Finder makes money from featured partners, but editorial opinions are our own.

The Dominican Republic travel insurance

Ready to get moving? See quotes and compare travel insurance policies for The Dominican Republic from over 16 brands

Exercise a high degree of caution
Updated by Smartraveller on 05 Dec 2023

Add kids under the age of 1 by typing a “0” 0 traveller(s)


By submitting this form, you agree to our Privacy & Cookies Policy and Terms of Service


Why do I need travel insurance in The Dominican Republic?

  • It can cover you for emergency medical treatment.
  • It can cover medical expenses caused by injuries and accidents, unless it's from an excluded activity.
  • It can pay for transport to hospital by helicopter or ambulance, as well as medical evacuations back to Australia.
  • If you're renting a car in The Dominican Republic, make sure you have car rental excess cover.
  • Travelling in a foreign country may put your valuables at risk and travel insurance can cover you for lost or stolen items.
  • Terrorism is a risk in The Dominican Republic. A few insurers provide cover for medical and hospital expenses caused by an act of terrorism, including the cost of bringing you back home.

Looking for the best travel insurance for The Dominican Republic? Check out our award winners in 2023

The Dominican Republic travel insurance: Common exclusions

Every travel insurance policy has things you won't be covered for. Common exclusions include:

  • If you purchase cover after the incident has occurred. For example, if you take cover out after you've been injured and need medical attention.
  • Pre-existing medical conditions. If you have any major medical conditions, make sure you let your insurer know before taking out a policy. Otherwise you won't be covered for claims related to that condition.
  • You travel despite government travel advice. For example, if you travel to areas that have a warning from Smartraveller, travel insurance may not cover you.
  • Incidents that occur while you're under the influence of drugs or alcohol. For example, if you go out drinking in Punta Cana, get injured and need medical attention, travel insurance won't cover you.
  • Driving vehicles without a licence. Like Australia, you won't be covered for medical costs or personal liability expenses if you drive without a licence in The Dominican Republic.
Washing machine on fire
Did you know?
Natural disasters such as earthquakes and tsunamis can occur in The Dominican Republic.

Will I be covered for COVID-19?

Travel insurance can cover you for COVID-19 in The Dominican Republic. A policy can cover you for the following:

  • Rearrangement costs if you catch the virus and need to change your plans. Lots of comprehensive travel insurance policies let you claim up to $5,000 towards these expenses.
  • Medical costs due to COVID-19. This can include hospital expenses and RATs if you catch COVID-19 while overseas (but you won't be covered for mandatory PCRs).
  • Expenses if you need to isolate. For example, if you catch COVID while you're overseas and need to push back your flight and stay in your accommodation longer.

How do I get cheap travel insurance for The Dominican Republic?

  • Medical only or basic policies will generally be the cheaper policies on the market.
  • Use exclusive deals or promo codes to get a discount.
  • Opt for a higher excess. This will make your policy cheaper but more expensive if you have to claim.
  • Compare across a handful of travel insurers – they're not all the same.
  • Get the most value by buying your policy early. It means you're covered for longer while paying the same price.
Our best travel insurance policies

When I travel, I don't want to fork out a lot for travel insurance. I always get something above the bare minimum though which usually only covers medical-only expenses. Flight disruptions and delayed luggage are really common, so look for a cheap policy that covers me for these things.

What do I do in emergencies?

For emergencies: call 911 (police), 911 (ambulance) or 911 (fire).

In a medical emergency, call for help and then contact your insurer on their emergency assistance line.

Civil unrest, security risks, threat of terrorist attack and crime are a concern in The Dominican Republic, but you should still be eligible for travel insurance. It won't cover all of these situations but it can help cover medical costs, stolen belongings and much much more.

Why you can trust Finder's travel insurance experts

freeYou pay nothing. Finder is free to use. And you pay the same as going direct. No markups, no hidden fees.
expert adviceYou save time. We spend 100s of hours researching travel insurance so you can sort the gold from the junk faster.
independentYou can trust us. We say it like it is. We aren't owned by an insurer and our opinions are our own.

FAQs about The Dominican Republic

Gary Ross Hunter's headshot
Editor, Insurance & Innovations

Gary Ross Hunter was an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146). See full bio

Gary Ross's expertise
Gary Ross has written 730 Finder guides across topics including:
  • Health, home, life, car, pet and travel insurance
  • Managing the cost of living

More guides on Finder

Ask a Question

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site