Argentina Travel Money Guide

Learn how using a combo of travel money products may be the best way to pay your way around Argentina.

Updated

At one end of the Argentine scale, you have Buenos Aires with its street art, nightlife and foodie offering. At the other end, there are sky-spearing mountain ranges and glaciers.

Argentina is a chalk and cheese country, and that rings true when it comes to paying for things along your travels. See why we recommend a combination of travel-friendly cards and cash.

Compare travel money options for Argentina

ATMs are readily available in cities, large towns and tourist resorts, so you can get cash easily in these areas. Plus, most hotels, big restaurants and large shops accept credit and debit cards.

If you're travelling away from big cities, though, you'll need plenty of Argentine pesos at your disposal. Traveller's cheques aren't widely used in the country, so this is a no-go option.

Data indicated here is updated regularly
Name Product Available Currencies ATM Withdrawal Fee Initial Load Fee Reload fee
Travelex Money Card
AUD, USD, CAD, EUR, GBP, HKD, JPY, NZD, SGD, THB

Overseas: $0

Domestic: 2.95% of the amount withdrawn

1.1% of initial load value or $15, whichever is greater
1.1% of transaction value or $15, whichever is greater
Lock in exchange rates for up to 10 currencies, pay no overseas ATM fees and get exclusive merchant offers.
Cash Passport Platinum Mastercard
AUD, USD, CAD, EUR, GBP, HKD, JPY, NZD, SGD, THB, AED
USD $2.50, EUR €2.50, GBP £2.00, NZD $3.50, THB ฿80.00, CAD $3.50, HKD $18.00, JPY ¥260.00, SGD $3.50, AUD $3.50, AED 10.00
$0
$5
Up to 11 currencies on 1 card locked in exchange rates and no load fees.
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Data indicated here is updated regularly
Name Product Foreign Currency Conversion Fee Overseas ATM withdrawal fee Purchase rate (p.a.) Annual fee
Bankwest Zero Platinum Mastercard

0%
$0
17.99% p.a.
$0 p.a.
Offers a $0 annual fee, 0% foreign transaction fees, complimentary international travel insurance and a balance transfer offer.
Coles Rewards Mastercard

0%
$5
19.99% p.a.
$99 p.a.
Earn 2 flybuys points / $1 spent and save with a 0% balance transfer offer. Plus, 0% international transaction fees on purchases.
ING Orange One

2.5%
$2.50
11.99% p.a.
$0 p.a.
Keep costs low with $0 annual fee and 100% foreign transaction fee rebates. Available when you hold or open an Orange Everyday account.
ING Orange One Platinum

2.5%
$2.50
16.99% p.a.
$149 p.a.
Enjoy up to $30 cashback per month and 100% foreign transaction fee rebates. Available when you hold or open an Orange Everyday account.
Westpac Lite Card

0%
9.9% p.a.
$108 p.a.
Keep credit card costs low with a maximum credit limit of $4,000, a 9.9% p.a. purchase interest rate and no foreign transaction fees.
Latitude 28° Global Platinum Mastercard

0%
$0
21.99% p.a.
$0 p.a.
Save with 0% foreign transaction fees on purchases. Plus, complimentary flight delay passes and a global wifi access.
Bankwest Breeze Platinum Mastercard

0%
$0
12.99% p.a.
$99 p.a.
Get 0% interest on balance transfers for 6 months (with a 2% fee), complimentary travel insurance and no foreign transaction fees.
HSBC Low Rate Credit Card

0%
12.99% p.a.
$99 p.a.
Receive up to 20 months interest-free on balance transfers with a 2% BT fee. Also enjoy exclusive offers with the home&Away Privilege Program.
Commonwealth Bank Low Fee Gold Credit Card

0%
0% for 15 months, reverts to 19.74% p.a.
$0 p.a. annual fee for the first year ($89 p.a. thereafter)
Save with 0% p.a. for 15 months on purchases and an ongoing annual fee waiver when you meet the spend requirement. Plus, included insurances.
Skye Mastercard

0%
$0
23.99% p.a.
$99 p.a.
Get 110 days interest-free, 0% foreign transaction fees and flexible instalment plan options.
Bankwest Qantas Platinum Mastercard

0%
$0
20.49% p.a.
$160 p.a.
Enjoy 0% foreign transaction fees, complimentary travel insurances and earn 0.75 Qantas Points per $1 spent on eligible purchases.
Bankwest More Platinum Mastercard

0%
$0
19.99% p.a.
$160 p.a.
Earn 2 More Rewards Points per $1 spent, 75,000 bonus points when you meet the spend requirement and save with 0% foreign transaction fees.
Commonwealth Bank Ultimate Awards Card

0%
20.24% p.a.
$420 p.a.
Earn up to 3 Awards points / $1 spent, save with 0% international transaction fees and gain access to over 1,000 airport lounges.
Bankwest More World Mastercard

0%
$0
19.99% p.a.
$270 p.a.
Earn 115,000 bonus points when you meet the spend requirement, receive complimentary travel insurance and 10 LoungeKey passes per year.
Bankwest Qantas World Mastercard

