponsored 457 insurance in particular and outlines the cover you’ll need to travel, live and work in Australia.
Brand | Cover for travel into Australia? | Cover for trips out of Australia? | Apply |
---|---|---|---|
![]() |
|
| |
![]() |
|
| |
![]() |
| Yes, provided you
| |
![]() |
|
| |
![]() |
|
| |
![]() |
|
|
Australian insurers offer non-resident travel insurance to the holders of a number of different visas including:
Travel is rife with unforeseen risks and 457 travel insurance will cover you against a range circumstances. While the level of cover will depend on your insurer and the policy you choose, 457 travel insurance usually covers:
To qualify for 457 travel insurance, you will need to satisfy eligibility requirements. These include:
The 457 visa allows skilled workers to travel to Australia to work for an approved sponsor in a nominated occupation for up to four years. To be eligible for this visa, the following criteria must be met:
If you have been living and working in Australia on a 457 visa, in accordance with Australian law, your employer will have been making compulsory superannuation contributions on your behalf. When your 457 visa expires or is cancelled and you return to your country of origin, you will still be able to claim the money in your Australian superannuation account.
You can do this by applying for what is known as a Departing Australia Superannuation Payment (DASP) from the Australian Taxation Office. If you didn’t claim your super from your fund at least six months before departing Australia, the money would have been sent to the ATO as unclaimed super and upon request, it will be paid to you, minus any taxes owing. The taxed element of the taxable component of a DASP is taxed at rate of 35%, while the untaxed element is taxed at 45%.
You can apply for your DASP online on the ATO website. After verifying your identity and eligibility, the system will search for your unclaimed super, which will be held either with a super fund or with the ATO. Once found and approved, you will usually receive a cheque in the mail within 28 days of your application.
All non-residents visiting Australia on a visa must have adequate health cover, either through a private health insurer or under the RHCA. This is an agreement Australia has with a number of countries including New Zealand, the UK, Ireland, Sweden, the Netherlands, Finland, Italy, Belgium, Malta, Slovenia and Norway. It gives people from these countries access to our public health care services under Medicare including:
As Medicare only covers treatments medically necessary, many 457 visa holders opt to fill in the gaps by taking out private health insurance as well. Typical 457 health insurance will give you extra benefits such as:
If you are planning to live and work in Australia on a 457 visa, 457 travel insurance is a must and, because it is a requirement by insurers, adequate health insurance as well. Luckily, there are plenty of 457 travel insurance options out there. Shop around and find the cover you need at a price you can afford.
Compare cover from Aussie providers for 457 visa holders
Picture: Nicole Hanusek, licensed under Creative Commons Attribution-NonCommercial-ShareAlike 2.0 Generic (image cropped)
What you need to know about starting a fridge repair business in Australia.
Domestic travel insurance could save you thousands of dollars and some serious heartache.
Find out everything you need to know about baby and child car seat laws in Australia.
If you’re looking for the perfect travel backpack, we help you find the best luggage for your next trip.
Designed to help you track business spending, this Bank Australia credit card offers cards for employees and interest-free days on purchases.
Travel insurance isn't just for overseas trips.
Find out if you can still get life insurance if you’re overweight, what your options are and where to get cover.
Find the latest income tax rates set by the ATO
Regaining or improving your mobility can be tough. With online physiotherapy, you can do it from the comfort of your own home.
Whether you’re looking for everyday care or specialist treatment, there are a range of online providers who can help with your healthcare needs.