
Worried about COVID-19?
You're not the only one. Travel insurance companies are now offering some cover for coronavirus. So you can travel with more peace of mind.
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Visitors to Jamaica are drawn to its many natural wonders, resorts and nightlife destinations as well as its reputation as the birthplace of reggae and related attractions for music aficionados. There’s a lot to see and do, but it’s not without its hazards, so Jamaica is best enjoyed with the right travel insurance policy in place.
This guide will help you pick out what to look for in travel insurance for Jamaica and how to choose a policy that works for you.
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You're not the only one. Travel insurance companies are now offering some cover for coronavirus. So you can travel with more peace of mind.
Travel insurance is not compulsory when planning a visit to Jamaica. The Australian Government does strongly suggest, however, all Australian travellers purchase at least cover for medical expenses before travel.
A comprehensive policy goes one step further and provides protection against both the specific risks of travelling in Jamaica and common travel concerns including:
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Not all activities are always covered by your travel insurance policy. It may be a good idea to consider how your travel insurance covers various activities, if at all, on an individual basis. In particular, you might want to get cover for:
To get adequate medical attention in Jamaica you may have to use a private hospital or clinic. Private facilities in Jamaica require payment up-front so it’s advisable that your travel insurance policy can handle these costs. The alternative to this is to pay any costs yourself and then claim back what you can later.
In the event of an emergency you should get in touch with local authorities, the Australian embassy, your insurer, family and friends back home or your tour guide or travel provider as applicable.
All insurance policies have exclusions, which are conditions where they won’t pay out. Some of the exclusions to watch out for in a Jamaica travel insurance policy include:
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