Chubb does not cover pre-existing medical conditions or travellers aged 70 or older.
COVID-19 cover is limited and excludes trip changes due to border closures.
Specific add-ons like Cruise or Snow Sports are available but moped cover is excluded.
Our Verdict
Chubb's travel insurance is lacking in some major areas. It's not possible to cover any pre-existing medical conditions and cover isn't available to anyone aged 70 or older, which will rule out many travellers. Further, its cover for COVID-19 is limited so if you want comprehensive protection, you may want to consider a different brand.
Pros
Chubb has a specific Cruise add-on, extending the policy to cover international trips on the high seas.
There is also the option to add Snow Sports cover, protecting travellers when they hit the slopes.
Cons
It's not possible to get cover for moped or scooter riding, which will leave some travellers exposed and at-risk.
There is no cover available for pre-existing medical conditions. Even Chubb warns prospective buyers that, if they have a pre-existing medical condition, the policy might not be right for them.
Compare your travel insurance quotes
Compare travel insurance quotes from 16
brands – that's more than any other site in Australia.
Got a quote before?
What policies does Chubb offer?
Chubb offers four insurance policies to travellers. Essential, Comprehensive, Prestige and Domestic. The insurer of this product is Chubb Insurance Australia Limited. It comes with a cooling-off period of 14 days and choice of $250 standard excess for international plans.
These are some of the main insured events that Chubb will cover. These benefits may only apply to the Prestige International policy.
Overseas medical treatment
Lost, damaged or stolen property
Trip cancellation or amendment
Additional accommodation and transport
Theft of money
Luggage and travel delay
Emergency dental costs
Kidnap and hijack
Personal liability
Accidental death
Optional add-ons
Chubb also offers three add-ons that provide cover for a wider range of risks.
Rental vehicle excess cover. If your rental vehicle is damaged, this benefit will cover the cost of the insurance excess. Does not apply to campervans, motorbikes or scooters.
Cruise Cover. Extends your insurance policy to cover cruises.
Snow Sports Cover. Extends your insurance policy so you're covered on the slopes.
Exclusions
Unfortunately, travel insurance doesn't cover everything. Generally, Chubb will not pay your claim if it relates to:
Unlawful, wreckless or unreasonably unsafe behaviour by you
Behaviour while you were drunk or under the influence of drugs
Expenses related to a pre-existing medical condition
Self-inflicted injury or illness, suicide or attempted suicide
Make sure you review the Chubb PDS for a detailed breakdown of what won't be covered, found under its list of general exclusions.
How to make a Chubb Travel Insurance claim
You can submit your claim online, via Chubb's claims portal.If you need help, you can email Chubb at travel.au@chubb.com or call the helpline on 1800 803 548.
You can also contact Chubb at the following address:
Chubb Insurance Australia Limited GPO Box 4907, Sydney NSW 2001
Frequently asked questions
Chubb covers costs incurred from having to cancel, curtail or change your trip because you contract COVID-19, as long as it's first diagnosed after the policy is issued.
Chubb also provides cover for overseas medical emergency expenses incurred on your overseas trip, and transportation of remains or burial if you die during your trip, as a result of you having contracted COVID-19.
However, there is no cover for trip cancellation, curtailment or change due to border closures caused by COVID-19.
Chubb defines a pre-existing medical condition as any medical or dental condition, illness, injury or disease that you previously required or continue to require treatment for, or that is under investigation at the time the policy is issued.
Yes, Chubb does not offer travel insurance to people aged 70 or older..
Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards.
See full bio
Nicola's expertise
Nicola
has written
247
Finder guides across topics including:
Personal finance
Personal insurance, including car, health, home, life, pet and travel insurance
6 seniors are booked and paid for a 14 day Silver Seas cruise around Japan in November 2022
Our travel agent has obtained a quote from Cover More but recommends we seek a quote from Chubb. Can you help?
Finder
JamesNovember 10, 2021Finder
Hi James,
Please visit Chubb’s website and request a broker so you can discuss your travel plans and insurance needs.
Alternatively, you can get a quote from other providers by using the form above. Click the green ‘Get Quote’ button to get started.
Before applying, don’t forget to read the policy’s Product Disclosure Statement (PDS) so that you’re aware of what you’re covered for, along with any exclusions or restrictions.
I hope this helps!
Regards,
James
ValFebruary 16, 2017
Do you do just a single person coverage
Finder
ZubairFebruary 16, 2017Finder
Hi Val,
Thank you for your question.
If you are asking about Chubb, the answer is yes, they can offer cover for a single person. If this interests you, please go to their website to directly get in touch with them.
If you would like to compare quotes from the travel insurance brands in our panel, please head to the travel insurance home page.
Open that link and on that page, there are travel insurance brands listed on our comparison table. Compare them based on various details. Once you’re done, select the “Go to Site” button to be redirected safely to your chosen lender’s website.
While looking for insurers, please make sure you read the terms and conditions of the policy to learn more and know if it is the right policy for you or not.