0%
$0
20.49% p.a.
$270 p.a.
Earn uncapped Qantas Points per $1 spent on eligible purchases, pay 0% foreign transaction fees and receive complimentary travel insurance.
Macquarie Black Card

0%
20.7% p.a.
$149 p.a.
Earn 20,000 bonus Macquarie Reward points and receive a 0% p.a. balance transfer offer for 14 months.
Macquarie Platinum Card

0%
20.7% p.a.
$99 p.a.
Earn 20,000 bonus points and receive a 0% p.a. balance transfer offer for 14 months.
Macquarie Black Card with Qantas Rewards

0%
20.7% p.a.
$149 p.a.
Earn 20,000 bonus Qantas Points and receive a 0% p.a. interest rate on balance transfers for 14 months.
Macquarie Platinum Card with Qantas Rewards

3%
20.7% p.a.
$99 p.a.
Collect 20,000 bonus Qantas Points and enjoy a 0% p.a. balance transfer offer for 14 months.
Macquarie RateSaver Card

0%
15.95% p.a.
$69 p.a.
Receive up to 55 days interest-free on purchases, a 0% p.a. for 14 month balance transfer offer and exclusive offers from Visa Entertainment.
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Data indicated here is updated regularly
$
Name Product Card access ATM Withdrawal Fee Monthly Account Fee Internatonal ATM Fee Foreign transaction fee
HSBC Everyday Global Account
Visa
$0
$0
0%
Special offer: $100 cash bonus for new HSBC customers.
Earn 2% cashback on tap and pay purchases (T&C's apply).
Enjoy no minimum ongoing balance or transaction requirements and the flexibility to hold up to 10 currencies. Apple Pay and Google Pay available.
ING Orange Everyday Account
Visa
$0
$2.50
2.5%
Receive a rebate on any international transaction fees and international ATM fees when you deposit at least $1,000 a month and make at least 5 card purchases.
Citi Global Currency Account
Mastercard
$0
$0
Earn up to 1.4% p.a. interest on your AUD balance.
$0 monthly account fee.
Enjoy one linked debit card to hold up to 10 currencies and receive foreign currencies for free.
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Data indicated here is updated regularly
Name Product Minimum Order Amount Maximum Order Amount Delivery/Pickup Method Commission Fee
Travelex Foreign Currency
$500
$5,000
In Store, At Airport
$0
Travelex makes it easy to exchange and get the best rate on over 40 currencies so you can be prepared for your next holiday.
Foreign Xchange Travel Money
$0
$9,999
In Store, Home Delivery
$0
Order multiple currencies in one transaction and have it delivered directly to your door anywhere in Australia. No delivery fee for orders over $1,000. A $10 flat fee applies to orders less than $1,000.
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Should I bring a pre-paid travel card, credit card or debit card to Argentina?

Travel money optionProsCons
Pre-paid travel money card
  • Protected by a PIN and a chip
  • Pre-load and secure your exchange rate in multiple foreign currencies
  • Accepted worldwide
  • Emergency card replacement and back-up cards
  • Ideal for managing your travel budget
  • You can't load Argentine pesos on many of the prepaid cards available in Australia
  • Although they are accepted, Argentine merchants aren't as familiar with the prepaid card as they are with credit or debit cards
  • Some cards charge you for not using them.
Credit card
  • Protected by a PIN and a chip
  • Access to funds up to your credit limit
  • Benefits include reward points on spending and frequent flyer perks
  • Emergency card replacement
  • Some vendors add up to a 5% surcharge for using a credit card
  • Higher spending limits can seduce you into going over your budget.
Debit card
  • Accepted at most ATMs
  • Accepted at hotels, shops and restaurants in big cities and tourist resorts
  • Protected by a PIN and a chip
  • Good for sticking to a budget
  • Less accepted in remote or less touristy areas
  • Foreign transaction fees often apply
Cash
  • Readily accepted all over the country, especially outside major cities
  • Preferred method of payment
  • US dollars can be exchanged for pesos
  • Convenient
  • Easy to lose
  • Easy to spend
  • Some fake notes in circulation

What's the Argentine currency?

The Argentine peso (ARS/$) is the national currency of Argentina. The peso is subdivided into centavos, which are distributed as coins, and there are 100 centavos in a peso. These coins come in denominations of 1, 5, 10, 25 and 50 centavos. There are also 1 and 2 peso coins as well as 2, 5, 10, 20, 50 and 100 peso notes.

For the last few years, exchange rates have fluctuated quite a bit, hovering around 7 pesos to $1 back in 2015 and dropping down to 28 pesos per $1 in 2018.

Travel money tips for Argentina

  • If you have to pay a fee per withdrawal, keep in mind Argentine ATMs impose limits on the amount you can withdraw in one go. Limits can sometimes be as low as $100 a time.
  • ATMs can sometimes run out of money, so don't pass up the opportunity to withdraw cash if you are running low.
  • Never accept an offer to exchange money from a person on the street. They'll probably offer better exchange rates, but it won't be as safe as the official method.
  • A few scams regarding fake money take place in Argentina. They're not rife, but it's helpful to ensure you know how to spot a fake note before you travel.
  • US dollars are also accepted in several areas across Argentina, and you can be easily exchange dollars for pesos across the country.

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