I hope this helps. Should you have further questions, please don’t hesitate to reach out again.
InsureandGo Travel Insurance can save you time with a comprehensive range of policies that are easy to digest and understand. Its policies include winter sports coverage plus both single and multiple trip policies.
Our verdict: AllClear Travel Insurance covers globetrotters of any age and more than 1,300 pre-existing medical conditions, including heart complications and diabetes.
Annual travel insurance not only lets you travel worry-free all year, but can also save you time and money in the process.
Important information about this website
Finder is a comparison service. We do not compare every product or every provider in the market.
We make money through commercial arrangements with some of the providers on this site. Products marked 'Sponsored', 'Promoted', 'Featured' or 'Advertisement' appear as a result of a commercial arrangement.
Our editorial content, product reviews and any 'Top Pick' designations are prepared independently of these commercial arrangements.
The default order of products in our tables can be influenced by commercial arrangements. You can re-sort or filter using the controls above each table.
Some content on this site may be generated or supported by AI tools. You should verify details directly with the provider.
Finder is one of Australia's leading comparison websites. We are committed to our readers and stand by our editorial principles.
Our comparison service does not include every product or every provider in the market. Some product issuers offer their products under multiple brands or through associated companies. Where we can, we identify the underlying issuer so you can compare like with like, but you should always check with the provider directly to confirm which brand you are dealing with.
Finder is a comparison website and an intermediary. We are not a product issuer and we do not provide personal financial or credit advice. When you click a link to a product, or apply for a product through our site, you deal directly with the product issuer. We may receive a referral fee, commission or other payment from the issuer if you click through, apply or take out a product. We describe these arrangements in more detail under 'How we make money' below.
Product features, fees, terms and eligibility criteria are set by the product issuer and may change. We rely on information supplied by issuers when we present product details on our site. Before you apply for or take out any product, you should confirm the details directly with the issuer.
We earn revenue from Finder in four principal ways:
Referral fees and commissions. When you click a product link, complete an enquiry form or apply for a product through our site, we may receive a referral fee, commission or other payment from the product issuer. We may also receive payment based on the volume of leads or conversions we send to an issuer.
Sponsored placements. Products marked 'Sponsored', 'Promoted', 'Featured' or 'Advertisement' appear as a result of a commercial arrangement between Finder and the issuer. These labels always indicate a paid placement. We do not use them for editorial choices.
Display advertising. Banner advertising, newsletter advertising and similar display ads on our site are paid by advertisers.
Content sponsorship. Some articles, videos and social media posts are sponsored by an issuer and are clearly labelled as such.
Our editorial opinions, product reviews and any 'Top Pick' designations are prepared independently of these commercial arrangements. A 'Top Pick' is an editorial choice made by our writers and editors based on the criteria described on each comparison page. A 'Top Pick' is not a personal recommendation and does not mean the product is appropriate for your circumstances.
If you would like to know whether we have a commercial arrangement with a specific product issuer, please contact us.
When products are grouped in a table or list, the default order can be influenced by commercial arrangements we have with product issuers. In some categories, sponsored or featured products appear in the top positions of the table by default, and are always labelled as such.
Other factors that influence default order include price, fees and features, and (where relevant) our editorial view of the product.
You can re-sort every comparison table using the controls above the table. You can filter by product features that matter to you. The order you see after re-sorting or filtering is not influenced by commercial arrangements.
Some content on this site is generated or supported by artificial intelligence tools, including our AI-powered assistant FinderBot. AI-generated content may contain errors. Please verify important information directly with the product issuer before making a financial decision. For more information about FinderBot, see the FinderBot Terms of Use and FinderBot Privacy Collection Notice.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
6 seniors are booked and paid for a 14 day Silver Seas cruise around Japan in November 2022
Our travel agent has obtained a quote from Cover More but recommends we seek a quote from Chubb. Can you help?
Hi James,
Please visit Chubb’s website and request a broker so you can discuss your travel plans and insurance needs.
Alternatively, you can get a quote from other providers by using the form above. Click the green ‘Get Quote’ button to get started.
Before applying, don’t forget to read the policy’s Product Disclosure Statement (PDS) so that you’re aware of what you’re covered for, along with any exclusions or restrictions.
I hope this helps!
Regards,
James
Do you do just a single person coverage
Hi Val,
Thank you for your question.
If you are asking about Chubb, the answer is yes, they can offer cover for a single person. If this interests you, please go to their website to directly get in touch with them.
If you would like to compare quotes from the travel insurance brands in our panel, please head to the travel insurance home page.
Open that link and on that page, there are travel insurance brands listed on our comparison table. Compare them based on various details. Once you’re done, select the “Go to Site” button to be redirected safely to your chosen lender’s website.
While looking for insurers, please make sure you read the terms and conditions of the policy to learn more and know if it is the right policy for you or not.
I hope this helps. Should you have further questions, please don’t hesitate to reach out again.
Have a wonderful day!
Cheers,
Zubair